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Merge pull request #10 from aljazceru/claude/organize-quotes-chronologically-01G6hPYumTTdUM87hmCyyjp9
Add chronologically organized ECB Bitcoin predictions
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<h4 class="mb-4">The Most Spectacularly Wrong Bitcoin Predictions by Named ECB Officials</h4>
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<h6><strong>November 15, 2018</strong> - Benoît Cœuré, ECB Executive Board Member</h6>
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<p><em>"In more ways than one, Bitcoin is the evil spawn of the financial crisis. Lightning may strike me for saying this in the Tower of Basel – but Bitcoin was an extremely clever idea. Sadly, not every clever idea is a good idea. I believe that Agustín Carstens summed its manifold problems up well when he said that Bitcoin is 'a combination of a bubble, a Ponzi scheme and an environmental disaster.'"</em></p>
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<p><small>Sources: <a href="https://www.ccn.com/bitcoin-is-the-evil-spawn-of-the-financial-crisis-european-central-bank-board-member/" target="_blank">CCN</a>, <a href="https://bitcoinist.com/the-ecb-is-right-bitcoin-was-spawned-by-the-financial-crisis-created-by-the-ecb/" target="_blank">Bitcoinist</a></small></p>
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<h6><strong>May 9, 2019</strong> - Mario Draghi, ECB President</h6>
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<p><em>"Cryptocurrencies or bitcoins, or anything like that, are not really currencies — they are assets. A euro is a euro — today, tomorrow, in a month — it's always a euro. And the ECB is behind the euro. Who is behind the cryptocurrencies? So they are very, very risky assets."</em></p>
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<p><small>Sources: <a href="https://cointelegraph.com/news/ecb-president-mario-draghi-cryptos-are-not-currencies-they-are-very-risky-assets" target="_blank">Cointelegraph</a>, <a href="https://finance.yahoo.com/news/draghi-comments-ecb-press-conference-133645028.html" target="_blank">Yahoo Finance</a></small></p>
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<h6><strong>May 29, 2019</strong> - Yves Mersch, ECB Executive Board Member</h6>
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<p><em>"Bitcoin and other crypto-assets claim to need neither trust nor the backing of a sovereign. These self-proclaimed currencies, more accurately described as crypto-assets, have proved to be unfit for purpose, demonstrating that well-executed central bank policies are still the only sound basis for stability."</em></p>
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<p><small>Source: <a href="https://www.bis.org/review/r190529a.htm" target="_blank">BIS</a></small></p>
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<h6><strong>January 13, 2021</strong> - Christine Lagarde, ECB President</h6>
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<p><em>"For those who had assumed that it might turn into a currency -- terribly sorry, but this is an asset and it's a highly speculative asset which has conducted some funny business and some interesting and totally reprehensible money-laundering activity."</em></p>
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<p><small>Sources: <a href="https://www.bloomberg.com/news/articles/2021-01-13/lagarde-blasts-bitcoin-s-role-in-facilitating-money-laundering" target="_blank">Bloomberg</a>, <a href="https://www.theglobeandmail.com/business/international-business/european-business/article-ecbs-lagarde-calls-for-global-regulation-of-bitcoin-to-prevent-use-in/" target="_blank">The Globe and Mail</a>, <a href="https://www.coindesk.com/policy/2021/01/13/ecbs-christine-lagarde-says-speculative-bitcoin-needs-global-regulation" target="_blank">CoinDesk</a></small></p>
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<h6><strong>April 9, 2021</strong> - Isabel Schnabel, ECB Executive Board Member</h6>
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<p><em>"In our view it is wrong to describe bitcoin as a currency, because it does not fulfil the basic properties of money. It is a speculative asset without any recognisable fundamental value and is subject to massive price swings."</em></p>
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<p><small>Source: <a href="https://www.ecb.europa.eu/press/inter/date/2021/html/ecb.in210409~c8c348a12c.en.html" target="_blank">ECB</a></small></p>
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<h6><strong>May 19, 2021</strong> - Luis de Guindos, ECB Vice President</h6>
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<p><em>"When you have difficulties to find out what are the real fundamentals of an investment, then what you're doing is not a real investment. This is an asset with very weak fundamentals, and that is going to be subject to a lot of volatility."</em></p>
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<p><small>Sources: <a href="https://www.coindesk.com/markets/2021/05/19/crypto-assets-arent-a-real-investment-ecb-vice-president-says/" target="_blank">CoinDesk</a>, <a href="https://cointelegraph.com/news/ecb-veep-says-crypto-has-weak-fundamentals-is-not-a-real-asset-amid-30-dip" target="_blank">Cointelegraph</a></small></p>
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<h6><strong>April 25, 2022</strong> - Fabio Panetta, ECB Executive Board Member</h6>
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<p><em>"Crypto-assets are speculative assets that can cause major damage to society. They derive their value mainly from greed, they rely on the greed of others and the hope that the scheme continues unhindered. In fact, they are a gamble disguised as an investment asset."</em></p>
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<p><small>Sources: <a href="https://www.bis.org/review/r220425j.htm" target="_blank">BIS</a>, <a href="https://www.paymentscardsandmobile.com/fabio-panetta-why-we-must-reign-in-the-wild-west-of-crypto/" target="_blank">Payments Cards & Mobile</a>, <a href="https://www.ledgerinsights.com/european-central-bank-ecb-panetta-likens-crypto-to-wild-west-ponzi-scheme/" target="_blank">Ledger Insights</a></small></p>
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<h6><strong>May 22, 2022</strong> - Christine Lagarde, ECB President</h6>
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<p><em>"My very humble assessment is that it is worth nothing. It is based on nothing, there is no underlying assets to act as an anchor of safety."</em></p>
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<p><small>Sources: <a href="https://www.cnbc.com/amp/2022/05/23/ecb-chief-christine-lagarde-crypto-is-worth-nothing.html" target="_blank">CNBC</a>, <a href="https://forkast.news/cryptocurrency-ecb-christine-lagarde/" target="_blank">Forkast</a>, <a href="https://www.techspot.com/news/94679-european-central-bank-president-calls-crypto-worthless-based.html" target="_blank">TechSpot</a></small></p>
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<h6><strong>December 7, 2022</strong> - Fabio Panetta, ECB Executive Board Member</h6>
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<p><em>"Crypto assets should be banned if they are too energy intensive. Investors have been caught in the textbook definition of a bubble, lured by the promise of ever-rising prices. Many cryptocurrencies are just a new way of gambling."</em></p>
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<p><small>Sources: <a href="https://www.coindesk.com/policy/2022/12/07/ban-energy-intensive-crypto-says-ecb-official" target="_blank">CoinDesk</a>, <a href="https://uk.finance.yahoo.com/news/ecb-ban-crypto-bitcoin-ethereum-123751593.html" target="_blank">Yahoo Finance UK</a></small></p>
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<h6><strong>January 30, 2025</strong> - Christine Lagarde, ECB President</h6>
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<p><em>"I am confident that bitcoin will not enter the reserves of any of the central banks of the General Council... reserves have to be liquid, that reserves have to be secure, that they have to be safe, that they should not be plagued by the suspicion of money laundering."</em></p>
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<p><small>Sources: <a href="https://www.bloomberg.com/news/articles/2025-01-30/lagarde-is-confident-eu-central-banks-will-shun-bitcoin-reserves" target="_blank">Bloomberg</a>, <a href="https://cointelegraph.com/news/ecb-president-christine-lagarde-bitcoin-central-bank-reserves" target="_blank">Cointelegraph</a></small></p>
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