We merged two concurrent fixes to `nchange` handling last night and
AFAICT the fix in #3692 was incorrect because it doesn't count UPDATEs
in cases where the original row was DELETEd as part of the UPDATE
statement.
The correct fix was in 87434b8
EDIT: okay, it's not strictly _incorrect_ in #3692 I guess, I just think
it's more intuitive to increment the change for UPDATE in the `insert`
opcode because that's what performs the actual update.
Closes#3735