diff --git a/README.md b/README.md
index ebd91d91..5fa27d91 100644
--- a/README.md
+++ b/README.md
@@ -83,6 +83,9 @@ Start with a `provider.toml` file in `~/.config/opencode/providers`
 name = "OpenRouter"
 env = ["OPENROUTER_API_KEY"]
 npm = "@openrouter/ai-sdk-provider"
+
+[options]
+baseURL = "https://api.openrouter.ai" # optional settings
 ```
 
 And models in `~/.config/opencode/providers/openrouter/models/[model-id]`
diff --git a/packages/opencode/src/provider/provider.ts b/packages/opencode/src/provider/provider.ts
index 9c21703d..fdb0dc64 100644
--- a/packages/opencode/src/provider/provider.ts
+++ b/packages/opencode/src/provider/provider.ts
@@ -203,9 +203,7 @@ export namespace Provider {
     }
 
     // load config
-    for (const [providerID, provider] of Object.entries(
-      config.provider ?? {},
-    )) {
+    for (const [providerID, provider] of configProviders) {
       mergeProvider(providerID, provider.options ?? {}, "config")
     }