diff --git a/pickhardt-payments/src/main/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitter.java b/pickhardt-payments/src/main/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitter.java
index eba08cd4..798e8072 100644
--- a/pickhardt-payments/src/main/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitter.java
+++ b/pickhardt-payments/src/main/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitter.java
@@ -73,8 +73,7 @@ public class MultiPathPaymentSplitter {
         List<Route> routes = getWithLiquidityInformation(extendedBasicRoutes);
         List<Route> fixedRoutes = Routes.getFixedWithTotalAmount(routes, amount);
 
-        boolean isTooExpensive = isTooExpensive(paymentOptions, fixedRoutes);
-        if (isTooExpensive) {
+        if (isTooExpensive(paymentOptions, fixedRoutes)) {
             return MultiPathPayment.FAILURE;
         }
         return new MultiPathPayment(fixedRoutes);
diff --git a/pickhardt-payments/src/test/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitterTest.java b/pickhardt-payments/src/test/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitterTest.java
index 312f036f..deda1dfd 100644
--- a/pickhardt-payments/src/test/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitterTest.java
+++ b/pickhardt-payments/src/test/java/de/cotto/lndmanagej/pickhardtpayments/MultiPathPaymentSplitterTest.java
@@ -163,6 +163,24 @@ class MultiPathPaymentSplitterTest {
             assertThat(multiPathPayment.isFailure()).isTrue();
         }
 
+        @Test
+        void fee_rate_at_limit_excluding_fees_from_first_hop() {
+            int feeRate = 200;
+            Coins amount = Coins.ofSatoshis(3_000_000);
+            Policy policy = policyFor(feeRate);
+            PaymentOptions paymentOptions = PaymentOptions.forFeeRateLimit(feeRate);
+            Flow firstEdgeFlow = new Flow(firstEdge, amount);
+            Edge edge = new Edge(CHANNEL_ID_2, PUBKEY_2, PUBKEY_4, CAPACITY, policy);
+            Flow flow = new Flow(edge, amount);
+            addEdgeWithoutInformation(edge);
+            when(flowComputation.getOptimalFlows(PUBKEY, PUBKEY_4, amount, paymentOptions))
+                    .thenReturn(new Flows(firstEdgeFlow, flow));
+
+            MultiPathPayment multiPathPayment =
+                    multiPathPaymentSplitter.getMultiPathPayment(PUBKEY, PUBKEY_4, amount, paymentOptions);
+            assertThat(multiPathPayment.isFailure()).isFalse();
+        }
+
         @Test
         void one_flow_has_fee_rate_above_limit_but_average_fee_rate_is_below_limit_including_fees_from_first_hop() {
             mockExtensionEdge(PUBKEY_4);