diff --git a/BTCPayServer/Payments/Bitcoin/NBXplorerListener.cs b/BTCPayServer/Payments/Bitcoin/NBXplorerListener.cs
index b4df6d389..cdedf894d 100644
--- a/BTCPayServer/Payments/Bitcoin/NBXplorerListener.cs
+++ b/BTCPayServer/Payments/Bitcoin/NBXplorerListener.cs
@@ -218,7 +218,7 @@ namespace BTCPayServer.Payments.Bitcoin
         }
         async Task<InvoiceEntity> UpdatePaymentStates(BTCPayWallet wallet, InvoiceEntity invoice)
         {
-            
+
             List<PaymentEntity> updatedPaymentEntities = new List<PaymentEntity>();
             var transactions = await wallet.GetTransactions(invoice.GetAllBitcoinPaymentData()
                     .Select(p => p.Outpoint.Hash)
@@ -371,7 +371,7 @@ namespace BTCPayServer.Payments.Bitcoin
                     var address = network.NBXplorerNetwork.CreateAddress(strategy, coin.KeyPath, coin.ScriptPubKey);
 
                     var paymentData = new BitcoinLikePaymentData(address, coin.Value, coin.OutPoint,
-                        transaction.Transaction.RBF, coin.KeyPath);
+                        transaction.Transaction is null ? true : transaction.Transaction.RBF, coin.KeyPath);
 
                     var payment = await _InvoiceRepository.AddPayment(invoice.Id, coin.Timestamp, paymentData, network).ConfigureAwait(false);
                     alreadyAccounted.Add(coin.OutPoint);