diff --git a/BTCPayServer/Controllers/StoresController.cs b/BTCPayServer/Controllers/StoresController.cs
index 0dee1e638..357264fd7 100644
--- a/BTCPayServer/Controllers/StoresController.cs
+++ b/BTCPayServer/Controllers/StoresController.cs
@@ -331,7 +331,7 @@ namespace BTCPayServer.Controllers
         {
             var storeBlob = StoreData.GetStoreBlob();
             var vm = new CheckoutExperienceViewModel();
-            vm.SetCryptoCurrencies(_NetworkProvider, StoreData, StoreData.GetDefaultPaymentId(_NetworkProvider));
+            SetCryptoCurrencies(vm, StoreData);
             vm.SetLanguages(_LangService, storeBlob.DefaultLang);
             vm.LightningMaxValue = storeBlob.LightningMaxValue?.ToString() ?? "";
             vm.OnChainMinValue = storeBlob.OnChainMinValue?.ToString() ?? "";
@@ -341,6 +341,23 @@ namespace BTCPayServer.Controllers
             vm.HtmlTitle = storeBlob.HtmlTitle;
             return View(vm);
         }
+        void SetCryptoCurrencies(CheckoutExperienceViewModel vm, Data.StoreData storeData)
+        {
+            var choices = storeData.GetEnabledPaymentIds(_NetworkProvider)
+                                      .Select(o => new CheckoutExperienceViewModel.Format() { Name = GetDisplayName(o), Value = o.ToString(), PaymentId = o }).ToArray();
+
+            var defaultPaymentId = storeData.GetDefaultPaymentId(_NetworkProvider);
+            var chosen = choices.FirstOrDefault(c => c.PaymentId == defaultPaymentId);
+            vm.CryptoCurrencies = new SelectList(choices, nameof(chosen.Value), nameof(chosen.Name), chosen?.Value);
+            vm.DefaultPaymentMethod = chosen?.Value;
+        }
+
+        private string GetDisplayName(PaymentMethodId paymentMethodId)
+        {
+            var display = _NetworkProvider.GetNetwork(paymentMethodId.CryptoCode)?.DisplayName ?? paymentMethodId.CryptoCode;
+            return paymentMethodId.PaymentType == PaymentTypes.BTCLike ?
+                display : $"{display} (Lightning)";
+        }
 
         [HttpPost]
         [Route("{storeId}/checkout")]
@@ -371,7 +388,7 @@ namespace BTCPayServer.Controllers
                 needUpdate = true;
                 StoreData.SetDefaultPaymentId(defaultPaymentMethodId);
             }
-            model.SetCryptoCurrencies(_NetworkProvider, StoreData, defaultPaymentMethodId);
+            SetCryptoCurrencies(model, StoreData);
             model.SetLanguages(_LangService, model.DefaultLang);
 
             if (!ModelState.IsValid)
diff --git a/BTCPayServer/Data/StoreData.cs b/BTCPayServer/Data/StoreData.cs
index 76160f58c..0232eafa0 100644
--- a/BTCPayServer/Data/StoreData.cs
+++ b/BTCPayServer/Data/StoreData.cs
@@ -56,7 +56,6 @@ namespace BTCPayServer.Data
             get;
             set;
         }
-
         public IEnumerable<ISupportedPaymentMethod> GetSupportedPaymentMethods(BTCPayNetworkProvider networks)
         {
 #pragma warning disable CS0618
@@ -204,11 +203,29 @@ namespace BTCPayServer.Data
         public List<Claim> AdditionalClaims { get; set; } = new List<Claim>();
 
 #pragma warning disable CS0618
-        public PaymentMethodId GetDefaultPaymentId(BTCPayNetworkProvider networkProvider = null)
+        public PaymentMethodId GetDefaultPaymentId(BTCPayNetworkProvider networks)
         {
-            var str = DefaultCrypto ?? (networkProvider == null ? "BTC" : GetSupportedPaymentMethods(networkProvider).Select(p => p.PaymentId.ToString()).FirstOrDefault() ?? "BTC");
-            return PaymentMethodId.Parse(str);
+            PaymentMethodId[] paymentMethodIds = GetEnabledPaymentIds(networks);
+
+            var defaultPaymentId = string.IsNullOrEmpty(DefaultCrypto) ? null : PaymentMethodId.Parse(DefaultCrypto);
+            var chosen = paymentMethodIds.FirstOrDefault(f => f == defaultPaymentId) ??
+                         paymentMethodIds.FirstOrDefault(f => f.CryptoCode == defaultPaymentId?.CryptoCode) ??
+                         paymentMethodIds.FirstOrDefault();
+            return chosen;
         }
+
+        public PaymentMethodId[] GetEnabledPaymentIds(BTCPayNetworkProvider networks)
+        {
+            var excludeFilter = GetStoreBlob().GetExcludedPaymentMethods();
+            var paymentMethodIds = GetSupportedPaymentMethods(networks).Select(p => p.PaymentId)
+                                .Where(a => !excludeFilter.Match(a))
+                                .OrderByDescending(a => a.CryptoCode == "BTC")
+                                .ThenBy(a => a.CryptoCode)
+                                .ThenBy(a => a.PaymentType == PaymentTypes.LightningLike ? 1 : 0)
+                                .ToArray();
+            return paymentMethodIds;
+        }
+
         public void SetDefaultPaymentId(PaymentMethodId defaultPaymentId)
         {
             DefaultCrypto = defaultPaymentId.ToString();
diff --git a/BTCPayServer/Models/StoreViewModels/CheckoutExperienceViewModel.cs b/BTCPayServer/Models/StoreViewModels/CheckoutExperienceViewModel.cs
index 91052a983..64680423b 100644
--- a/BTCPayServer/Models/StoreViewModels/CheckoutExperienceViewModel.cs
+++ b/BTCPayServer/Models/StoreViewModels/CheckoutExperienceViewModel.cs
@@ -12,10 +12,11 @@ namespace BTCPayServer.Models.StoreViewModels
 {
     public class CheckoutExperienceViewModel
     {
-        class Format
+        public class Format
         {
             public string Name { get; set; }
             public string Value { get; set; }
+            public PaymentMethodId PaymentId { get; set; }
         }
         public SelectList CryptoCurrencies { get; set; }
         public SelectList Languages { get; set; }
@@ -48,28 +49,6 @@ namespace BTCPayServer.Models.StoreViewModels
         [Display(Name = "Custom HTML title to display on Checkout page")]
         public string HtmlTitle { get; set; }
 
-
-        public void SetCryptoCurrencies(BTCPayNetworkProvider networks, Data.StoreData storeData, PaymentMethodId paymentMethodId)
-        {
-            var paymentIds = storeData.GetSupportedPaymentMethods(networks).Select(o => o.PaymentId)
-                            .OrderByDescending(a => a.CryptoCode == "BTC")
-                            .ThenBy(a => a.CryptoCode)
-                            .ThenBy(a => a.PaymentType == PaymentTypes.LightningLike ? 1 : 0);
-
-
-            var choices = paymentIds.Select(o => new Format() { Name = GetDisplayName(networks, o), Value = o.ToString() }).ToArray();
-            var chosen = choices.FirstOrDefault(f => f.Value == paymentMethodId?.ToString()) ?? choices.FirstOrDefault();
-            CryptoCurrencies = new SelectList(choices, nameof(chosen.Value), nameof(chosen.Name), chosen);
-            DefaultPaymentMethod = chosen.Value;
-        }
-
-        private string GetDisplayName(BTCPayNetworkProvider networks, PaymentMethodId paymentMethodId)
-        {
-            var display = networks.GetNetwork(paymentMethodId.CryptoCode)?.DisplayName ?? paymentMethodId.CryptoCode;
-            return paymentMethodId.PaymentType == PaymentTypes.BTCLike ?
-                display : $"{display} (Lightning)";
-        }
-
         public void SetLanguages(LanguageService langService, string defaultLang)
         {
             defaultLang = langService.GetLanguages().Any(language => language.Code == defaultLang)? defaultLang : "en";