New address encoding (#356)

* [common] rework address encoding

* new address encoding

* replace offchain address by vtxo output key in DB

* merge migrations files into init one

* fix txbuilder fixtures

* fix transaction events

api-spec/openapi/swagger/ark/v1/service.swagger.json

@@ -506,6 +506,17 @@
         }
       }
     },
+    "v1AsyncPaymentInput": {
+      "type": "object",
+      "properties": {
+        "input": {
+          "$ref": "#/definitions/v1Input"
+        },
+        "forfeitLeafHash": {
+          "type": "string"
+        }
+      }
+    },
     "v1CompletePaymentRequest": {
       "type": "object",
       "properties": {
@@ -524,7 +535,7 @@
           "type": "array",
           "items": {
             "type": "object",
-            "$ref": "#/definitions/v1Input"
+            "$ref": "#/definitions/v1AsyncPaymentInput"
           }
         },
         "outputs": {
@@ -717,9 +728,6 @@
           "type": "string",
           "format": "uint64",
           "description": "Amount to send in satoshis."
-        },
-        "descriptor": {
-          "type": "string"
         }
       }
     },
@@ -1046,9 +1054,6 @@
         "outpoint": {
           "$ref": "#/definitions/v1Outpoint"
         },
-        "descriptor": {
-          "type": "string"
-        },
         "spent": {
           "type": "boolean"
         },
@@ -1074,6 +1079,9 @@
         "amount": {
           "type": "string",
           "format": "uint64"
+        },
+        "pubkey": {
+          "type": "string"
         }
       }
     }

api-spec/protobuf/ark/v1/service.proto

@@ -187,8 +187,13 @@ message PingResponse {
 
 /* Async Payment API messages */
 
+message AsyncPaymentInput {
+  Input input = 1;
+  string forfeit_leaf_hash = 2;
+}
+
 message CreatePaymentRequest {
-  repeated Input inputs = 1;
+  repeated AsyncPaymentInput inputs = 1;
   repeated Output outputs = 2;
 }
 message CreatePaymentResponse {
@@ -290,7 +295,6 @@ message Input {
 message Output {
   string address = 1; // onchain or off-chain
   uint64 amount = 2; // Amount to send in satoshis.
-  string descriptor = 3; 
 }
 
 message Tree {
@@ -309,18 +313,17 @@ message Node {
 
 message Vtxo {
   Outpoint outpoint = 1;
-  string descriptor = 2;
-  bool spent = 3;
-  string round_txid = 4;
-  string spent_by = 5;
-  int64 expire_at = 6;
-  bool swept = 7;
-  bool pending = 8;
-  string redeem_tx = 9;
-  uint64 amount = 10;
+  bool spent = 2;
+  string round_txid = 3;
+  string spent_by = 4;
+  int64 expire_at = 5;
+  bool swept = 6;
+  bool pending = 7;
+  string redeem_tx = 8;
+  uint64 amount = 9;
+  string pubkey = 10;
 }
 
-
 message GetTransactionsStreamRequest {}
 message GetTransactionsStreamResponse {
   oneof tx {

common/bitcointree/builder.go

@@ -1,8 +1,10 @@
 package bitcointree
 
 import (
+	"encoding/hex"
 	"fmt"
 
+	"github.com/ark-network/ark/common"
 	"github.com/ark-network/ark/common/tree"
 	"github.com/btcsuite/btcd/btcec/v2/schnorr"
 	"github.com/btcsuite/btcd/btcec/v2/schnorr/musig2"
@@ -15,7 +17,7 @@ import (
 
 // CraftSharedOutput returns the taproot script and the amount of the initial root output
 func CraftSharedOutput(
-	cosigners []*secp256k1.PublicKey, aspPubkey *secp256k1.PublicKey, receivers []Receiver,
+	cosigners []*secp256k1.PublicKey, aspPubkey *secp256k1.PublicKey, receivers []tree.VtxoLeaf,
 	feeSatsPerNode uint64, roundLifetime int64,
 ) ([]byte, int64, error) {
 	aggregatedKey, _, err := createAggregatedKeyWithSweep(
@@ -32,7 +34,7 @@ func CraftSharedOutput(
 
 	amount := root.getAmount() + int64(feeSatsPerNode)
 
-	scriptPubKey, err := taprootOutputScript(aggregatedKey.FinalKey)
+	scriptPubKey, err := common.P2TRScript(aggregatedKey.FinalKey)
 	if err != nil {
 		return nil, 0, err
 	}
@@ -42,7 +44,7 @@ func CraftSharedOutput(
 
 // CraftCongestionTree creates all the tree's transactions
 func CraftCongestionTree(
-	initialInput *wire.OutPoint, cosigners []*secp256k1.PublicKey, aspPubkey *secp256k1.PublicKey, receivers []Receiver,
+	initialInput *wire.OutPoint, cosigners []*secp256k1.PublicKey, aspPubkey *secp256k1.PublicKey, receivers []tree.VtxoLeaf,
 	feeSatsPerNode uint64, roundLifetime int64,
 ) (tree.CongestionTree, error) {
 	aggregatedKey, sweepTapLeaf, err := createAggregatedKeyWithSweep(
@@ -108,8 +110,8 @@ type node interface {
 }
 
 type leaf struct {
-	vtxoScript VtxoScript
 	amount int64
+	pubkey *secp256k1.PublicKey
 }
 
 type branch struct {
@@ -142,12 +144,7 @@ func (l *leaf) getAmount() int64 {
 }
 
 func (l *leaf) getOutputs() ([]*wire.TxOut, error) {
-	taprootKey, _, err := l.vtxoScript.TapTree()
-	if err != nil {
-		return nil, err
-	}
-
-	script, err := taprootOutputScript(taprootKey)
+	script, err := common.P2TRScript(l.pubkey)
 	if err != nil {
 		return nil, err
 	}
@@ -161,7 +158,7 @@ func (l *leaf) getOutputs() ([]*wire.TxOut, error) {
 }
 
 func (b *branch) getOutputs() ([]*wire.TxOut, error) {
-	sharedOutputScript, err := taprootOutputScript(b.aggregatedKey.FinalKey)
+	sharedOutputScript, err := common.P2TRScript(b.aggregatedKey.FinalKey)
 	if err != nil {
 		return nil, err
 	}
@@ -246,7 +243,7 @@ func getTx(
 func createRootNode(
 	aggregatedKey *musig2.AggregateKey,
 	cosigners []*secp256k1.PublicKey,
-	receivers []Receiver,
+	receivers []tree.VtxoLeaf,
 	feeSatsPerNode uint64,
 ) (root node, err error) {
 	if len(receivers) == 0 {
@@ -255,9 +252,19 @@ func createRootNode(
 
 	nodes := make([]node, 0, len(receivers))
 	for _, r := range receivers {
+		pubkeyBytes, err := hex.DecodeString(r.Pubkey)
+		if err != nil {
+			return nil, err
+		}
+
+		pubkey, err := schnorr.ParsePubKey(pubkeyBytes)
+		if err != nil {
+			return nil, err
+		}
+
 		leafNode := &leaf{
-			vtxoScript: r.Script,
 			amount: int64(r.Amount),
+			pubkey: pubkey,
 		}
 		nodes = append(nodes, leafNode)
 	}
@@ -339,9 +346,3 @@ func createUpperLevel(nodes []node, aggregatedKey *musig2.AggregateKey, cosigner
 	}
 	return pairs, nil
 }
-
-func taprootOutputScript(taprootKey *secp256k1.PublicKey) ([]byte, error) {
-	return txscript.NewScriptBuilder().AddOp(txscript.OP_1).AddData(
-		schnorr.SerializePubKey(taprootKey),
-	).Script()
-}

common/bitcointree/musig2.go

@@ -7,6 +7,7 @@ import (
 	"io"
 	"strings"
 
+	"github.com/ark-network/ark/common"
 	"github.com/ark-network/ark/common/tree"
 	"github.com/btcsuite/btcd/btcec/v2"
 	"github.com/btcsuite/btcd/btcec/v2/schnorr"
@@ -512,7 +513,7 @@ func prevOutFetcherFactory(
 	func(partial *psbt.Packet) (txscript.PrevOutputFetcher, error),
 	error,
 ) {
-	pkscript, err := taprootOutputScript(finalAggregatedKey)
+	pkscript, err := common.P2TRScript(finalAggregatedKey)
 	if err != nil {
 		return nil, err
 	}

common/bitcointree/musig2_test.go

@@ -2,13 +2,13 @@ package bitcointree_test
 
 import (
 	"bytes"
-	"encoding/hex"
 	"encoding/json"
 	"fmt"
 	"os"
 	"testing"
 
 	"github.com/ark-network/ark/common/bitcointree"
+	"github.com/ark-network/ark/common/tree"
 	"github.com/btcsuite/btcd/chaincfg/chainhash"
 	"github.com/btcsuite/btcd/txscript"
 	"github.com/btcsuite/btcd/wire"
@@ -44,7 +44,7 @@ func TestRoundTripSignTree(t *testing.T) {
 		_, sharedOutputAmount, err := bitcointree.CraftSharedOutput(
 			cosigners,
 			asp.PubKey(),
-			castReceivers(f.Receivers, asp.PubKey()),
+			castReceivers(f.Receivers),
 			minRelayFee,
 			lifetime,
 		)
@@ -58,7 +58,7 @@ func TestRoundTripSignTree(t *testing.T) {
 			},
 			cosigners,
 			asp.PubKey(),
-			castReceivers(f.Receivers, asp.PubKey()),
+			castReceivers(f.Receivers),
 			minRelayFee,
 			lifetime,
 		)
@@ -222,29 +222,11 @@ type receiverFixture struct {
 	Pubkey string `json:"pubkey"`
 }
 
-func (r receiverFixture) toVtxoScript(asp *secp256k1.PublicKey) bitcointree.VtxoScript {
-	bytesKey, err := hex.DecodeString(r.Pubkey)
-	if err != nil {
-		panic(err)
-	}
-
-	pubkey, err := secp256k1.ParsePubKey(bytesKey)
-	if err != nil {
-		panic(err)
-	}
-
-	return &bitcointree.DefaultVtxoScript{
-		Owner:     pubkey,
-		Asp:       asp,
-		ExitDelay: exitDelay,
-	}
-}
-
-func castReceivers(receivers []receiverFixture, asp *secp256k1.PublicKey) []bitcointree.Receiver {
-	receiversOut := make([]bitcointree.Receiver, 0, len(receivers))
+func castReceivers(receivers []receiverFixture) []tree.VtxoLeaf {
+	receiversOut := make([]tree.VtxoLeaf, 0, len(receivers))
 	for _, r := range receivers {
-		receiversOut = append(receiversOut, bitcointree.Receiver{
-			Script: r.toVtxoScript(asp),
+		receiversOut = append(receiversOut, tree.VtxoLeaf{
+			Pubkey: r.Pubkey,
 			Amount: uint64(r.Amount),
 		})
 	}

common/bitcointree/testdata/musig2.json

@@ -4,7 +4,7 @@
       {
         "receivers": [
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           }
         ]
@@ -12,11 +12,11 @@
       {
         "receivers": [
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           },
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 8000
           }
         ]
@@ -24,23 +24,23 @@
       {
         "receivers": [
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           },
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           },
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           },
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1000
           },
           {
-            "pubkey": "020000000000000000000000000000000000000000000000000000000000000002",
+            "pubkey": "0000000000000000000000000000000000000000000000000000000000000002",
             "amount": 1100
           }
         ]

common/bitcointree/type.go

@@ -1,6 +0,0 @@
-package bitcointree
-
-type Receiver struct {
-	Script VtxoScript
-	Amount uint64
-}

common/encoding.go

@@ -3,63 +3,68 @@ package common
 import (
 	"fmt"
 
+	"github.com/btcsuite/btcd/btcec/v2/schnorr"
 	"github.com/btcsuite/btcd/btcutil/bech32"
 	"github.com/decred/dcrd/dcrec/secp256k1/v4"
 )
 
-func EncodeAddress(
-	hrp string, userKey, aspKey *secp256k1.PublicKey,
-) (addr string, err error) {
-	if userKey == nil {
-		err = fmt.Errorf("missing public key")
-		return
+// Address represents an Ark address with HRP, ASP public key, and VTXO Taproot public key
+type Address struct {
+	HRP        string
+	Asp        *secp256k1.PublicKey
+	VtxoTapKey *secp256k1.PublicKey
 }
-	if aspKey == nil {
-		err = fmt.Errorf("missing asp public key")
-		return
+
+// Encode converts the address to its bech32m string representation
+func (a *Address) Encode() (string, error) {
+	if a.Asp == nil {
+		return "", fmt.Errorf("missing asp public key")
 	}
-	if hrp != Liquid.Addr && hrp != LiquidTestNet.Addr {
-		err = fmt.Errorf("invalid prefix")
-		return
+	if a.VtxoTapKey == nil {
+		return "", fmt.Errorf("missing vtxo tap public key")
 	}
+
 	combinedKey := append(
-		aspKey.SerializeCompressed(), userKey.SerializeCompressed()...,
+		schnorr.SerializePubKey(a.Asp), schnorr.SerializePubKey(a.VtxoTapKey)...,
 	)
 	grp, err := bech32.ConvertBits(combinedKey, 8, 5, true)
 	if err != nil {
-		return
+		return "", err
 	}
-	addr, err = bech32.EncodeM(hrp, grp)
-	return
+	return bech32.EncodeM(a.HRP, grp)
+}
+
+// DecodeAddress parses a bech32m encoded address string and returns an Address object
+func DecodeAddress(addr string) (*Address, error) {
+	if len(addr) == 0 {
+		return nil, fmt.Errorf("address is empty")
 	}
 
-func DecodeAddress(
-	addr string,
-) (hrp string, userKey, aspKey *secp256k1.PublicKey, err error) {
 	prefix, buf, err := bech32.DecodeNoLimit(addr)
 	if err != nil {
-		return
+		return nil, err
 	}
 	if prefix != Liquid.Addr && prefix != LiquidTestNet.Addr && prefix != LiquidRegTest.Addr {
-		err = fmt.Errorf("invalid prefix")
-		return
+		return nil, fmt.Errorf("invalid prefix")
 	}
 	grp, err := bech32.ConvertBits(buf, 5, 8, false)
 	if err != nil {
-		return
+		return nil, err
 	}
-	aKey, err := secp256k1.ParsePubKey(grp[:33])
+
+	aKey, err := schnorr.ParsePubKey(grp[:32])
 	if err != nil {
-		err = fmt.Errorf("failed to parse public key: %s", err)
-		return
+		return nil, fmt.Errorf("failed to parse public key: %s", err)
 	}
-	uKey, err := secp256k1.ParsePubKey(grp[33:])
+
+	vtxoKey, err := schnorr.ParsePubKey(grp[32:])
 	if err != nil {
-		err = fmt.Errorf("failed to parse asp public key: %s", err)
-		return
+		return nil, fmt.Errorf("failed to parse asp public key: %s", err)
 	}
-	hrp = prefix
-	userKey = uKey
-	aspKey = aKey
-	return
+
+	return &Address{
+		HRP:        prefix,
+		Asp:        aKey,
+		VtxoTapKey: vtxoKey,
+	}, nil
 }

common/encoding_test.go

@@ -40,31 +40,29 @@ func TestAddressEncoding(t *testing.T) {
 
 	t.Run("valid", func(t *testing.T) {
 		for _, f := range fixtures.Address.Valid {
-			hrp, userKey, aspKey, err := common.DecodeAddress(f.Addr)
+			addr, err := common.DecodeAddress(f.Addr)
 			require.NoError(t, err)
-			require.NotEmpty(t, hrp)
-			require.NotNil(t, userKey)
-			require.NotNil(t, aspKey)
+			require.NotEmpty(t, addr.HRP)
+			require.NotNil(t, addr.Asp)
+			require.NotNil(t, addr.VtxoTapKey)
 
 			require.NoError(t, err)
-			require.Equal(t, f.ExpectedUserKey, hex.EncodeToString(userKey.SerializeCompressed()))
+			require.Equal(t, f.ExpectedUserKey, hex.EncodeToString(addr.VtxoTapKey.SerializeCompressed()))
 
 			require.NoError(t, err)
-			require.Equal(t, f.ExpectedAspKey, hex.EncodeToString(aspKey.SerializeCompressed()))
+			require.Equal(t, f.ExpectedAspKey, hex.EncodeToString(addr.Asp.SerializeCompressed()))
 
-			addr, err := common.EncodeAddress(hrp, userKey, aspKey)
+			encoded, err := addr.Encode()
 			require.NoError(t, err)
-			require.Equal(t, f.Addr, addr)
+			require.Equal(t, f.Addr, encoded)
 		}
 	})
 
 	t.Run("invalid", func(t *testing.T) {
 		for _, f := range fixtures.Address.Invalid {
-			hrp, userKey, aspKey, err := common.DecodeAddress(f.Addr)
+			addr, err := common.DecodeAddress(f.Addr)
 			require.EqualError(t, err, f.ExpectedError)
-			require.Empty(t, hrp)
-			require.Nil(t, userKey)
-			require.Nil(t, aspKey)
+			require.Nil(t, addr)
 		}
 	})
 }

common/fixtures/encoding.json

@@ -2,9 +2,9 @@
   "address": {
     "valid": [
       {
-        "addr": "ark1qgvdtj5ttpuhkldavhq8thtm5auyk0ec4dcmrfdgu0u5hgp9we22vqa7mdkrrulzu48law4zzvzz8k59hul0ayl2urt905we5wf6gee68sfrfj35",
-        "expectedUserKey": "03bedb6c31f3e2e54ffebaa2130423da85bf3efe93eae0d657d1d9a393a4673a3c",
-        "expectedAspKey": "0218d5ca8b58797b7dbd65c075dd7ba7784b3f38ab71b1a5a8e3f94ba0257654a6"
+        "addr": "tark1x0lm8hhr2wc6n6lyemtyh9rz8rg2ftpkfun46aca56kjg3ws0tsztfpuanaquxc6faedvjk3tax0575y6perapg3e95654pk8r4fjecs5fyd2",
+        "expectedUserKey": "0225a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
+        "expectedAspKey": "0233ffb3dee353b1a9ebe4ced64b946238d0a4ac364f275d771da6ad2445d07ae0"
       }
     ],
     "invalid": [

common/tree/builder.go

@@ -1,9 +1,9 @@
 package tree
 
 import (
+	"encoding/hex"
 	"fmt"
 
-	"github.com/ark-network/ark/common"
 	"github.com/btcsuite/btcd/btcec/v2/schnorr"
 	"github.com/btcsuite/btcd/chaincfg/chainhash"
 	"github.com/btcsuite/btcd/txscript"
@@ -13,7 +13,7 @@ import (
 )
 
 func CraftCongestionTree(
-	asset string, aspPubkey *secp256k1.PublicKey, receivers []Receiver,
+	asset string, aspPubkey *secp256k1.PublicKey, receivers []VtxoLeaf,
 	feeSatsPerNode uint64, roundLifetime int64,
 ) (
 	buildCongestionTree TreeFactory,
@@ -41,9 +41,14 @@ func CraftCongestionTree(
 	return
 }
 
+type vtxoOutput struct {
+	pubkey *secp256k1.PublicKey
+	amount uint64
+}
+
 type node struct {
 	sweepKey      *secp256k1.PublicKey
-	receivers     []Receiver
+	receivers     []vtxoOutput
 	left          *node
 	right         *node
 	asset         string
@@ -61,7 +66,7 @@ func (n *node) isLeaf() bool {
 func (n *node) getAmount() uint64 {
 	var amount uint64
 	for _, r := range n.receivers {
-		amount += r.Amount
+		amount += r.amount
 	}
 
 	if n.isLeaf() {
@@ -107,7 +112,7 @@ func (n *node) getChildren() []*node {
 
 func (n *node) getOutputs() ([]psetv2.OutputArgs, error) {
 	if n.isLeaf() {
-		taprootKey, _, err := n.getVtxoWitnessData()
+		taprootKey, err := n.getVtxoWitnessData()
 		if err != nil {
 			return nil, err
 		}
@@ -168,7 +173,7 @@ func (n *node) getWitnessData() (
 	}
 
 	if n.isLeaf() {
-		taprootKey, _, err := n.getVtxoWitnessData()
+		taprootKey, err := n.getVtxoWitnessData()
 		if err != nil {
 			return nil, nil, err
 		}
@@ -241,15 +246,14 @@ func (n *node) getWitnessData() (
 }
 
 func (n *node) getVtxoWitnessData() (
-	*secp256k1.PublicKey, common.TaprootTree, error,
+	*secp256k1.PublicKey, error,
 ) {
 	if !n.isLeaf() {
-		return nil, nil, fmt.Errorf("cannot call vtxoWitness on a non-leaf node")
+		return nil, fmt.Errorf("cannot call vtxoWitness on a non-leaf node")
 	}
 
 	receiver := n.receivers[0]
-
-	return receiver.Script.TapTree()
+	return receiver.pubkey, nil
 }
 
 func (n *node) getTreeNode(
@@ -373,7 +377,7 @@ func (n *node) createFinalCongestionTree() TreeFactory {
 }
 
 func createPartialCongestionTree(
-	asset string, aspPubkey *secp256k1.PublicKey, receivers []Receiver,
+	asset string, aspPubkey *secp256k1.PublicKey, receivers []VtxoLeaf,
 	feeSatsPerNode uint64, roundLifetime int64,
 ) (root *node, err error) {
 	if len(receivers) == 0 {
@@ -382,9 +386,19 @@ func createPartialCongestionTree(
 
 	nodes := make([]*node, 0, len(receivers))
 	for _, r := range receivers {
+		pubkeyBytes, err := hex.DecodeString(r.Pubkey)
+		if err != nil {
+			return nil, err
+		}
+
+		pubkey, err := schnorr.ParsePubKey(pubkeyBytes)
+		if err != nil {
+			return nil, err
+		}
+
 		leafNode := &node{
 			sweepKey:      aspPubkey,
-			receivers:     []Receiver{r},
+			receivers:     []vtxoOutput{{pubkey, r.Amount}},
 			asset:         asset,
 			feeSats:       feeSatsPerNode,
 			roundLifetime: roundLifetime,

common/tree/type.go

@@ -6,7 +6,7 @@ import (
 
 type TreeFactory func(outpoint psetv2.InputArgs) (CongestionTree, error)
 
-type Receiver struct {
-	Script VtxoScript
+type VtxoLeaf struct {
+	Pubkey string
 	Amount uint64
 }

pkg/client-sdk/client.go

@@ -94,7 +94,7 @@ func (a *arkClient) Receive(ctx context.Context) (string, string, error) {
 		return "", "", err
 	}
 
-	return offchainAddr, boardingAddr, nil
+	return offchainAddr.Address, boardingAddr.Address, nil
 }
 
 func (a *arkClient) GetTransactionEventChannel() chan types.TransactionEvent {

pkg/client-sdk/client/client.go

@@ -2,10 +2,14 @@ package client
 
 import (
 	"context"
+	"encoding/hex"
 	"time"
 
+	"github.com/ark-network/ark/common"
 	"github.com/ark-network/ark/common/bitcointree"
 	"github.com/ark-network/ark/common/tree"
+	"github.com/btcsuite/btcd/btcec/v2/schnorr"
+	"github.com/btcsuite/btcd/chaincfg/chainhash"
 	"github.com/decred/dcrd/dcrec/secp256k1/v4"
 	"github.com/lightningnetwork/lnd/lnwallet/chainfee"
 )
@@ -41,7 +45,7 @@ type ASPClient interface {
 	) (<-chan RoundEventChannel, func(), error)
 	Ping(ctx context.Context, paymentID string) (RoundEvent, error)
 	CreatePayment(
-		ctx context.Context, inputs []Input, outputs []Output,
+		ctx context.Context, inputs []AsyncPaymentInput, outputs []Output,
 	) (string, error)
 	CompletePayment(
 		ctx context.Context, signedRedeemTx string,
@@ -79,9 +83,14 @@ type Input struct {
 	Descriptor string
 }
 
+type AsyncPaymentInput struct {
+	Input
+	ForfeitLeafHash chainhash.Hash
+}
+
 type Vtxo struct {
 	Outpoint
-	Descriptor string
+	Pubkey    string
 	Amount    uint64
 	RoundTxid string
 	ExpiresAt *time.Time
@@ -90,9 +99,33 @@ type Vtxo struct {
 	SpentBy   string
 }
 
+func (v Vtxo) Address(asp *secp256k1.PublicKey, net common.Network) (string, error) {
+	pubkeyBytes, err := hex.DecodeString(v.Pubkey)
+	if err != nil {
+		return "", err
+	}
+
+	pubkey, err := schnorr.ParsePubKey(pubkeyBytes)
+	if err != nil {
+		return "", err
+	}
+
+	a := &common.Address{
+		HRP:        net.Addr,
+		Asp:        asp,
+		VtxoTapKey: pubkey,
+	}
+
+	return a.Encode()
+}
+
+type DescriptorVtxo struct {
+	Vtxo
+	Descriptor string
+}
+
 type Output struct {
-	Address    string // onchain output address
-	Descriptor string // offchain vtxo descriptor
+	Address string // onchain or offchain address
 	Amount  uint64
 }
 

pkg/client-sdk/client/grpc/client.go

@@ -238,10 +238,10 @@ func (a *grpcClient) Ping(
 }
 
 func (a *grpcClient) CreatePayment(
-	ctx context.Context, inputs []client.Input, outputs []client.Output,
+	ctx context.Context, inputs []client.AsyncPaymentInput, outputs []client.Output,
 ) (string, error) {
 	req := &arkv1.CreatePaymentRequest{
-		Inputs:  ins(inputs).toProto(),
+		Inputs:  asyncIns(inputs).toProto(),
 		Outputs: outs(outputs).toProto(),
 	}
 	resp, err := a.svc.CreatePayment(ctx, req)
@@ -404,7 +404,7 @@ func vtxosFromProto(protoVtxos []*arkv1.Vtxo) []client.Vtxo {
 				Txid: v.Outpoint.Txid,
 				VOut: v.Outpoint.Vout,
 			},
-			Descriptor: v.Descriptor_,
+			Pubkey:    v.Pubkey,
 			Amount:    v.Amount,
 			RoundTxid: v.RoundTxid,
 			ExpiresAt: &expiresAt,

pkg/client-sdk/client/grpc/types.go

@@ -19,7 +19,6 @@ type out client.Output
 func (o out) toProto() *arkv1.Output {
 	return &arkv1.Output{
 		Address: o.Address,
-		Descriptor_: o.Descriptor,
 		Amount:  o.Amount,
 	}
 }
@@ -129,7 +128,7 @@ func (v vtxo) toVtxo() client.Vtxo {
 		Pending:   v.GetPending(),
 		RedeemTx:  v.GetRedeemTx(),
 		SpentBy:   v.GetSpentBy(),
-		Descriptor: v.GetDescriptor_(),
+		Pubkey:    v.GetPubkey(),
 	}
 }
 
@@ -153,6 +152,23 @@ func toProtoInput(i client.Input) *arkv1.Input {
 	}
 }
 
+func toAsyncProtoInput(i client.AsyncPaymentInput) *arkv1.AsyncPaymentInput {
+	return &arkv1.AsyncPaymentInput{
+		Input:           toProtoInput(i.Input),
+		ForfeitLeafHash: i.ForfeitLeafHash.String(),
+	}
+}
+
+type asyncIns []client.AsyncPaymentInput
+
+func (i asyncIns) toProto() []*arkv1.AsyncPaymentInput {
+	list := make([]*arkv1.AsyncPaymentInput, 0, len(i))
+	for _, ii := range i {
+		list = append(list, toAsyncProtoInput(ii))
+	}
+	return list
+}
+
 type ins []client.Input
 
 func (i ins) toProto() []*arkv1.Input {

pkg/client-sdk/client/rest/client.go

@@ -139,7 +139,6 @@ func (a *restClient) RegisterOutputsForNextRound(
 	for _, o := range outputs {
 		outs = append(outs, &models.V1Output{
 			Address: o.Address,
-			Descriptor: o.Descriptor,
 			Amount:  strconv.Itoa(int(o.Amount)),
 		})
 	}
@@ -337,16 +336,19 @@ func (a *restClient) Ping(
 }
 
 func (a *restClient) CreatePayment(
-	ctx context.Context, inputs []client.Input, outputs []client.Output,
+	ctx context.Context, inputs []client.AsyncPaymentInput, outputs []client.Output,
 ) (string, error) {
-	ins := make([]*models.V1Input, 0, len(inputs))
+	ins := make([]*models.V1AsyncPaymentInput, 0, len(inputs))
 	for _, i := range inputs {
-		ins = append(ins, &models.V1Input{
+		ins = append(ins, &models.V1AsyncPaymentInput{
+			Input: &models.V1Input{
 				Outpoint: &models.V1Outpoint{
-				Txid: i.Txid,
+					Txid: i.Input.Txid,
 					Vout: int64(i.VOut),
 				},
-			Descriptor: i.Descriptor,
+				Descriptor: i.Input.Descriptor,
+			},
+			ForfeitLeafHash: i.ForfeitLeafHash.String(),
 		})
 	}
 	outs := make([]*models.V1Output, 0, len(outputs))
@@ -354,7 +356,6 @@ func (a *restClient) CreatePayment(
 		outs = append(outs, &models.V1Output{
 			Address: o.Address,
 			Amount:  strconv.Itoa(int(o.Amount)),
-			Descriptor: o.Descriptor,
 		})
 	}
 	body := models.V1CreatePaymentRequest{
@@ -501,7 +502,7 @@ func (a *restClient) ListVtxos(
 			Pending:   v.Pending,
 			RedeemTx:  v.RedeemTx,
 			SpentBy:   v.SpentBy,
-			Descriptor: v.Descriptor,
+			Pubkey:    v.Pubkey,
 		})
 	}
 
@@ -531,7 +532,7 @@ func (a *restClient) ListVtxos(
 			RoundTxid: v.RoundTxid,
 			ExpiresAt: expiresAt,
 			SpentBy:   v.SpentBy,
-			Descriptor: v.Descriptor,
+			Pubkey:    v.Pubkey,
 		})
 	}
 
@@ -695,7 +696,7 @@ func vtxosFromRest(restVtxos []*models.V1Vtxo) []client.Vtxo {
 				Txid: v.Outpoint.Txid,
 				VOut: uint32(v.Outpoint.Vout),
 			},
-			Descriptor: v.Descriptor,
+			Pubkey:    v.Pubkey,
 			Amount:    uint64(amount),
 			RoundTxid: v.RoundTxid,
 			ExpiresAt: expiresAt,

pkg/client-sdk/client/rest/service/models/v1_async_payment_input.go

@@ -0,0 +1,112 @@
+// Code generated by go-swagger; DO NOT EDIT.
+
+package models
+
+// This file was generated by the swagger tool.
+// Editing this file might prove futile when you re-run the swagger generate command
+
+import (
+	"context"
+
+	"github.com/go-openapi/errors"
+	"github.com/go-openapi/strfmt"
+	"github.com/go-openapi/swag"
+)
+
+// V1AsyncPaymentInput v1 async payment input
+//
+// swagger:model v1AsyncPaymentInput
+type V1AsyncPaymentInput struct {
+
+	// forfeit leaf hash
+	ForfeitLeafHash string `json:"forfeitLeafHash,omitempty"`
+
+	// input
+	Input *V1Input `json:"input,omitempty"`
+}
+
+// Validate validates this v1 async payment input
+func (m *V1AsyncPaymentInput) Validate(formats strfmt.Registry) error {
+	var res []error
+
+	if err := m.validateInput(formats); err != nil {
+		res = append(res, err)
+	}
+
+	if len(res) > 0 {
+		return errors.CompositeValidationError(res...)
+	}
+	return nil
+}
+
+func (m *V1AsyncPaymentInput) validateInput(formats strfmt.Registry) error {
+	if swag.IsZero(m.Input) { // not required
+		return nil
+	}
+
+	if m.Input != nil {
+		if err := m.Input.Validate(formats); err != nil {
+			if ve, ok := err.(*errors.Validation); ok {
+				return ve.ValidateName("input")
+			} else if ce, ok := err.(*errors.CompositeError); ok {
+				return ce.ValidateName("input")
+			}
+			return err
+		}
+	}
+
+	return nil
+}
+
+// ContextValidate validate this v1 async payment input based on the context it is used
+func (m *V1AsyncPaymentInput) ContextValidate(ctx context.Context, formats strfmt.Registry) error {
+	var res []error
+
+	if err := m.contextValidateInput(ctx, formats); err != nil {
+		res = append(res, err)
+	}
+
+	if len(res) > 0 {
+		return errors.CompositeValidationError(res...)
+	}
+	return nil
+}
+
+func (m *V1AsyncPaymentInput) contextValidateInput(ctx context.Context, formats strfmt.Registry) error {
+
+	if m.Input != nil {
+
+		if swag.IsZero(m.Input) { // not required
+			return nil
+		}
+
+		if err := m.Input.ContextValidate(ctx, formats); err != nil {
+			if ve, ok := err.(*errors.Validation); ok {
+				return ve.ValidateName("input")
+			} else if ce, ok := err.(*errors.CompositeError); ok {
+				return ce.ValidateName("input")
+			}
+			return err
+		}
+	}
+
+	return nil
+}
+
+// MarshalBinary interface implementation
+func (m *V1AsyncPaymentInput) MarshalBinary() ([]byte, error) {
+	if m == nil {
+		return nil, nil
+	}
+	return swag.WriteJSON(m)
+}
+
+// UnmarshalBinary interface implementation
+func (m *V1AsyncPaymentInput) UnmarshalBinary(b []byte) error {
+	var res V1AsyncPaymentInput
+	if err := swag.ReadJSON(b, &res); err != nil {
+		return err
+	}
+	*m = res
+	return nil
+}

pkg/client-sdk/client/rest/service/models/v1_create_payment_request.go

@@ -20,7 +20,7 @@ import (
 type V1CreatePaymentRequest struct {
 
 	// inputs
-	Inputs []*V1Input `json:"inputs"`
+	Inputs []*V1AsyncPaymentInput `json:"inputs"`
 
 	// outputs
 	Outputs []*V1Output `json:"outputs"`

pkg/client-sdk/client/rest/service/models/v1_output.go

@@ -22,9 +22,6 @@ type V1Output struct {
 
 	// Amount to send in satoshis.
 	Amount string `json:"amount,omitempty"`
-
-	// descriptor
-	Descriptor string `json:"descriptor,omitempty"`
 }
 
 // Validate validates this v1 output

pkg/client-sdk/client/rest/service/models/v1_vtxo.go

@@ -21,9 +21,6 @@ type V1Vtxo struct {
 	// amount
 	Amount string `json:"amount,omitempty"`
 
-	// descriptor
-	Descriptor string `json:"descriptor,omitempty"`
-
 	// expire at
 	ExpireAt string `json:"expireAt,omitempty"`
 
@@ -33,6 +30,9 @@ type V1Vtxo struct {
 	// pending
 	Pending bool `json:"pending,omitempty"`
 
+	// pubkey
+	Pubkey string `json:"pubkey,omitempty"`
+
 	// redeem tx
 	RedeemTx string `json:"redeemTx,omitempty"`
 

pkg/client-sdk/covenant_client.go

@@ -260,7 +260,7 @@ func (a *covenantArkClient) ListVtxos(
 	}
 
 	for _, addr := range offchainAddrs {
-		spendable, spent, err := a.client.ListVtxos(ctx, addr)
+		spendable, spent, err := a.client.ListVtxos(ctx, addr.Address)
 		if err != nil {
 			return nil, nil, err
 		}
@@ -303,7 +303,7 @@ func (a *covenantArkClient) Balance(
 				offchainBalance:             balance,
 				offchainBalanceByExpiration: amountByExpiration,
 			}
-		}(offchainAddr)
+		}(offchainAddr.Address)
 
 		getDelayedBalance := func(addr string) {
 			defer wg.Done()
@@ -323,8 +323,8 @@ func (a *covenantArkClient) Balance(
 			}
 		}
 
-		go getDelayedBalance(boardingAddr)
-		go getDelayedBalance(redeemAddr)
+		go getDelayedBalance(boardingAddr.Address)
+		go getDelayedBalance(redeemAddr.Address)
 	}
 
 	wg.Wait()
@@ -455,7 +455,7 @@ func (a *covenantArkClient) UnilateralRedeem(ctx context.Context) error {
 
 	vtxos := make([]client.Vtxo, 0)
 	for _, offchainAddr := range offchainAddrs {
-		fetchedVtxos, _, err := a.client.ListVtxos(ctx, offchainAddr)
+		fetchedVtxos, _, err := a.client.ListVtxos(ctx, offchainAddr.Address)
 		if err != nil {
 			return err
 		}
@@ -549,13 +549,19 @@ func (a *covenantArkClient) CollaborativeRedeem(
 		},
 	}
 
-	vtxos := make([]client.Vtxo, 0)
+	vtxos := make([]client.DescriptorVtxo, 0)
 	for _, offchainAddr := range offchainAddrs {
-		spendableVtxos, err := a.getVtxos(ctx, offchainAddr, withExpiryCoinselect)
+		spendableVtxos, err := a.getVtxos(ctx, offchainAddr.Address, withExpiryCoinselect)
 		if err != nil {
 			return "", err
 		}
-		vtxos = append(vtxos, spendableVtxos...)
+
+		for _, vtxo := range spendableVtxos {
+			vtxos = append(vtxos, client.DescriptorVtxo{
+				Vtxo:       vtxo,
+				Descriptor: offchainAddr.Descriptor,
+			})
+		}
 	}
 
 	selectedCoins, changeAmount, err := utils.CoinSelect(
@@ -571,13 +577,8 @@ func (a *covenantArkClient) CollaborativeRedeem(
 			return "", err
 		}
 
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddr)
-		if err != nil {
-			return "", err
-		}
-
 		receivers = append(receivers, client.Output{
-			Descriptor: desc,
+			Address: offchainAddr.Address,
 			Amount:  changeAmount,
 		})
 	}
@@ -621,12 +622,7 @@ func (a *covenantArkClient) SendAsync(
 }
 
 func (a *covenantArkClient) Claim(ctx context.Context) (string, error) {
-	myselfOffchain, _, err := a.wallet.NewAddress(ctx, false)
-	if err != nil {
-		return "", err
-	}
-
-	_, mypubkey, _, err := common.DecodeAddress(myselfOffchain)
+	myselfOffchain, boardingAddr, err := a.wallet.NewAddress(ctx, false)
 	if err != nil {
 		return "", err
 	}
@@ -644,13 +640,8 @@ func (a *covenantArkClient) Claim(ctx context.Context) (string, error) {
 		return "", fmt.Errorf("no funds to claim")
 	}
 
-	desc, err := a.offchainAddressToDefaultVtxoDescriptor(myselfOffchain)
-	if err != nil {
-		return "", err
-	}
-
 	receiver := client.Output{
-		Descriptor: desc,
+		Address: myselfOffchain.Address,
 		Amount:  pendingBalance,
 	}
 
@@ -658,7 +649,7 @@ func (a *covenantArkClient) Claim(ctx context.Context) (string, error) {
 		ctx,
 		boardingUtxos,
 		receiver,
-		hex.EncodeToString(mypubkey.SerializeCompressed()),
+		boardingAddr.Descriptor,
 	)
 }
 
@@ -692,13 +683,13 @@ func (a *covenantArkClient) getAllBoardingUtxos(ctx context.Context) ([]explorer
 
 	utxos := []explorer.Utxo{}
 	for _, addr := range boardingAddrs {
-		txs, err := a.explorer.GetTxs(addr)
+		txs, err := a.explorer.GetTxs(addr.Address)
 		if err != nil {
 			continue
 		}
 		for _, tx := range txs {
 			for i, vout := range tx.Vout {
-				if vout.Address == addr {
+				if vout.Address == addr.Address {
 					createdAt := time.Time{}
 					if tx.Status.Confirmed {
 						createdAt = time.Unix(tx.Status.Blocktime, 0)
@@ -718,25 +709,15 @@ func (a *covenantArkClient) getAllBoardingUtxos(ctx context.Context) ([]explorer
 }
 
 func (a *covenantArkClient) getClaimableBoardingUtxos(ctx context.Context) ([]explorer.Utxo, error) {
-	offchainAddrs, boardingAddrs, _, err := a.wallet.GetAddresses(ctx)
+	_, boardingAddrs, _, err := a.wallet.GetAddresses(ctx)
 	if err != nil {
 		return nil, err
 	}
 
 	claimable := make([]explorer.Utxo, 0)
-	now := time.Now()
 
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return nil, err
-	}
-
-	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(myPubkey))
-	descriptorStr := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", myPubkeyStr,
-	)
-
-	boardingScript, err := tree.ParseVtxoScript(descriptorStr)
+	for _, addr := range boardingAddrs {
+		boardingScript, err := tree.ParseVtxoScript(addr.Descriptor)
 		if err != nil {
 			return nil, err
 		}
@@ -746,15 +727,16 @@ func (a *covenantArkClient) getClaimableBoardingUtxos(ctx context.Context) ([]ex
 		if defaultVtxo, ok := boardingScript.(*tree.DefaultVtxoScript); ok {
 			boardingTimeout = defaultVtxo.ExitDelay
 		} else {
-		return nil, fmt.Errorf("unsupported boarding descriptor: %s", descriptorStr)
+			return nil, fmt.Errorf("unsupported boarding descriptor: %s", addr.Descriptor)
 		}
 
-	for _, addr := range boardingAddrs {
-		boardingUtxos, err := a.explorer.GetUtxos(addr)
+		boardingUtxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, err
 		}
 
+		now := time.Now()
+
 		for _, utxo := range boardingUtxos {
 			u := utxo.ToUtxo(boardingTimeout)
 
@@ -826,7 +808,7 @@ func (a *covenantArkClient) sendOnchain(
 			return "", err
 		}
 
-		changeScript, err := address.ToOutputScript(changeAddr)
+		changeScript, err := address.ToOutputScript(changeAddr.Address)
 		if err != nil {
 			return "", err
 		}
@@ -876,7 +858,7 @@ func (a *covenantArkClient) sendOnchain(
 				return "", err
 			}
 
-			changeScript, err := address.ToOutputScript(changeAddr)
+			changeScript, err := address.ToOutputScript(changeAddr.Address)
 			if err != nil {
 				return "", err
 			}
@@ -938,49 +920,47 @@ func (a *covenantArkClient) sendOffchain(
 		return "", fmt.Errorf("no funds detected")
 	}
 
-	_, _, aspPubKey, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return "", err
-	}
+	expectedAspPubkey := schnorr.SerializePubKey(a.AspPubkey)
 
 	receiversOutput := make([]client.Output, 0)
 	sumOfReceivers := uint64(0)
 
 	for _, receiver := range receivers {
-		_, _, aspKey, err := common.DecodeAddress(receiver.To())
+		rcvAddr, err := common.DecodeAddress(receiver.To())
 		if err != nil {
 			return "", fmt.Errorf("invalid receiver address: %s", err)
 		}
 
-		if !bytes.Equal(
-			aspPubKey.SerializeCompressed(), aspKey.SerializeCompressed(),
-		) {
-			return "", fmt.Errorf("invalid receiver address '%s': must be associated with the connected service provider", receiver.To())
+		rcvAspPubkey := schnorr.SerializePubKey(rcvAddr.Asp)
+
+		if !bytes.Equal(rcvAspPubkey, expectedAspPubkey) {
+			return "", fmt.Errorf("invalid receiver address '%s': expected ASP %s, got %s", receiver.To(), hex.EncodeToString(expectedAspPubkey), hex.EncodeToString(rcvAspPubkey))
 		}
 
 		if receiver.Amount() < a.Dust {
 			return "", fmt.Errorf("invalid amount (%d), must be greater than dust %d", receiver.Amount(), a.Dust)
 		}
 
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(receiver.To())
-		if err != nil {
-			return "", err
-		}
-
 		receiversOutput = append(receiversOutput, client.Output{
-			Descriptor: desc,
+			Address: receiver.To(),
 			Amount:  receiver.Amount(),
 		})
 		sumOfReceivers += receiver.Amount()
 	}
 
-	vtxos := make([]client.Vtxo, 0)
+	vtxos := make([]client.DescriptorVtxo, 0)
 	for _, offchainAddr := range offchainAddrs {
-		spendableVtxos, err := a.getVtxos(ctx, offchainAddr, withExpiryCoinselect)
+		spendableVtxos, err := a.getVtxos(ctx, offchainAddr.Address, withExpiryCoinselect)
 		if err != nil {
 			return "", err
 		}
-		vtxos = append(vtxos, spendableVtxos...)
+
+		for _, vtxo := range spendableVtxos {
+			vtxos = append(vtxos, client.DescriptorVtxo{
+				Vtxo:       vtxo,
+				Descriptor: offchainAddr.Descriptor,
+			})
+		}
 	}
 
 	selectedCoins, changeAmount, err := utils.CoinSelect(
@@ -996,13 +976,8 @@ func (a *covenantArkClient) sendOffchain(
 			return "", err
 		}
 
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddr)
-		if err != nil {
-			return "", err
-		}
-
 		changeReceiver := client.Output{
-			Descriptor: desc,
+			Address: offchainAddr.Address,
 			Amount:  changeAmount,
 		}
 		receiversOutput = append(receiversOutput, changeReceiver)
@@ -1044,6 +1019,7 @@ func (a *covenantArkClient) sendOffchain(
 	return poolTxID, nil
 }
 
+// addInputs adds the inputs to the pset for send onchain
 func (a *covenantArkClient) addInputs(
 	ctx context.Context,
 	updater *psetv2.Updater,
@@ -1055,11 +1031,21 @@ func (a *covenantArkClient) addInputs(
 		return err
 	}
 
-	_, userPubkey, aspPubkey, err := common.DecodeAddress(offchain)
+	vtxoScript, err := tree.ParseVtxoScript(offchain.Descriptor)
 	if err != nil {
 		return err
 	}
 
+	var userPubkey, aspPubkey *secp256k1.PublicKey
+
+	switch s := vtxoScript.(type) {
+	case *tree.DefaultVtxoScript:
+		userPubkey = s.Owner
+		aspPubkey = s.Asp
+	default:
+		return fmt.Errorf("unsupported vtxo script: %T", s)
+	}
+
 	for _, utxo := range utxos {
 		sequence, err := utxo.Sequence()
 		if err != nil {
@@ -1126,7 +1112,7 @@ func (a *covenantArkClient) addInputs(
 func (a *covenantArkClient) handleRoundStream(
 	ctx context.Context,
 	paymentID string,
-	vtxosToSign []client.Vtxo,
+	vtxosToSign []client.DescriptorVtxo,
 	boardingUtxos []explorer.Utxo,
 	boardingDescriptor string,
 	receivers []client.Output,
@@ -1191,7 +1177,7 @@ func (a *covenantArkClient) handleRoundStream(
 func (a *covenantArkClient) handleRoundFinalization(
 	ctx context.Context,
 	event client.RoundFinalizationEvent,
-	vtxos []client.Vtxo,
+	vtxos []client.DescriptorVtxo,
 	boardingUtxos []explorer.Utxo,
 	boardingDescriptor string,
 	receivers []client.Output,
@@ -1200,18 +1186,8 @@ func (a *covenantArkClient) handleRoundFinalization(
 		return
 	}
 
-	offchainAddr, _, err := a.wallet.NewAddress(ctx, false)
-	if err != nil {
-		return
-	}
-
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddr)
-	if err != nil {
-		return
-	}
-
 	if len(vtxos) > 0 {
-		signedForfeits, err = a.createAndSignForfeits(ctx, vtxos, event.Connectors, event.MinRelayFeeRate, myPubkey)
+		signedForfeits, err = a.createAndSignForfeits(ctx, vtxos, event.Connectors, event.MinRelayFeeRate)
 		if err != nil {
 			return
 		}
@@ -1228,11 +1204,17 @@ func (a *covenantArkClient) handleRoundFinalization(
 			return nil, "", err
 		}
 
-		// add tapscript leaf
-		forfeitClosure := &tree.MultisigClosure{
-			Pubkey:    myPubkey,
+		var forfeitClosure tree.Closure
+
+		switch s := boardingVtxoScript.(type) {
+		case *tree.DefaultVtxoScript:
+			forfeitClosure = &tree.MultisigClosure{
+				Pubkey:    s.Owner,
 				AspPubkey: a.AspPubkey,
 			}
+		default:
+			return nil, "", fmt.Errorf("unsupported boarding descriptor: %s", boardingDescriptor)
+		}
 
 		forfeitLeaf, err := forfeitClosure.Leaf()
 		if err != nil {
@@ -1381,15 +1363,12 @@ func (a *covenantArkClient) validateOffChainReceiver(
 ) error {
 	found := false
 
-	receiverVtxoScript, err := tree.ParseVtxoScript(receiver.Descriptor)
+	addr, err := common.DecodeAddress(receiver.Address)
 	if err != nil {
 		return err
 	}
 
-	outputTapKey, _, err := receiverVtxoScript.TapTree()
-	if err != nil {
-		return err
-	}
+	vtxoTapKey := schnorr.SerializePubKey(addr.VtxoTapKey)
 
 	leaves := congestionTree.Leaves()
 	for _, leaf := range leaves {
@@ -1402,7 +1381,7 @@ func (a *covenantArkClient) validateOffChainReceiver(
 			if len(output.Script) == 0 {
 				continue
 			}
-			if bytes.Equal(output.Script[2:], schnorr.SerializePubKey(outputTapKey)) {
+			if bytes.Equal(output.Script[2:], vtxoTapKey) {
 				if output.Value == receiver.Amount {
 					found = true
 					break
@@ -1423,10 +1402,9 @@ func (a *covenantArkClient) validateOffChainReceiver(
 
 func (a *covenantArkClient) createAndSignForfeits(
 	ctx context.Context,
-	vtxosToSign []client.Vtxo,
+	vtxosToSign []client.DescriptorVtxo,
 	connectors []string,
 	feeRate chainfee.SatPerKVByte,
-	myPubKey *secp256k1.PublicKey,
 ) ([]string, error) {
 	signedForfeits := make([]string, 0)
 	connectorsPsets := make([]*psetv2.Pset, 0, len(connectors))
@@ -1471,10 +1449,17 @@ func (a *covenantArkClient) createAndSignForfeits(
 			TxIndex: vtxo.VOut,
 		}
 
-		forfeitClosure := &tree.MultisigClosure{
-			Pubkey:    myPubKey,
+		var forfeitClosure tree.Closure
+
+		switch s := vtxoScript.(type) {
+		case *tree.DefaultVtxoScript:
+			forfeitClosure = &tree.MultisigClosure{
+				Pubkey:    s.Owner,
 				AspPubkey: a.AspPubkey,
 			}
+		default:
+			return nil, fmt.Errorf("unsupported vtxo script: %T", s)
+		}
 
 		forfeitLeaf, err := forfeitClosure.Leaf()
 		if err != nil {
@@ -1535,21 +1520,18 @@ func (a *covenantArkClient) createAndSignForfeits(
 func (a *covenantArkClient) coinSelectOnchain(
 	ctx context.Context, targetAmount uint64, exclude []explorer.Utxo,
 ) ([]explorer.Utxo, uint64, error) {
-	offchainAddrs, boardingAddrs, redemptionAddrs, err := a.wallet.GetAddresses(ctx)
+	_, boardingAddrs, redemptionAddrs, err := a.wallet.GetAddresses(ctx)
 	if err != nil {
 		return nil, 0, err
 	}
 
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return nil, 0, err
-	}
+	now := time.Now()
 
-	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(myPubkey))
-	descriptorStr := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", myPubkeyStr,
-	)
-	boardingScript, err := tree.ParseVtxoScript(descriptorStr)
+	fetchedUtxos := make([]explorer.Utxo, 0)
+	for _, addr := range boardingAddrs {
+		boardingDescriptor := addr.Descriptor
+
+		boardingScript, err := tree.ParseVtxoScript(boardingDescriptor)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -1559,14 +1541,10 @@ func (a *covenantArkClient) coinSelectOnchain(
 		if defaultVtxo, ok := boardingScript.(*tree.DefaultVtxoScript); ok {
 			boardingTimeout = defaultVtxo.ExitDelay
 		} else {
-		return nil, 0, fmt.Errorf("unsupported boarding descriptor: %s", descriptorStr)
+			return nil, 0, fmt.Errorf("unsupported boarding descriptor: %s", boardingDescriptor)
 		}
 
-	now := time.Now()
-
-	fetchedUtxos := make([]explorer.Utxo, 0)
-	for _, addr := range boardingAddrs {
-		utxos, err := a.explorer.GetUtxos(addr)
+		utxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -1602,7 +1580,7 @@ func (a *covenantArkClient) coinSelectOnchain(
 
 	fetchedUtxos = make([]explorer.Utxo, 0)
 	for _, addr := range redemptionAddrs {
-		utxos, err := a.explorer.GetUtxos(addr)
+		utxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -1731,14 +1709,10 @@ func (a *covenantArkClient) getVtxos(
 }
 
 func (a *covenantArkClient) selfTransferAllPendingPayments(
-	ctx context.Context, boardingUtxos []explorer.Utxo, myself client.Output, mypubkey string,
+	ctx context.Context, boardingUtxos []explorer.Utxo, myself client.Output, boardingDescriptor string,
 ) (string, error) {
 	inputs := make([]client.Input, 0, len(boardingUtxos))
 
-	boardingDescriptor := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", mypubkey[2:],
-	)
-
 	for _, utxo := range boardingUtxos {
 		inputs = append(inputs, client.Input{
 			Outpoint: client.Outpoint{
@@ -1761,7 +1735,7 @@ func (a *covenantArkClient) selfTransferAllPendingPayments(
 	}
 
 	roundTxid, err := a.handleRoundStream(
-		ctx, paymentID, make([]client.Vtxo, 0), boardingUtxos, boardingDescriptor, outputs,
+		ctx, paymentID, make([]client.DescriptorVtxo, 0), boardingUtxos, boardingDescriptor, outputs,
 	)
 	if err != nil {
 		return "", err
@@ -1770,24 +1744,7 @@ func (a *covenantArkClient) selfTransferAllPendingPayments(
 	return roundTxid, nil
 }
 
-func (a *covenantArkClient) offchainAddressToDefaultVtxoDescriptor(addr string) (string, error) {
-	_, userPubKey, aspPubkey, err := common.DecodeAddress(addr)
-	if err != nil {
-		return "", err
-	}
-
-	vtxoScript := tree.DefaultVtxoScript{
-		Owner:     userPubKey,
-		Asp:       aspPubkey,
-		ExitDelay: uint(a.UnilateralExitDelay),
-	}
-
-	return vtxoScript.ToDescriptor(), nil
-}
-
-func (a *covenantArkClient) getBoardingTxs(
-	ctx context.Context,
-) (transactions []types.Transaction) {
+func (a *covenantArkClient) getBoardingTxs(ctx context.Context) (transactions []types.Transaction) {
 	utxos, err := a.getClaimableBoardingUtxos(ctx)
 	if err != nil {
 		return nil

pkg/client-sdk/covenantless_client.go

@@ -223,12 +223,14 @@ func (a *covenantlessArkClient) listenForTransactions(ctx context.Context) {
 		return
 	}
 
-	desc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddr)
+	addr, err := common.DecodeAddress(offchainAddr.Address)
 	if err != nil {
-		log.WithError(err).Error("Failed to get descriptor for new address")
+		log.WithError(err).Error("Failed to decode address")
 		return
 	}
 
+	addrPubkey := hex.EncodeToString(schnorr.SerializePubKey(addr.VtxoTapKey))
+
 	for {
 		select {
 		case event, ok := <-eventChan:
@@ -253,7 +255,7 @@ func (a *covenantlessArkClient) listenForTransactions(ctx context.Context) {
 				continue
 			}
 
-			a.processTransactionEvent(desc, event, pendingBoardingTxsMap)
+			a.processTransactionEvent(addrPubkey, event, pendingBoardingTxsMap)
 		case <-ctx.Done():
 			return
 		}
@@ -319,7 +321,7 @@ func (a *covenantlessArkClient) getBoardingPendingTransactions(
 }
 
 func (a *covenantlessArkClient) processTransactionEvent(
-	descriptor string,
+	pubkey string,
 	event client.TransactionEvent,
 	pendingBoardingTxsMap map[string]types.Transaction,
 ) {
@@ -372,7 +374,7 @@ func (a *covenantlessArkClient) processTransactionEvent(
 		vtxosToInsert := make([]types.Vtxo, 0)
 		txsToInsert := make([]types.Transaction, 0)
 		for _, v := range event.Round.SpendableVtxos {
-			if v.Descriptor == descriptor {
+			if v.Pubkey == pubkey {
 				vtxosToInsert = append(vtxosToInsert, types.Vtxo{
 					VtxoKey: types.VtxoKey{
 						Txid: v.Txid,
@@ -449,7 +451,7 @@ func (a *covenantlessArkClient) processTransactionEvent(
 
 			outputAmount := uint64(0)
 			for _, v := range event.Redeem.SpendableVtxos {
-				if v.Descriptor == descriptor {
+				if v.Pubkey == pubkey {
 					vtxosToInsert = append(vtxosToInsert, types.Vtxo{
 						VtxoKey: types.VtxoKey{
 							Txid: v.Txid,
@@ -482,7 +484,7 @@ func (a *covenantlessArkClient) processTransactionEvent(
 			}
 		} else {
 			for _, v := range event.Redeem.SpendableVtxos {
-				if v.Descriptor == descriptor {
+				if v.Pubkey == pubkey {
 					vtxosToInsert = append(vtxosToInsert, types.Vtxo{
 						VtxoKey: types.VtxoKey{
 							Txid: v.Txid,
@@ -524,17 +526,25 @@ func (a *covenantlessArkClient) processTransactionEvent(
 func (a *covenantlessArkClient) ListVtxos(
 	ctx context.Context,
 ) (spendableVtxos, spentVtxos []client.Vtxo, err error) {
-	offchainAddrs, _, _, err := a.wallet.GetAddresses(ctx)
+	offchainAddrs, boardingAddrs, _, err := a.wallet.GetAddresses(ctx)
 	if err != nil {
 		return
 	}
 
-	_, pubkey, _, err := common.DecodeAddress(offchainAddrs[0])
+	boardingAddrScript, err := bitcointree.ParseVtxoScript(boardingAddrs[0].Descriptor)
 	if err != nil {
 		return
 	}
 
-	myPubkey := schnorr.SerializePubKey(pubkey)
+	var myPubkey []byte
+
+	if boardingScript, ok := boardingAddrScript.(*bitcointree.DefaultVtxoScript); ok {
+		myPubkey = schnorr.SerializePubKey(boardingScript.Owner)
+	}
+
+	if myPubkey == nil {
+		return nil, nil, fmt.Errorf("invalid boarding address descriptor")
+	}
 
 	// The ASP returns the vtxos sent to others via async payments as spendable
 	// because they are actually revertable. Since we do not provide any revert
@@ -544,22 +554,25 @@ func (a *covenantlessArkClient) ListVtxos(
 	// The auxiliary variables below are used to make these checks in an
 	// efficient way.
 	for _, addr := range offchainAddrs {
-		spendable, spent, err := a.client.ListVtxos(ctx, addr)
+		spendable, spent, err := a.client.ListVtxos(ctx, addr.Address)
 		if err != nil {
 			return nil, nil, err
 		}
+
+		script, err := bitcointree.ParseVtxoScript(addr.Descriptor)
+		if err != nil {
+			return nil, nil, err
+		}
+
+		reversibleVtxo, isReversible := script.(*bitcointree.ReversibleVtxoScript)
+
 		for _, v := range spendable {
 			if !v.Pending {
 				spendableVtxos = append(spendableVtxos, v)
 				continue
 			}
-			script, err := bitcointree.ParseVtxoScript(v.Descriptor)
-			if err != nil {
-				return nil, nil, err
-			}
 
-			reversibleVtxo, ok := script.(*bitcointree.ReversibleVtxoScript)
-			if !ok {
+			if !isReversible {
 				spendableVtxos = append(spendableVtxos, v)
 				continue
 			}
@@ -568,17 +581,13 @@ func (a *covenantlessArkClient) ListVtxos(
 				spendableVtxos = append(spendableVtxos, v)
 			}
 		}
-		for _, v := range spent {
-			script, err := bitcointree.ParseVtxoScript(v.Descriptor)
-			if err != nil {
-				return nil, nil, err
-			}
 
-			reversibleVtxo, ok := script.(*bitcointree.ReversibleVtxoScript)
-			if !ok {
+		for _, v := range spent {
+			if !isReversible {
 				spentVtxos = append(spentVtxos, v)
 				continue
 			}
+
 			if !bytes.Equal(schnorr.SerializePubKey(reversibleVtxo.Sender), myPubkey) {
 				spentVtxos = append(spentVtxos, v)
 			}
@@ -602,14 +611,13 @@ func (a *covenantlessArkClient) Balance(
 
 	chRes := make(chan balanceRes, nbWorkers*len(offchainAddrs))
 	for i := range offchainAddrs {
-		offchainAddr := offchainAddrs[i]
 		boardingAddr := boardingAddrs[i]
 		redeemAddr := redeemAddrs[i]
 
-		go func(addr string) {
+		go func() {
 			defer wg.Done()
 			balance, amountByExpiration, err := a.getOffchainBalance(
-				ctx, addr, computeVtxoExpiration,
+				ctx, computeVtxoExpiration,
 			)
 			if err != nil {
 				chRes <- balanceRes{err: err}
@@ -620,7 +628,7 @@ func (a *covenantlessArkClient) Balance(
 				offchainBalance:             balance,
 				offchainBalanceByExpiration: amountByExpiration,
 			}
-		}(offchainAddr)
+		}()
 
 		getDelayedBalance := func(addr string) {
 			defer wg.Done()
@@ -640,8 +648,8 @@ func (a *covenantlessArkClient) Balance(
 			}
 		}
 
-		go getDelayedBalance(boardingAddr)
-		go getDelayedBalance(redeemAddr)
+		go getDelayedBalance(boardingAddr.Address)
+		go getDelayedBalance(redeemAddr.Address)
 	}
 
 	wg.Wait()
@@ -765,20 +773,11 @@ func (a *covenantlessArkClient) UnilateralRedeem(ctx context.Context) error {
 		return fmt.Errorf("wallet is locked")
 	}
 
-	offchainAddrs, _, _, err := a.wallet.GetAddresses(ctx)
+	vtxos, _, err := a.getVtxos(ctx, false)
 	if err != nil {
 		return err
 	}
 
-	vtxos := make([]client.Vtxo, 0)
-	for _, offchainAddr := range offchainAddrs {
-		spendableVtxos, _, err := a.getVtxos(ctx, offchainAddr, false)
-		if err != nil {
-			return err
-		}
-		vtxos = append(vtxos, spendableVtxos...)
-	}
-
 	totalVtxosAmount := uint64(0)
 	for _, vtxo := range vtxos {
 		totalVtxosAmount += vtxo.Amount
@@ -853,13 +852,26 @@ func (a *covenantlessArkClient) CollaborativeRedeem(
 		},
 	}
 
-	vtxos := make([]client.Vtxo, 0)
-	for _, offchainAddr := range offchainAddrs {
-		spendableVtxos, _, err := a.getVtxos(ctx, offchainAddr, withExpiryCoinselect)
+	vtxos := make([]client.DescriptorVtxo, 0)
+	spendableVtxos, _, err := a.getVtxos(ctx, withExpiryCoinselect)
 	if err != nil {
 		return "", err
 	}
-		vtxos = append(vtxos, spendableVtxos...)
+
+	for _, offchainAddr := range offchainAddrs {
+		for _, v := range spendableVtxos {
+			vtxoAddr, err := v.Address(a.AspPubkey, a.Network)
+			if err != nil {
+				return "", err
+			}
+
+			if vtxoAddr == offchainAddr.Address {
+				vtxos = append(vtxos, client.DescriptorVtxo{
+					Vtxo:       v,
+					Descriptor: offchainAddr.Descriptor,
+				})
+			}
+		}
 	}
 
 	selectedCoins, changeAmount, err := utils.CoinSelect(
@@ -875,13 +887,8 @@ func (a *covenantlessArkClient) CollaborativeRedeem(
 			return "", err
 		}
 
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddr)
-		if err != nil {
-			return "", err
-		}
-
 		receivers = append(receivers, client.Output{
-			Descriptor: desc,
+			Address: offchainAddr.Address,
 			Amount:  changeAmount,
 		})
 	}
@@ -950,59 +957,57 @@ func (a *covenantlessArkClient) SendAsync(
 		return "", err
 	}
 
-	_, _, aspPubKey, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return "", err
-	}
+	expectedAspPubKey := schnorr.SerializePubKey(a.AspPubkey)
 
 	receiversOutput := make([]client.Output, 0)
 	sumOfReceivers := uint64(0)
 
 	for _, receiver := range receivers {
-		_, _, aspKey, err := common.DecodeAddress(receiver.To())
+		rcvAddr, err := common.DecodeAddress(receiver.To())
 		if err != nil {
 			return "", fmt.Errorf("invalid receiver address: %s", err)
 		}
 
-		if !bytes.Equal(
-			aspPubKey.SerializeCompressed(), aspKey.SerializeCompressed(),
-		) {
-			return "", fmt.Errorf("invalid receiver address '%s': must be associated with the connected service provider", receiver)
+		rcvAspPubKey := schnorr.SerializePubKey(rcvAddr.Asp)
+
+		if !bytes.Equal(expectedAspPubKey, rcvAspPubKey) {
+			return "", fmt.Errorf("invalid receiver address '%s': expected ASP %s, got %s", receiver.To(), hex.EncodeToString(expectedAspPubKey), hex.EncodeToString(rcvAspPubKey))
 		}
 
 		if receiver.Amount() < a.Dust {
 			return "", fmt.Errorf("invalid amount (%d), must be greater than dust %d", receiver.Amount(), a.Dust)
 		}
 
-		isSelfTransfer := offchainAddrs[0] == receiver.To()
-
-		var desc string
-
-		// reversible vtxo does not make sense for self transfer
-		// if the receiver is the same as the sender, handle the output like the change
-		if !isSelfTransfer {
-			desc, err = a.offchainAddressToReversibleVtxoDescriptor(offchainAddrs[0], receiver.To())
-			if err != nil {
-				return "", err
-			}
-		} else {
-			desc, err = a.offchainAddressToDefaultVtxoDescriptor(receiver.To())
-			if err != nil {
-				return "", err
-			}
-		}
-
 		receiversOutput = append(receiversOutput, client.Output{
-			Descriptor: desc,
+			Address: receiver.To(),
 			Amount:  receiver.Amount(),
 		})
 		sumOfReceivers += receiver.Amount()
 	}
 
-	vtxos, _, err := a.getVtxos(ctx, offchainAddrs[0], withExpiryCoinselect)
+	vtxos := make([]client.DescriptorVtxo, 0)
+
+	spendableVtxos, _, err := a.getVtxos(ctx, withExpiryCoinselect)
 	if err != nil {
 		return "", err
 	}
+
+	for _, offchainAddr := range offchainAddrs {
+		for _, v := range spendableVtxos {
+			vtxoAddr, err := v.Address(a.AspPubkey, a.Network)
+			if err != nil {
+				return "", err
+			}
+
+			if vtxoAddr == offchainAddr.Address {
+				vtxos = append(vtxos, client.DescriptorVtxo{
+					Vtxo:       v,
+					Descriptor: offchainAddr.Descriptor,
+				})
+			}
+		}
+	}
+
 	selectedCoins, changeAmount, err := utils.CoinSelect(
 		vtxos, sumOfReceivers, a.Dust, withExpiryCoinselect,
 	)
@@ -1011,27 +1016,52 @@ func (a *covenantlessArkClient) SendAsync(
 	}
 
 	if changeAmount > 0 {
-		changeDesc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddrs[0])
-		if err != nil {
-			return "", err
-		}
-
 		changeReceiver := client.Output{
-			Descriptor: changeDesc,
+			Address: offchainAddrs[0].Address,
 			Amount:  changeAmount,
 		}
 		receiversOutput = append(receiversOutput, changeReceiver)
 	}
 
-	inputs := make([]client.Input, 0, len(selectedCoins))
+	inputs := make([]client.AsyncPaymentInput, 0, len(selectedCoins))
 
 	for _, coin := range selectedCoins {
-		inputs = append(inputs, client.Input{
+		vtxoScript, err := bitcointree.ParseVtxoScript(coin.Descriptor)
+		if err != nil {
+			return "", err
+		}
+
+		var forfeitClosure bitcointree.Closure
+
+		switch s := vtxoScript.(type) {
+		case *bitcointree.DefaultVtxoScript:
+			forfeitClosure = &bitcointree.MultisigClosure{
+				Pubkey:    s.Owner,
+				AspPubkey: s.Asp,
+			}
+		case *bitcointree.ReversibleVtxoScript:
+			forfeitClosure = &bitcointree.MultisigClosure{
+				Pubkey:    s.Owner,
+				AspPubkey: s.Asp,
+			}
+		default:
+			return "", fmt.Errorf("unsupported vtxo script: %T", s)
+		}
+
+		forfeitLeaf, err := forfeitClosure.Leaf()
+		if err != nil {
+			return "", err
+		}
+
+		inputs = append(inputs, client.AsyncPaymentInput{
+			Input: client.Input{
 				Outpoint: client.Outpoint{
 					Txid: coin.Txid,
 					VOut: coin.VOut,
 				},
 				Descriptor: coin.Descriptor,
+			},
+			ForfeitLeafHash: forfeitLeaf.TapHash(),
 		})
 	}
 
@@ -1057,19 +1087,22 @@ func (a *covenantlessArkClient) SendAsync(
 }
 
 func (a *covenantlessArkClient) Claim(ctx context.Context) (string, error) {
-	myselfOffchain, _, err := a.wallet.NewAddress(ctx, false)
+	myselfOffchain, boardingAddr, err := a.wallet.NewAddress(ctx, false)
 	if err != nil {
 		return "", err
 	}
 
-	_, pendingVtxos, err := a.getVtxos(ctx, myselfOffchain, false)
+	_, pendingVtxos, err := a.getVtxos(ctx, false)
 	if err != nil {
 		return "", err
 	}
 
-	_, mypubkey, _, err := common.DecodeAddress(myselfOffchain)
-	if err != nil {
-		return "", err
+	pendingVtxosWithDescriptor := make([]client.DescriptorVtxo, 0)
+	for _, vtxo := range pendingVtxos {
+		pendingVtxosWithDescriptor = append(pendingVtxosWithDescriptor, client.DescriptorVtxo{
+			Vtxo:       vtxo,
+			Descriptor: myselfOffchain.Descriptor,
+		})
 	}
 
 	boardingUtxos, err := a.getClaimableBoardingUtxos(ctx)
@@ -1088,22 +1121,17 @@ func (a *covenantlessArkClient) Claim(ctx context.Context) (string, error) {
 		return "", nil
 	}
 
-	desc, err := a.offchainAddressToDefaultVtxoDescriptor(myselfOffchain)
-	if err != nil {
-		return "", err
-	}
-
 	receiver := client.Output{
-		Descriptor: desc,
+		Address: myselfOffchain.Address,
 		Amount:  pendingBalance,
 	}
 
 	return a.selfTransferAllPendingPayments(
 		ctx,
-		pendingVtxos,
+		pendingVtxosWithDescriptor,
 		boardingUtxos,
 		receiver,
-		hex.EncodeToString(mypubkey.SerializeCompressed()),
+		boardingAddr.Descriptor,
 	)
 }
 
@@ -1208,7 +1236,7 @@ func (a *covenantlessArkClient) sendOnchain(
 		if err != nil {
 			return "", err
 		}
-		addr, _ := btcutil.DecodeAddress(changeAddr, &netParams)
+		addr, _ := btcutil.DecodeAddress(changeAddr.Address, &netParams)
 
 		pkscript, err := txscript.PayToAddrScript(addr)
 		if err != nil {
@@ -1255,7 +1283,7 @@ func (a *covenantlessArkClient) sendOnchain(
 			if err != nil {
 				return "", err
 			}
-			addr, _ := btcutil.DecodeAddress(changeAddr, &netParams)
+			addr, _ := btcutil.DecodeAddress(changeAddr.Address, &netParams)
 
 			pkscript, err := txscript.PayToAddrScript(addr)
 			if err != nil {
@@ -1306,49 +1334,55 @@ func (a *covenantlessArkClient) sendOffchain(
 		return "", fmt.Errorf("no funds detected")
 	}
 
-	_, _, aspPubKey, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return "", err
-	}
+	expectedAspPubKey := schnorr.SerializePubKey(a.AspPubkey)
 
 	receiversOutput := make([]client.Output, 0)
 	sumOfReceivers := uint64(0)
 
 	for _, receiver := range receivers {
-		_, _, aspKey, err := common.DecodeAddress(receiver.To())
+		rcvAddr, err := common.DecodeAddress(receiver.To())
 		if err != nil {
 			return "", fmt.Errorf("invalid receiver address: %s", err)
 		}
 
-		if !bytes.Equal(
-			aspPubKey.SerializeCompressed(), aspKey.SerializeCompressed(),
-		) {
-			return "", fmt.Errorf("invalid receiver address '%s': must be associated with the connected service provider", receiver.To())
+		rcvAspPubKey := schnorr.SerializePubKey(rcvAddr.Asp)
+
+		if !bytes.Equal(expectedAspPubKey, rcvAspPubKey) {
+			return "", fmt.Errorf("invalid receiver address '%s': expected ASP %s, got %s", receiver.To(), hex.EncodeToString(expectedAspPubKey), hex.EncodeToString(rcvAspPubKey))
 		}
 
 		if receiver.Amount() < a.Dust {
 			return "", fmt.Errorf("invalid amount (%d), must be greater than dust %d", receiver.Amount(), a.Dust)
 		}
 
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(receiver.To())
-		if err != nil {
-			return "", err
-		}
-
 		receiversOutput = append(receiversOutput, client.Output{
-			Descriptor: desc,
+			Address: receiver.To(),
 			Amount:  receiver.Amount(),
 		})
 		sumOfReceivers += receiver.Amount()
 	}
 
-	vtxos := make([]client.Vtxo, 0)
-	for _, offchainAddr := range offchainAddrs {
-		spendableVtxos, _, err := a.getVtxos(ctx, offchainAddr, withExpiryCoinselect)
+	vtxos := make([]client.DescriptorVtxo, 0)
+
+	spendableVtxos, _, err := a.getVtxos(ctx, withExpiryCoinselect)
 	if err != nil {
 		return "", err
 	}
-		vtxos = append(vtxos, spendableVtxos...)
+
+	for _, offchainAddr := range offchainAddrs {
+		for _, v := range spendableVtxos {
+			vtxoAddr, err := v.Address(a.AspPubkey, a.Network)
+			if err != nil {
+				return "", err
+			}
+
+			if vtxoAddr == offchainAddr.Address {
+				vtxos = append(vtxos, client.DescriptorVtxo{
+					Vtxo:       v,
+					Descriptor: offchainAddr.Descriptor,
+				})
+			}
+		}
 	}
 
 	selectedCoins, changeAmount, err := utils.CoinSelect(
@@ -1363,14 +1397,8 @@ func (a *covenantlessArkClient) sendOffchain(
 		if err != nil {
 			return "", err
 		}
-
-		desc, err := a.offchainAddressToDefaultVtxoDescriptor(offchainAddr)
-		if err != nil {
-			return "", err
-		}
-
 		changeReceiver := client.Output{
-			Descriptor: desc,
+			Address: offchainAddr.Address,
 			Amount:  changeAmount,
 		}
 		receiversOutput = append(receiversOutput, changeReceiver)
@@ -1428,11 +1456,21 @@ func (a *covenantlessArkClient) addInputs(
 		return err
 	}
 
-	_, userPubkey, aspPubkey, err := common.DecodeAddress(offchain)
+	vtxoScript, err := tree.ParseVtxoScript(offchain.Descriptor)
 	if err != nil {
 		return err
 	}
 
+	var userPubkey, aspPubkey *secp256k1.PublicKey
+
+	switch s := vtxoScript.(type) {
+	case *tree.DefaultVtxoScript:
+		userPubkey = s.Owner
+		aspPubkey = s.Asp
+	default:
+		return fmt.Errorf("unsupported vtxo script: %T", s)
+	}
+
 	for _, utxo := range utxos {
 		previousHash, err := chainhash.NewHashFromStr(utxo.Txid)
 		if err != nil {
@@ -1495,7 +1533,7 @@ func (a *covenantlessArkClient) addInputs(
 func (a *covenantlessArkClient) handleRoundStream(
 	ctx context.Context,
 	paymentID string,
-	vtxosToSign []client.Vtxo,
+	vtxosToSign []client.DescriptorVtxo,
 	boardingUtxos []explorer.Utxo,
 	boardingDescriptor string,
 	receivers []client.Output,
@@ -1681,7 +1719,7 @@ func (a *covenantlessArkClient) handleRoundSigningNoncesGenerated(
 func (a *covenantlessArkClient) handleRoundFinalization(
 	ctx context.Context,
 	event client.RoundFinalizationEvent,
-	vtxos []client.Vtxo,
+	vtxos []client.DescriptorVtxo,
 	boardingUtxos []explorer.Utxo,
 	boardingDescriptor string,
 	receivers []client.Output,
@@ -1690,21 +1728,11 @@ func (a *covenantlessArkClient) handleRoundFinalization(
 		return nil, "", fmt.Errorf("failed to verify congestion tree: %s", err)
 	}
 
-	offchainAddr, _, err := a.wallet.NewAddress(ctx, false)
-	if err != nil {
-		return nil, "", err
-	}
-
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddr)
-	if err != nil {
-		return nil, "", err
-	}
-
 	var forfeits []string
 
 	if len(vtxos) > 0 {
 		signedForfeits, err := a.createAndSignForfeits(
-			ctx, vtxos, event.Connectors, event.MinRelayFeeRate, myPubkey,
+			ctx, vtxos, event.Connectors, event.MinRelayFeeRate,
 		)
 		if err != nil {
 			return nil, "", err
@@ -1724,6 +1752,15 @@ func (a *covenantlessArkClient) handleRoundFinalization(
 			return nil, "", err
 		}
 
+		var myPubkey *secp256k1.PublicKey
+
+		switch v := boardingVtxoScript.(type) {
+		case *bitcointree.DefaultVtxoScript:
+			myPubkey = v.Owner
+		default:
+			return nil, "", fmt.Errorf("unsupported boarding descriptor: %s", boardingDescriptor)
+		}
+
 		// add tapscript leaf
 		forfeitClosure := &bitcointree.MultisigClosure{
 			Pubkey:    myPubkey,
@@ -1869,15 +1906,12 @@ func (a *covenantlessArkClient) validateOffChainReceiver(
 ) error {
 	found := false
 
-	receiverVtxoScript, err := bitcointree.ParseVtxoScript(receiver.Descriptor)
+	rcvAddr, err := common.DecodeAddress(receiver.Address)
 	if err != nil {
 		return err
 	}
 
-	outputTapKey, _, err := receiverVtxoScript.TapTree()
-	if err != nil {
-		return err
-	}
+	vtxoTapKey := schnorr.SerializePubKey(rcvAddr.VtxoTapKey)
 
 	leaves := congestionTree.Leaves()
 	for _, leaf := range leaves {
@@ -1891,9 +1925,7 @@ func (a *covenantlessArkClient) validateOffChainReceiver(
 				continue
 			}
 
-			if bytes.Equal(
-				output.PkScript[2:], schnorr.SerializePubKey(outputTapKey),
-			) {
+			if bytes.Equal(output.PkScript[2:], vtxoTapKey) {
 				if output.Value != int64(receiver.Amount) {
 					continue
 				}
@@ -1919,10 +1951,9 @@ func (a *covenantlessArkClient) validateOffChainReceiver(
 
 func (a *covenantlessArkClient) createAndSignForfeits(
 	ctx context.Context,
-	vtxosToSign []client.Vtxo,
+	vtxosToSign []client.DescriptorVtxo,
 	connectors []string,
 	feeRate chainfee.SatPerKVByte,
-	myPubkey *secp256k1.PublicKey,
 ) ([]string, error) {
 	parsedForfeitAddr, err := btcutil.DecodeAddress(a.ForfeitAddress, nil)
 	if err != nil {
@@ -1982,10 +2013,22 @@ func (a *covenantlessArkClient) createAndSignForfeits(
 			Index: vtxo.VOut,
 		}
 
-		forfeitClosure := &bitcointree.MultisigClosure{
-			Pubkey:    myPubkey,
+		var forfeitClosure bitcointree.Closure
+
+		switch v := vtxoScript.(type) {
+		case *bitcointree.DefaultVtxoScript:
+			forfeitClosure = &bitcointree.MultisigClosure{
+				Pubkey:    v.Owner,
 				AspPubkey: a.AspPubkey,
 			}
+		case *bitcointree.ReversibleVtxoScript:
+			forfeitClosure = &bitcointree.MultisigClosure{
+				Pubkey:    v.Owner,
+				AspPubkey: a.AspPubkey,
+			}
+		default:
+			return nil, fmt.Errorf("unsupported vtxo script: %T", vtxoScript)
+		}
 
 		forfeitLeaf, err := forfeitClosure.Leaf()
 		if err != nil {
@@ -2040,22 +2083,16 @@ func (a *covenantlessArkClient) createAndSignForfeits(
 func (a *covenantlessArkClient) coinSelectOnchain(
 	ctx context.Context, targetAmount uint64, exclude []explorer.Utxo,
 ) ([]explorer.Utxo, uint64, error) {
-	offchainAddrs, boardingAddrs, redemptionAddrs, err := a.wallet.GetAddresses(ctx)
+	_, boardingAddrs, redemptionAddrs, err := a.wallet.GetAddresses(ctx)
 	if err != nil {
 		return nil, 0, err
 	}
 
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return nil, 0, err
-	}
+	now := time.Now()
 
-	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(myPubkey))
-	descriptorStr := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", myPubkeyStr,
-	)
-
-	boardingScript, err := bitcointree.ParseVtxoScript(descriptorStr)
+	fetchedUtxos := make([]explorer.Utxo, 0)
+	for _, addr := range boardingAddrs {
+		boardingScript, err := bitcointree.ParseVtxoScript(addr.Descriptor)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -2065,14 +2102,9 @@ func (a *covenantlessArkClient) coinSelectOnchain(
 		if defaultVtxo, ok := boardingScript.(*bitcointree.DefaultVtxoScript); ok {
 			boardingTimeout = defaultVtxo.ExitDelay
 		} else {
-		return nil, 0, fmt.Errorf("unsupported boarding descriptor: %s", descriptorStr)
+			return nil, 0, fmt.Errorf("unsupported boarding descriptor: %s", addr.Descriptor)
 		}
-
-	now := time.Now()
-
-	fetchedUtxos := make([]explorer.Utxo, 0)
-	for _, addr := range boardingAddrs {
-		utxos, err := a.explorer.GetUtxos(addr)
+		utxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -2108,7 +2140,7 @@ func (a *covenantlessArkClient) coinSelectOnchain(
 
 	fetchedUtxos = make([]explorer.Utxo, 0)
 	for _, addr := range redemptionAddrs {
-		utxos, err := a.explorer.GetUtxos(addr)
+		utxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, 0, err
 		}
@@ -2185,11 +2217,11 @@ func (a *covenantlessArkClient) getRedeemBranches(
 // Currently, the returned balance is calculated from both spendable and
 // pending vtxos.
 func (a *covenantlessArkClient) getOffchainBalance(
-	ctx context.Context, addr string, computeVtxoExpiration bool,
+	ctx context.Context, computeVtxoExpiration bool,
 ) (uint64, map[int64]uint64, error) {
 	amountByExpiration := make(map[int64]uint64, 0)
 
-	vtxos, _, err := a.getVtxos(ctx, addr, computeVtxoExpiration)
+	vtxos, _, err := a.getVtxos(ctx, computeVtxoExpiration)
 	if err != nil {
 		return 0, nil, err
 	}
@@ -2222,13 +2254,13 @@ func (a *covenantlessArkClient) getAllBoardingUtxos(
 	utxos := []explorer.Utxo{}
 	ignoreVtxos := make(map[string]struct{}, 0)
 	for _, addr := range boardingAddrs {
-		txs, err := a.explorer.GetTxs(addr)
+		txs, err := a.explorer.GetTxs(addr.Address)
 		if err != nil {
 			return nil, nil, err
 		}
 		for _, tx := range txs {
 			for i, vout := range tx.Vout {
-				if vout.Address == addr {
+				if vout.Address == addr.Address {
 					spentStatuses, err := a.explorer.GetTxOutspends(tx.Txid)
 					if err != nil {
 						return nil, nil, err
@@ -2255,22 +2287,16 @@ func (a *covenantlessArkClient) getAllBoardingUtxos(
 }
 
 func (a *covenantlessArkClient) getClaimableBoardingUtxos(ctx context.Context) ([]explorer.Utxo, error) {
-	offchainAddrs, boardingAddrs, _, err := a.wallet.GetAddresses(ctx)
+	_, boardingAddrs, _, err := a.wallet.GetAddresses(ctx)
 	if err != nil {
 		return nil, err
 	}
 
-	_, myPubkey, _, err := common.DecodeAddress(offchainAddrs[0])
-	if err != nil {
-		return nil, err
-	}
+	claimable := make([]explorer.Utxo, 0)
+	now := time.Now()
 
-	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(myPubkey))
-	descriptorStr := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", myPubkeyStr,
-	)
-
-	boardingScript, err := bitcointree.ParseVtxoScript(descriptorStr)
+	for _, addr := range boardingAddrs {
+		boardingScript, err := bitcointree.ParseVtxoScript(addr.Descriptor)
 		if err != nil {
 			return nil, err
 		}
@@ -2280,14 +2306,10 @@ func (a *covenantlessArkClient) getClaimableBoardingUtxos(ctx context.Context) (
 		if defaultVtxo, ok := boardingScript.(*bitcointree.DefaultVtxoScript); ok {
 			boardingTimeout = defaultVtxo.ExitDelay
 		} else {
-		return nil, fmt.Errorf("unsupported boarding descriptor: %s", descriptorStr)
+			return nil, fmt.Errorf("unsupported boarding descriptor: %s", addr.Descriptor)
 		}
 
-	claimable := make([]explorer.Utxo, 0)
-	now := time.Now()
-
-	for _, addr := range boardingAddrs {
-		boardingUtxos, err := a.explorer.GetUtxos(addr)
+		boardingUtxos, err := a.explorer.GetUtxos(addr.Address)
 		if err != nil {
 			return nil, err
 		}
@@ -2306,7 +2328,7 @@ func (a *covenantlessArkClient) getClaimableBoardingUtxos(ctx context.Context) (
 }
 
 func (a *covenantlessArkClient) getVtxos(
-	ctx context.Context, _ string, computeVtxoExpiration bool,
+	ctx context.Context, computeVtxoExpiration bool,
 ) ([]client.Vtxo, []client.Vtxo, error) {
 	spendableVtxos, _, err := a.ListVtxos(ctx)
 	if err != nil {
@@ -2347,14 +2369,10 @@ func (a *covenantlessArkClient) getVtxos(
 }
 
 func (a *covenantlessArkClient) selfTransferAllPendingPayments(
-	ctx context.Context, pendingVtxos []client.Vtxo, boardingUtxos []explorer.Utxo, myself client.Output, mypubkey string,
+	ctx context.Context, pendingVtxos []client.DescriptorVtxo, boardingUtxos []explorer.Utxo, myself client.Output, boardingDescriptor string,
 ) (string, error) {
 	inputs := make([]client.Input, 0, len(pendingVtxos)+len(boardingUtxos))
 
-	boardingDescriptor := strings.ReplaceAll(
-		a.BoardingDescriptorTemplate, "USER", mypubkey[2:],
-	)
-
 	for _, coin := range pendingVtxos {
 		inputs = append(inputs, client.Input{
 			Outpoint: client.Outpoint{
@@ -2404,42 +2422,6 @@ func (a *covenantlessArkClient) selfTransferAllPendingPayments(
 	return roundTxid, nil
 }
 
-func (a *covenantlessArkClient) offchainAddressToReversibleVtxoDescriptor(myaddr string, receiveraddr string) (string, error) {
-	_, receiverPubkey, aspPubkey, err := common.DecodeAddress(receiveraddr)
-	if err != nil {
-		return "", err
-	}
-
-	_, userPubKey, _, err := common.DecodeAddress(myaddr)
-	if err != nil {
-		return "", err
-	}
-
-	vtxoScript := bitcointree.ReversibleVtxoScript{
-		Owner:     receiverPubkey,
-		Sender:    userPubKey,
-		Asp:       aspPubkey,
-		ExitDelay: uint(a.UnilateralExitDelay),
-	}
-
-	return vtxoScript.ToDescriptor(), nil
-}
-
-func (a *covenantlessArkClient) offchainAddressToDefaultVtxoDescriptor(addr string) (string, error) {
-	_, userPubKey, aspPubkey, err := common.DecodeAddress(addr)
-	if err != nil {
-		return "", err
-	}
-
-	vtxoScript := bitcointree.DefaultVtxoScript{
-		Owner:     userPubKey,
-		Asp:       aspPubkey,
-		ExitDelay: uint(a.UnilateralExitDelay),
-	}
-
-	return vtxoScript.ToDescriptor(), nil
-}
-
 // getBoardingTxs builds the boarding tx history from onchain utxos:
 //   - unspent utxo => pending boarding tx
 //   - spent utxo => claimed boarding tx

pkg/client-sdk/internal/utils/utils.go

@@ -23,10 +23,10 @@ import (
 )
 
 func CoinSelect(
-	vtxos []client.Vtxo, amount, dust uint64, sortByExpirationTime bool,
-) ([]client.Vtxo, uint64, error) {
-	selected := make([]client.Vtxo, 0)
-	notSelected := make([]client.Vtxo, 0)
+	vtxos []client.DescriptorVtxo, amount, dust uint64, sortByExpirationTime bool,
+) ([]client.DescriptorVtxo, uint64, error) {
+	selected := make([]client.DescriptorVtxo, 0)
+	notSelected := make([]client.DescriptorVtxo, 0)
 	selectedAmount := uint64(0)
 
 	if sortByExpirationTime {

pkg/client-sdk/wallet/singlekey/bitcoin_wallet.go

@@ -43,41 +43,96 @@ func NewBitcoinWallet(
 
 func (w *bitcoinWallet) GetAddresses(
 	ctx context.Context,
-) ([]string, []string, []string, error) {
-	offchainAddr, boardingAddr, redemptionAddr, err := w.getAddress(ctx)
+) ([]wallet.DescriptorAddress, []wallet.DescriptorAddress, []wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
 	if err != nil {
 		return nil, nil, nil, err
 	}
 
-	offchainAddrs := []string{offchainAddr}
-	boardingAddrs := []string{boardingAddr}
-	redemptionAddrs := []string{redemptionAddr}
+	encodedOffchainAddr, err := offchainAddr.Address.Encode()
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	data, err := w.configStore.GetData(ctx)
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	netParams := utils.ToBitcoinNetwork(data.Network)
+
+	redemptionAddr, err := btcutil.NewAddressTaproot(
+		schnorr.SerializePubKey(offchainAddr.Address.VtxoTapKey),
+		&netParams,
+	)
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	offchainAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    encodedOffchainAddr,
+		},
+	}
+	boardingAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: boardingAddr.Descriptor,
+			Address:    boardingAddr.Address,
+		},
+	}
+	redemptionAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    redemptionAddr.EncodeAddress(),
+		},
+	}
 	return offchainAddrs, boardingAddrs, redemptionAddrs, nil
 }
 
 func (w *bitcoinWallet) NewAddress(
 	ctx context.Context, _ bool,
-) (string, string, error) {
-	offchainAddr, boardingAddr, _, err := w.getAddress(ctx)
-	if err != nil {
-		return "", "", err
-	}
-	return offchainAddr, boardingAddr, nil
-}
-
-func (w *bitcoinWallet) NewAddresses(
-	ctx context.Context, _ bool, num int,
-) ([]string, []string, error) {
-	offchainAddr, boardingAddr, _, err := w.getAddress(ctx)
+) (*wallet.DescriptorAddress, *wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
 	if err != nil {
 		return nil, nil, err
 	}
 
-	offchainAddrs := make([]string, 0, num)
-	boardingAddrs := make([]string, 0, num)
+	encodedOffchainAddr, err := offchainAddr.Address.Encode()
+	if err != nil {
+		return nil, nil, err
+	}
+
+	return &wallet.DescriptorAddress{
+		Descriptor: offchainAddr.Descriptor,
+		Address:    encodedOffchainAddr,
+	}, boardingAddr, nil
+}
+
+func (w *bitcoinWallet) NewAddresses(
+	ctx context.Context, _ bool, num int,
+) ([]wallet.DescriptorAddress, []wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
+	if err != nil {
+		return nil, nil, err
+	}
+
+	offchainAddrs := make([]wallet.DescriptorAddress, 0, num)
+	boardingAddrs := make([]wallet.DescriptorAddress, 0, num)
 	for i := 0; i < num; i++ {
-		offchainAddrs = append(offchainAddrs, offchainAddr)
-		boardingAddrs = append(boardingAddrs, boardingAddr)
+		encodedOffchainAddr, err := offchainAddr.Address.Encode()
+		if err != nil {
+			return nil, nil, err
+		}
+
+		offchainAddrs = append(offchainAddrs, wallet.DescriptorAddress{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    encodedOffchainAddr,
+		})
+		boardingAddrs = append(boardingAddrs, wallet.DescriptorAddress{
+			Descriptor: boardingAddr.Descriptor,
+			Address:    boardingAddr.Address,
+		})
 	}
 	return offchainAddrs, boardingAddrs, nil
 }
@@ -205,19 +260,21 @@ func (s *bitcoinWallet) SignTransaction(
 
 func (w *bitcoinWallet) getAddress(
 	ctx context.Context,
-) (string, string, string, error) {
+) (
+	*struct {
+		Address    common.Address
+		Descriptor string
+	},
+	*wallet.DescriptorAddress,
+	error,
+) {
 	if w.walletData == nil {
-		return "", "", "", fmt.Errorf("wallet not initialized")
+		return nil, nil, fmt.Errorf("wallet not initialized")
 	}
 
 	data, err := w.configStore.GetData(ctx)
 	if err != nil {
-		return "", "", "", err
-	}
-
-	offchainAddr, err := common.EncodeAddress(data.Network.Addr, w.walletData.Pubkey, data.AspPubkey)
-	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	netParams := utils.ToBitcoinNetwork(data.Network)
@@ -230,15 +287,13 @@ func (w *bitcoinWallet) getAddress(
 
 	vtxoTapKey, _, err := defaultVtxoScript.TapTree()
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
-	redemptionAddr, err := btcutil.NewAddressTaproot(
-		schnorr.SerializePubKey(vtxoTapKey),
-		&netParams,
-	)
-	if err != nil {
-		return "", "", "", err
+	offchainAddress := &common.Address{
+		HRP:        data.Network.Addr,
+		Asp:        data.AspPubkey,
+		VtxoTapKey: vtxoTapKey,
 	}
 
 	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(w.walletData.Pubkey))
@@ -248,12 +303,12 @@ func (w *bitcoinWallet) getAddress(
 
 	boardingVtxoScript, err := bitcointree.ParseVtxoScript(descriptorStr)
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	boardingTapKey, _, err := boardingVtxoScript.TapTree()
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	boardingAddr, err := btcutil.NewAddressTaproot(
@@ -261,8 +316,18 @@ func (w *bitcoinWallet) getAddress(
 		&netParams,
 	)
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
-	return offchainAddr, boardingAddr.EncodeAddress(), redemptionAddr.EncodeAddress(), nil
+	return &struct {
+			Address    common.Address
+			Descriptor string
+		}{
+			*offchainAddress, defaultVtxoScript.ToDescriptor(),
+		},
+		&wallet.DescriptorAddress{
+			Descriptor: descriptorStr,
+			Address:    boardingAddr.EncodeAddress(),
+		},
+		nil
 }

pkg/client-sdk/wallet/singlekey/liquid_wallet.go

@@ -44,41 +44,103 @@ func NewLiquidWallet(
 
 func (w *liquidWallet) GetAddresses(
 	ctx context.Context,
-) ([]string, []string, []string, error) {
-	offchainAddr, boardingAddr, redemptionAddr, err := w.getAddress(ctx)
+) ([]wallet.DescriptorAddress, []wallet.DescriptorAddress, []wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
 	if err != nil {
 		return nil, nil, nil, err
 	}
 
-	offchainAddrs := []string{offchainAddr}
-	boardingAddrs := []string{boardingAddr}
-	redemptionAddrs := []string{redemptionAddr}
+	encodedOffchainAddr, err := offchainAddr.Address.Encode()
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	data, err := w.configStore.GetData(ctx)
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	liquidNet := utils.ToElementsNetwork(data.Network)
+
+	vtxoP2TR, err := payment.FromTweakedKey(offchainAddr.Address.VtxoTapKey, &liquidNet, nil)
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	redemptionAddr, err := vtxoP2TR.TaprootAddress()
+	if err != nil {
+		return nil, nil, nil, err
+	}
+
+	offchainAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    encodedOffchainAddr,
+		},
+	}
+	boardingAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: boardingAddr.Descriptor,
+			Address:    boardingAddr.Address,
+		},
+	}
+
+	redemptionAddrs := []wallet.DescriptorAddress{
+		{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    redemptionAddr,
+		},
+	}
+
 	return offchainAddrs, boardingAddrs, redemptionAddrs, nil
 }
 
 func (w *liquidWallet) NewAddress(
 	ctx context.Context, _ bool,
-) (string, string, error) {
-	offchainAddr, boardingAddr, _, err := w.getAddress(ctx)
-	if err != nil {
-		return "", "", err
-	}
-	return offchainAddr, boardingAddr, nil
-}
-
-func (w *liquidWallet) NewAddresses(
-	ctx context.Context, _ bool, num int,
-) ([]string, []string, error) {
-	offchainAddr, boardingAddr, _, err := w.getAddress(ctx)
+) (*wallet.DescriptorAddress, *wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
 	if err != nil {
 		return nil, nil, err
 	}
 
-	offchainAddrs := make([]string, 0, num)
-	boardingAddrs := make([]string, 0, num)
+	encodedOffchainAddr, err := offchainAddr.Address.Encode()
+	if err != nil {
+		return nil, nil, err
+	}
+
+	return &wallet.DescriptorAddress{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    encodedOffchainAddr,
+		}, &wallet.DescriptorAddress{
+			Descriptor: boardingAddr.Descriptor,
+			Address:    boardingAddr.Address,
+		}, nil
+}
+
+func (w *liquidWallet) NewAddresses(
+	ctx context.Context, _ bool, num int,
+) ([]wallet.DescriptorAddress, []wallet.DescriptorAddress, error) {
+	offchainAddr, boardingAddr, err := w.getAddress(ctx)
+	if err != nil {
+		return nil, nil, err
+	}
+
+	offchainAddrs := make([]wallet.DescriptorAddress, 0, num)
+	boardingAddrs := make([]wallet.DescriptorAddress, 0, num)
 	for i := 0; i < num; i++ {
-		offchainAddrs = append(offchainAddrs, offchainAddr)
-		boardingAddrs = append(boardingAddrs, boardingAddr)
+		encodedOffchainAddr, err := offchainAddr.Address.Encode()
+		if err != nil {
+			return nil, nil, err
+		}
+
+		offchainAddrs = append(offchainAddrs, wallet.DescriptorAddress{
+			Descriptor: offchainAddr.Descriptor,
+			Address:    encodedOffchainAddr,
+		})
+		boardingAddrs = append(boardingAddrs, wallet.DescriptorAddress{
+			Descriptor: boardingAddr.Descriptor,
+			Address:    boardingAddr.Address,
+		})
 	}
 	return offchainAddrs, boardingAddrs, nil
 }
@@ -227,21 +289,21 @@ func (s *liquidWallet) SignTransaction(
 
 func (w *liquidWallet) getAddress(
 	ctx context.Context,
-) (string, string, string, error) {
+) (
+	*struct {
+		Address    common.Address
+		Descriptor string
+	},
+	*wallet.DescriptorAddress,
+	error,
+) {
 	if w.walletData == nil {
-		return "", "", "", fmt.Errorf("wallet not initialized")
+		return nil, nil, fmt.Errorf("wallet not initialized")
 	}
 
 	data, err := w.configStore.GetData(ctx)
 	if err != nil {
-		return "", "", "", err
-	}
-
-	offchainAddr, err := common.EncodeAddress(
-		data.Network.Addr, w.walletData.Pubkey, data.AspPubkey,
-	)
-	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	liquidNet := utils.ToElementsNetwork(data.Network)
@@ -254,17 +316,13 @@ func (w *liquidWallet) getAddress(
 
 	vtxoTapKey, _, err := vtxoScript.TapTree()
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
-	vtxoP2tr, err := payment.FromTweakedKey(vtxoTapKey, &liquidNet, nil)
-	if err != nil {
-		return "", "", "", err
-	}
-
-	redemptionAddr, err := vtxoP2tr.TaprootAddress()
-	if err != nil {
-		return "", "", "", err
+	offchainAddr := &common.Address{
+		HRP:        data.Network.Addr,
+		Asp:        data.AspPubkey,
+		VtxoTapKey: vtxoTapKey,
 	}
 
 	myPubkeyStr := hex.EncodeToString(schnorr.SerializePubKey(w.walletData.Pubkey))
@@ -274,23 +332,32 @@ func (w *liquidWallet) getAddress(
 
 	onboardingScript, err := tree.ParseVtxoScript(descriptorStr)
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	tapKey, _, err := onboardingScript.TapTree()
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	p2tr, err := payment.FromTweakedKey(tapKey, &liquidNet, nil)
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
 	boardingAddr, err := p2tr.TaprootAddress()
 	if err != nil {
-		return "", "", "", err
+		return nil, nil, err
 	}
 
-	return offchainAddr, boardingAddr, redemptionAddr, nil
+	return &struct {
+			Address    common.Address
+			Descriptor string
+		}{
+			Address:    *offchainAddr,
+			Descriptor: vtxoScript.ToDescriptor(),
+		}, &wallet.DescriptorAddress{
+			Descriptor: descriptorStr,
+			Address:    boardingAddr,
+		}, nil
 }

pkg/client-sdk/wallet/wallet.go

@@ -10,6 +10,11 @@ const (
 	SingleKeyWallet = "singlekey"
 )
 
+type DescriptorAddress struct {
+	Descriptor string
+	Address    string
+}
+
 type WalletService interface {
 	GetType() string
 	Create(
@@ -20,13 +25,13 @@ type WalletService interface {
 	IsLocked() bool
 	GetAddresses(
 		ctx context.Context,
-	) (offchainAddresses, boardingAddresses, redemptionAddresses []string, err error)
+	) (offchainAddresses, boardingAddresses, redemptionAddresses []DescriptorAddress, err error)
 	NewAddress(
 		ctx context.Context, change bool,
-	) (offchainAddr, onchainAddr string, err error)
+	) (offchainAddr, onchainAddr *DescriptorAddress, err error)
 	NewAddresses(
 		ctx context.Context, change bool, num int,
-	) (offchainAddresses, onchainAddresses []string, err error)
+	) (offchainAddresses, onchainAddresses []DescriptorAddress, err error)
 	SignTransaction(
 		ctx context.Context, explorerSvc explorer.Explorer, tx string,
 	) (signedTx string, err error)

server/internal/core/application/covenant.go

@@ -156,6 +156,7 @@ func (s *covenantService) GetBoardingAddress(ctx context.Context, userPubkey *se
 func (s *covenantService) SpendVtxos(ctx context.Context, inputs []ports.Input) (string, error) {
 	vtxosInputs := make([]domain.Vtxo, 0)
 	boardingInputs := make([]ports.BoardingInput, 0)
+	descriptors := make(map[domain.VtxoKey]string)
 
 	now := time.Now().Unix()
 
@@ -218,13 +219,14 @@ func (s *covenantService) SpendVtxos(ctx context.Context, inputs []ports.Input)
 		}
 
 		vtxosInputs = append(vtxosInputs, vtxo)
+		descriptors[vtxo.VtxoKey] = input.Descriptor
 	}
 
 	payment, err := domain.NewPayment(vtxosInputs)
 	if err != nil {
 		return "", err
 	}
-	if err := s.paymentRequests.push(*payment, boardingInputs); err != nil {
+	if err := s.paymentRequests.push(*payment, boardingInputs, descriptors); err != nil {
 		return "", err
 	}
 	return payment.Id, nil
@@ -324,7 +326,7 @@ func (s *covenantService) CompleteAsyncPayment(ctx context.Context, redeemTx str
 	return fmt.Errorf("unimplemented")
 }
 
-func (s *covenantService) CreateAsyncPayment(ctx context.Context, inputs []ports.Input, receivers []domain.Receiver) (string, error) {
+func (s *covenantService) CreateAsyncPayment(_ context.Context, _ []AsyncPaymentInput, _ []domain.Receiver) (string, error) {
 	return "", fmt.Errorf("unimplemented")
 }
 
@@ -345,9 +347,14 @@ func (s *covenantService) SignRoundTx(ctx context.Context, signedRoundTx string)
 	return nil
 }
 
-func (s *covenantService) ListVtxos(ctx context.Context, pubkey *secp256k1.PublicKey) ([]domain.Vtxo, []domain.Vtxo, error) {
-	pk := hex.EncodeToString(pubkey.SerializeCompressed())
-	return s.repoManager.Vtxos().GetAllVtxos(ctx, pk)
+func (s *covenantService) ListVtxos(ctx context.Context, address string) ([]domain.Vtxo, []domain.Vtxo, error) {
+	decodedAddress, err := common.DecodeAddress(address)
+	if err != nil {
+		return nil, nil, fmt.Errorf("failed to decode address: %s", err)
+	}
+	pubkey := hex.EncodeToString(schnorr.SerializePubKey(decodedAddress.VtxoTapKey))
+
+	return s.repoManager.Vtxos().GetAllVtxos(ctx, pubkey)
 }
 
 func (s *covenantService) GetEventsChannel(ctx context.Context) <-chan domain.RoundEvent {
@@ -482,7 +489,7 @@ func (s *covenantService) startFinalization() {
 	if num > paymentsThreshold {
 		num = paymentsThreshold
 	}
-	payments, boardingInputs, _ := s.paymentRequests.pop(num)
+	payments, boardingInputs, descriptors, _ := s.paymentRequests.pop(num)
 	if _, err := round.RegisterPayments(payments); err != nil {
 		round.Fail(fmt.Errorf("failed to register payments: %s", err))
 		log.WithError(err).Warn("failed to register payments")
@@ -517,7 +524,7 @@ func (s *covenantService) startFinalization() {
 	minRelayFeeRate := s.wallet.MinRelayFeeRate(ctx)
 
 	if needForfeits {
-		connectors, forfeitTxs, err = s.builder.BuildForfeitTxs(unsignedPoolTx, payments, minRelayFeeRate)
+		connectors, forfeitTxs, err = s.builder.BuildForfeitTxs(unsignedPoolTx, payments, descriptors, minRelayFeeRate)
 		if err != nil {
 			round.Fail(fmt.Errorf("failed to create connectors and forfeit txs: %s", err))
 			log.WithError(err).Warn("failed to create connectors and forfeit txs")
@@ -933,53 +940,20 @@ func (s *covenantService) getNewVtxos(round *domain.Round) []domain.Vtxo {
 				continue // skip fee outputs
 			}
 
-			desc := ""
-			found := false
-
-			for _, p := range round.Payments {
-				if found {
-					break
-				}
-
-				for _, r := range p.Receivers {
-					if r.IsOnchain() {
-						continue
-					}
-
-					vtxoScript, err := tree.ParseVtxoScript(r.Descriptor)
+			vtxoTapKey, err := schnorr.ParsePubKey(out.Script[2:])
 			if err != nil {
-						log.WithError(err).Warn("failed to parse vtxo descriptor")
+				log.WithError(err).Warn("failed to parse vtxo tap key")
 				continue
 			}
 
-					tapKey, _, err := vtxoScript.TapTree()
-					if err != nil {
-						log.WithError(err).Warn("failed to compute vtxo tap key")
-						continue
-					}
+			vtxoPubkey := hex.EncodeToString(schnorr.SerializePubKey(vtxoTapKey))
 
-					script, err := common.P2TRScript(tapKey)
-					if err != nil {
-						log.WithError(err).Warn("failed to create vtxo scriptpubkey")
-						continue
-					}
-
-					if bytes.Equal(script, out.Script) {
-						found = true
-						desc = r.Descriptor
-						break
-					}
-				}
-			}
-
-			if found {
 			vtxos = append(vtxos, domain.Vtxo{
 				VtxoKey:   domain.VtxoKey{Txid: node.Txid, VOut: uint32(i)},
-					Receiver:  domain.Receiver{Descriptor: desc, Amount: uint64(out.Value)},
+				Pubkey:    vtxoPubkey,
+				Amount:    uint64(out.Value),
 				RoundTxid: round.Txid,
 			})
-				break
-			}
 		}
 	}
 	return vtxos
@@ -1050,17 +1024,17 @@ func (s *covenantService) restoreWatchingVtxos() error {
 func (s *covenantService) extractVtxosScripts(vtxos []domain.Vtxo) ([]string, error) {
 	indexedScripts := make(map[string]struct{})
 	for _, vtxo := range vtxos {
-		vtxoScript, err := tree.ParseVtxoScript(vtxo.Receiver.Descriptor)
+		vtxoTapKeyBytes, err := hex.DecodeString(vtxo.Pubkey)
 		if err != nil {
 			return nil, err
 		}
 
-		tapKey, _, err := vtxoScript.TapTree()
+		vtxoTapKey, err := schnorr.ParsePubKey(vtxoTapKeyBytes)
 		if err != nil {
 			return nil, err
 		}
 
-		script, err := common.P2TRScript(tapKey)
+		script, err := common.P2TRScript(vtxoTapKey)
 		if err != nil {
 			return nil, err
 		}

server/internal/core/application/covenantless.go

@@ -19,6 +19,7 @@ import (
 	"github.com/btcsuite/btcd/btcutil"
 	"github.com/btcsuite/btcd/btcutil/psbt"
 	"github.com/btcsuite/btcd/chaincfg"
+	"github.com/btcsuite/btcd/chaincfg/chainhash"
 	"github.com/btcsuite/btcd/txscript"
 	"github.com/btcsuite/btcd/wire"
 	"github.com/decred/dcrd/dcrec/secp256k1/v4"
@@ -177,37 +178,28 @@ func (s *covenantlessService) CompleteAsyncPayment(
 
 			// verify that the vtxo is spendable
 
-			vtxo, err := vtxoRepo.GetVtxos(ctx, []domain.VtxoKey{{Txid: vtxoOutpoint.Hash.String(), VOut: vtxoOutpoint.Index}})
+			vtxos, err := vtxoRepo.GetVtxos(ctx, []domain.VtxoKey{{Txid: vtxoOutpoint.Hash.String(), VOut: vtxoOutpoint.Index}})
 			if err != nil {
 				return fmt.Errorf("failed to get vtxo: %s", err)
 			}
 
-			if len(vtxo) == 0 {
+			if len(vtxos) == 0 {
 				return fmt.Errorf("vtxo not found")
 			}
 
-			if vtxo[0].Spent {
+			vtxo := vtxos[0]
+			if vtxo.Spent {
 				return fmt.Errorf("vtxo already spent")
 			}
 
-			if vtxo[0].Redeemed {
+			if vtxo.Redeemed {
 				return fmt.Errorf("vtxo already redeemed")
 			}
 
-			if vtxo[0].Swept {
+			if vtxo.Swept {
 				return fmt.Errorf("vtxo already swept")
 			}
 
-			vtxoScript, err := bitcointree.ParseVtxoScript(vtxo[0].Descriptor)
-			if err != nil {
-				return fmt.Errorf("failed to parse vtxo script: %s", err)
-			}
-
-			vtxoTapKey, _, err := vtxoScript.TapTree()
-			if err != nil {
-				return fmt.Errorf("failed to get taproot key: %s", err)
-			}
-
 			// verify that the user signs a forfeit closure
 			var userPubKey *secp256k1.PublicKey
 
@@ -228,6 +220,16 @@ func (s *covenantlessService) CompleteAsyncPayment(
 				return fmt.Errorf("redeem transaction is not signed")
 			}
 
+			vtxoPublicKeyBytes, err := hex.DecodeString(vtxo.Pubkey)
+			if err != nil {
+				return fmt.Errorf("failed to decode vtxo pubkey: %s", err)
+			}
+
+			vtxoTapKey, err := schnorr.ParsePubKey(vtxoPublicKeyBytes)
+			if err != nil {
+				return fmt.Errorf("failed to parse vtxo pubkey: %s", err)
+			}
+
 			// verify witness utxo
 			pkscript, err := common.P2TRScript(vtxoTapKey)
 			if err != nil {
@@ -238,7 +240,7 @@ func (s *covenantlessService) CompleteAsyncPayment(
 				return fmt.Errorf("witness utxo script mismatch")
 			}
 
-			if input.WitnessUtxo.Value != int64(vtxo[0].Amount) {
+			if input.WitnessUtxo.Value != int64(vtxo.Amount) {
 				return fmt.Errorf("witness utxo value mismatch")
 			}
 		}
@@ -260,19 +262,23 @@ func (s *covenantlessService) CompleteAsyncPayment(
 	vtxos := make([]domain.Vtxo, 0, len(asyncPayData.receivers))
 
 	for outIndex, out := range redeemPtx.UnsignedTx.TxOut {
-		desc := asyncPayData.receivers[outIndex].Descriptor
-		_, _, _, _, err := descriptor.ParseReversibleVtxoDescriptor(desc)
-		isPending := err == nil
+		vtxoTapKey, err := schnorr.ParsePubKey(out.PkScript[2:])
+		if err != nil {
+			return fmt.Errorf("failed to parse vtxo taproot key: %s", err)
+		}
+
+		vtxoPubkey := hex.EncodeToString(schnorr.SerializePubKey(vtxoTapKey))
+
+		// all pending except the last one
+		isPending := outIndex < len(asyncPayData.receivers)-1
 
 		vtxos = append(vtxos, domain.Vtxo{
 			VtxoKey: domain.VtxoKey{
 				Txid: redeemTxid,
 				VOut: uint32(outIndex),
 			},
-			Receiver: domain.Receiver{
-				Descriptor: desc,
+			Pubkey:   vtxoPubkey,
 			Amount:   uint64(out.Value),
-			},
 			ExpireAt: asyncPayData.expireAt,
 			RedeemTx: redeemTx,
 			Pending:  isPending,
@@ -309,11 +315,16 @@ func (s *covenantlessService) CompleteAsyncPayment(
 }
 
 func (s *covenantlessService) CreateAsyncPayment(
-	ctx context.Context, inputs []ports.Input, receivers []domain.Receiver,
+	ctx context.Context, inputs []AsyncPaymentInput, receivers []domain.Receiver,
 ) (string, error) {
 	vtxosKeys := make([]domain.VtxoKey, 0, len(inputs))
+	descriptors := make(map[domain.VtxoKey]string)
+	forfeitLeaves := make(map[domain.VtxoKey]chainhash.Hash)
+
 	for _, in := range inputs {
 		vtxosKeys = append(vtxosKeys, in.VtxoKey)
+		descriptors[in.VtxoKey] = in.Descriptor
+		forfeitLeaves[in.VtxoKey] = in.ForfeitLeafHash
 	}
 
 	vtxos, err := s.repoManager.Vtxos().GetVtxos(ctx, vtxosKeys)
@@ -351,7 +362,7 @@ func (s *covenantlessService) CreateAsyncPayment(
 	}
 
 	redeemTx, err := s.builder.BuildAsyncPaymentTransactions(
-		vtxosInputs, s.pubkey, receivers,
+		vtxosInputs, descriptors, forfeitLeaves, receivers,
 	)
 	if err != nil {
 		return "", fmt.Errorf("failed to build async payment txs: %s", err)
@@ -404,7 +415,7 @@ func (s *covenantlessService) SpendVtxos(ctx context.Context, inputs []ports.Inp
 	now := time.Now().Unix()
 
 	boardingTxs := make(map[string]wire.MsgTx, 0) // txid -> txhex
-
+	descriptors := make(map[domain.VtxoKey]string)
 	for _, input := range inputs {
 		vtxosResult, err := s.repoManager.Vtxos().GetVtxos(ctx, []domain.VtxoKey{input.VtxoKey})
 		if err != nil || len(vtxosResult) == 0 {
@@ -461,6 +472,8 @@ func (s *covenantlessService) SpendVtxos(ctx context.Context, inputs []ports.Inp
 			return "", fmt.Errorf("input %s:%d already swept", vtxo.Txid, vtxo.VOut)
 		}
 
+		descriptors[vtxo.VtxoKey] = input.Descriptor
+
 		vtxosInputs = append(vtxosInputs, vtxo)
 	}
 
@@ -468,7 +481,7 @@ func (s *covenantlessService) SpendVtxos(ctx context.Context, inputs []ports.Inp
 	if err != nil {
 		return "", err
 	}
-	if err := s.paymentRequests.push(*payment, boardingInputs); err != nil {
+	if err := s.paymentRequests.push(*payment, boardingInputs, descriptors); err != nil {
 		return "", err
 	}
 	return payment.Id, nil
@@ -572,9 +585,14 @@ func (s *covenantlessService) SignRoundTx(ctx context.Context, signedRoundTx str
 	return nil
 }
 
-func (s *covenantlessService) ListVtxos(ctx context.Context, pubkey *secp256k1.PublicKey) ([]domain.Vtxo, []domain.Vtxo, error) {
-	pk := hex.EncodeToString(pubkey.SerializeCompressed())
-	return s.repoManager.Vtxos().GetAllVtxos(ctx, pk)
+func (s *covenantlessService) ListVtxos(ctx context.Context, address string) ([]domain.Vtxo, []domain.Vtxo, error) {
+	decodedAddress, err := common.DecodeAddress(address)
+	if err != nil {
+		return nil, nil, fmt.Errorf("failed to decode address: %s", err)
+	}
+	pubkey := hex.EncodeToString(schnorr.SerializePubKey(decodedAddress.VtxoTapKey))
+
+	return s.repoManager.Vtxos().GetAllVtxos(ctx, pubkey)
 }
 
 func (s *covenantlessService) GetEventsChannel(ctx context.Context) <-chan domain.RoundEvent {
@@ -771,7 +789,7 @@ func (s *covenantlessService) startFinalization() {
 	if num > paymentsThreshold {
 		num = paymentsThreshold
 	}
-	payments, boardingInputs, cosigners := s.paymentRequests.pop(num)
+	payments, boardingInputs, descriptors, cosigners := s.paymentRequests.pop(num)
 	if len(payments) > len(cosigners) {
 		err := fmt.Errorf("missing ephemeral key for payments")
 		round.Fail(fmt.Errorf("round aborted: %s", err))
@@ -973,7 +991,7 @@ func (s *covenantlessService) startFinalization() {
 	minRelayFeeRate := s.wallet.MinRelayFeeRate(ctx)
 
 	if needForfeits {
-		connectors, forfeitTxs, err = s.builder.BuildForfeitTxs(unsignedRoundTx, payments, minRelayFeeRate)
+		connectors, forfeitTxs, err = s.builder.BuildForfeitTxs(unsignedRoundTx, payments, descriptors, minRelayFeeRate)
 		if err != nil {
 			round.Fail(fmt.Errorf("failed to create connectors and forfeit txs: %s", err))
 			log.WithError(err).Warn("failed to create connectors and forfeit txs")
@@ -1332,53 +1350,18 @@ func (s *covenantlessService) getNewVtxos(round *domain.Round) []domain.Vtxo {
 			continue
 		}
 		for i, out := range tx.UnsignedTx.TxOut {
-			desc := ""
-			found := false
-
-			for _, p := range round.Payments {
-				if found {
-					break
-				}
-
-				for _, r := range p.Receivers {
-					if r.IsOnchain() {
-						continue
-					}
-
-					vtxoScript, err := bitcointree.ParseVtxoScript(r.Descriptor)
+			vtxoTapKey, err := schnorr.ParsePubKey(out.PkScript[2:])
 			if err != nil {
-						log.WithError(err).Warn("failed to parse vtxo descriptor")
+				log.WithError(err).Warn("failed to parse vtxo tap key")
 				continue
 			}
 
-					tapKey, _, err := vtxoScript.TapTree()
-					if err != nil {
-						log.WithError(err).Warn("failed to compute vtxo tap key")
-						continue
-					}
-
-					script, err := common.P2TRScript(tapKey)
-					if err != nil {
-						log.WithError(err).Warn("failed to create vtxo scriptpubkey")
-						continue
-					}
-
-					if bytes.Equal(script, out.PkScript) {
-						found = true
-						desc = r.Descriptor
-						break
-					}
-				}
-			}
-
-			if found {
 			vtxos = append(vtxos, domain.Vtxo{
 				VtxoKey:   domain.VtxoKey{Txid: node.Txid, VOut: uint32(i)},
-					Receiver:  domain.Receiver{Descriptor: desc, Amount: uint64(out.Value)},
+				Pubkey:    hex.EncodeToString(schnorr.SerializePubKey(vtxoTapKey)),
+				Amount:    uint64(out.Value),
 				RoundTxid: round.Txid,
 			})
-				break
-			}
 		}
 	}
 	return vtxos
@@ -1450,17 +1433,17 @@ func (s *covenantlessService) extractVtxosScripts(vtxos []domain.Vtxo) ([]string
 	indexedScripts := make(map[string]struct{})
 
 	for _, vtxo := range vtxos {
-		vtxoScript, err := bitcointree.ParseVtxoScript(vtxo.Receiver.Descriptor)
+		vtxoTapKeyBytes, err := hex.DecodeString(vtxo.Pubkey)
 		if err != nil {
 			return nil, err
 		}
 
-		tapKey, _, err := vtxoScript.TapTree()
+		vtxoTapKey, err := schnorr.ParsePubKey(vtxoTapKeyBytes)
 		if err != nil {
 			return nil, err
 		}
 
-		script, err := common.P2TRScript(tapKey)
+		script, err := common.P2TRScript(vtxoTapKey)
 		if err != nil {
 			return nil, err
 		}

server/internal/core/application/types.go

@@ -5,6 +5,7 @@ import (
 
 	"github.com/ark-network/ark/server/internal/core/domain"
 	"github.com/ark-network/ark/server/internal/core/ports"
+	"github.com/btcsuite/btcd/chaincfg/chainhash"
 	"github.com/decred/dcrd/dcrec/secp256k1/v4"
 )
 
@@ -12,6 +13,11 @@ var (
 	paymentsThreshold = int64(128)
 )
 
+type AsyncPaymentInput struct {
+	ports.Input
+	ForfeitLeafHash chainhash.Hash
+}
+
 type Service interface {
 	Start() error
 	Stop()
@@ -27,12 +33,12 @@ type Service interface {
 		ctx context.Context, paymentId string,
 	) (lastEvent domain.RoundEvent, err error)
 	ListVtxos(
-		ctx context.Context, pubkey *secp256k1.PublicKey,
+		ctx context.Context, address string,
 	) (spendableVtxos, spentVtxos []domain.Vtxo, err error)
 	GetInfo(ctx context.Context) (*ServiceInfo, error)
 	// Async payments
 	CreateAsyncPayment(
-		ctx context.Context, inputs []ports.Input, receivers []domain.Receiver,
+		ctx context.Context, inputs []AsyncPaymentInput, receivers []domain.Receiver,
 	) (string, error)
 	CompleteAsyncPayment(
 		ctx context.Context, redeemTx string,

server/internal/core/application/utils.go

@@ -24,13 +24,14 @@ type timedPayment struct {
 type paymentsMap struct {
 	lock          *sync.RWMutex
 	payments      map[string]*timedPayment
+	descriptors   map[domain.VtxoKey]string
 	ephemeralKeys map[string]*secp256k1.PublicKey
 }
 
 func newPaymentsMap() *paymentsMap {
 	paymentsById := make(map[string]*timedPayment)
 	lock := &sync.RWMutex{}
-	return &paymentsMap{lock, paymentsById, make(map[string]*secp256k1.PublicKey)}
+	return &paymentsMap{lock, paymentsById, make(map[domain.VtxoKey]string), make(map[string]*secp256k1.PublicKey)}
 }
 
 func (m *paymentsMap) len() int64 {
@@ -58,7 +59,11 @@ func (m *paymentsMap) delete(id string) error {
 	return nil
 }
 
-func (m *paymentsMap) push(payment domain.Payment, boardingInputs []ports.BoardingInput) error {
+func (m *paymentsMap) push(
+	payment domain.Payment,
+	boardingInputs []ports.BoardingInput,
+	descriptors map[domain.VtxoKey]string,
+) error {
 	m.lock.Lock()
 	defer m.lock.Unlock()
 
@@ -86,6 +91,10 @@ func (m *paymentsMap) push(payment domain.Payment, boardingInputs []ports.Boardi
 		}
 	}
 
+	for key, desc := range descriptors {
+		m.descriptors[key] = desc
+	}
+
 	m.payments[payment.Id] = &timedPayment{payment, boardingInputs, time.Now(), time.Time{}}
 	return nil
 }
@@ -102,7 +111,7 @@ func (m *paymentsMap) pushEphemeralKey(paymentId string, pubkey *secp256k1.Publi
 	return nil
 }
 
-func (m *paymentsMap) pop(num int64) ([]domain.Payment, []ports.BoardingInput, []*secp256k1.PublicKey) {
+func (m *paymentsMap) pop(num int64) ([]domain.Payment, []ports.BoardingInput, map[domain.VtxoKey]string, []*secp256k1.PublicKey) {
 	m.lock.Lock()
 	defer m.lock.Unlock()
 
@@ -129,6 +138,7 @@ func (m *paymentsMap) pop(num int64) ([]domain.Payment, []ports.BoardingInput, [
 	payments := make([]domain.Payment, 0, num)
 	boardingInputs := make([]ports.BoardingInput, 0)
 	cosigners := make([]*secp256k1.PublicKey, 0, num)
+	descriptors := make(map[domain.VtxoKey]string)
 	for _, p := range paymentsByTime[:num] {
 		boardingInputs = append(boardingInputs, p.boardingInputs...)
 		payments = append(payments, p.Payment)
@@ -136,9 +146,15 @@ func (m *paymentsMap) pop(num int64) ([]domain.Payment, []ports.BoardingInput, [
 			cosigners = append(cosigners, pubkey)
 			delete(m.ephemeralKeys, p.Payment.Id)
 		}
+		for _, input := range payments {
+			for _, vtxo := range input.Inputs {
+				descriptors[vtxo.VtxoKey] = m.descriptors[vtxo.VtxoKey]
+				delete(m.descriptors, vtxo.VtxoKey)
+			}
+		}
 		delete(m.payments, p.Id)
 	}
-	return payments, boardingInputs, cosigners
+	return payments, boardingInputs, descriptors, cosigners
 }
 
 func (m *paymentsMap) update(payment domain.Payment) error {

server/internal/core/domain/payment.go

@@ -68,9 +68,12 @@ func (p Payment) validate(ignoreOuts bool) error {
 		return fmt.Errorf("missing outputs")
 	}
 	for _, r := range p.Receivers {
-		if len(r.OnchainAddress) <= 0 && len(r.Descriptor) <= 0 {
+		if len(r.OnchainAddress) <= 0 && len(r.Pubkey) <= 0 {
 			return fmt.Errorf("missing receiver destination")
 		}
+		if r.Amount == 0 {
+			return fmt.Errorf("missing receiver amount")
+		}
 	}
 	return nil
 }
@@ -80,6 +83,10 @@ type VtxoKey struct {
 	VOut uint32
 }
 
+func (k VtxoKey) String() string {
+	return fmt.Sprintf("%s:%d", k.Txid, k.VOut)
+}
+
 func (k VtxoKey) Hash() string {
 	calcHash := func(buf []byte, hasher hash.Hash) []byte {
 		_, _ = hasher.Write(buf)
@@ -96,9 +103,9 @@ func (k VtxoKey) Hash() string {
 }
 
 type Receiver struct {
-	Descriptor     string
 	Amount         uint64
-	OnchainAddress string
+	OnchainAddress string // onchain
+	Pubkey         string // offchain
 }
 
 func (r Receiver) IsOnchain() bool {
@@ -107,7 +114,8 @@ func (r Receiver) IsOnchain() bool {
 
 type Vtxo struct {
 	VtxoKey
-	Receiver
+	Amount    uint64
+	Pubkey    string
 	RoundTxid string
 	SpentBy   string // round txid or async redeem txid
 	Spent     bool

server/internal/core/domain/payment_test.go

@@ -1,22 +1,14 @@
 package domain_test
 
 import (
-	"fmt"
 	"testing"
 
-	"github.com/ark-network/ark/common/descriptor"
 	"github.com/ark-network/ark/server/internal/core/domain"
 	"github.com/stretchr/testify/require"
 )
 
-var desc = fmt.Sprintf(
-	descriptor.DefaultVtxoDescriptorTemplate,
-	"030000000000000000000000000000000000000000000000000000000000000001",
-	"0000000000000000000000000000000000000000000000000000000000000001",
-	"0000000000000000000000000000000000000000000000000000000000000001",
-	512,
-	"0000000000000000000000000000000000000000000000000000000000000001",
-)
+// x-only pubkey
+const pubkey = "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967"
 
 var inputs = []domain.Vtxo{
 	{
@@ -24,11 +16,9 @@ var inputs = []domain.Vtxo{
 			Txid: "0000000000000000000000000000000000000000000000000000000000000000",
 			VOut: 0,
 		},
-		Receiver: domain.Receiver{
-			Descriptor: desc,
+		Pubkey: pubkey,
 		Amount: 1000,
 	},
-	},
 }
 
 func TestPayment(t *testing.T) {
@@ -51,11 +41,11 @@ func TestPayment(t *testing.T) {
 
 			err = payment.AddReceivers([]domain.Receiver{
 				{
-					Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 450,
 				},
 				{
-					Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 550,
 				},
 			})

server/internal/core/domain/round_test.go

@@ -20,23 +20,21 @@ var (
 						Txid: txid,
 						VOut: 0,
 					},
-					Receiver: domain.Receiver{
-						Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 2000,
 				},
 			},
-			},
 			Receivers: []domain.Receiver{
 				{
-					Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 700,
 				},
 				{
-					Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 700,
 				},
 				{
-					Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 600,
 				},
 			},
@@ -49,24 +47,20 @@ var (
 						Txid: txid,
 						VOut: 0,
 					},
-					Receiver: domain.Receiver{
-						Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 1000,
 				},
-				},
 				{
 					VtxoKey: domain.VtxoKey{
 						Txid: txid,
 						VOut: 0,
 					},
-					Receiver: domain.Receiver{
-						Descriptor: desc,
+					Pubkey: pubkey,
 					Amount: 1000,
 				},
 			},
-			},
 			Receivers: []domain.Receiver{{
-				Descriptor: desc,
+				Pubkey: pubkey,
 				Amount: 2000,
 			}},
 		},

server/internal/core/ports/tx_builder.go

@@ -32,7 +32,12 @@ type TxBuilder interface {
 		aspPubkey *secp256k1.PublicKey, payments []domain.Payment, boardingInputs []BoardingInput, sweptRounds []domain.Round,
 		cosigners ...*secp256k1.PublicKey,
 	) (roundTx string, congestionTree tree.CongestionTree, connectorAddress string, err error)
-	BuildForfeitTxs(poolTx string, payments []domain.Payment, minRelayFeeRate chainfee.SatPerKVByte) (connectors []string, forfeitTxs []string, err error)
+	BuildForfeitTxs(
+		roundTx string,
+		payments []domain.Payment,
+		descriptors map[domain.VtxoKey]string,
+		minRelayFeeRate chainfee.SatPerKVByte,
+	) (connectors []string, forfeitTxs []string, err error)
 	BuildSweepTx(inputs []SweepInput) (signedSweepTx string, err error)
 	GetSweepInput(node tree.Node) (lifetime int64, sweepInput SweepInput, err error)
 	FinalizeAndExtract(tx string) (txhex string, err error)
@@ -41,7 +46,9 @@ type TxBuilder interface {
 	FindLeaves(congestionTree tree.CongestionTree, fromtxid string, vout uint32) (leaves []tree.Node, err error)
 	BuildAsyncPaymentTransactions(
 		vtxosToSpend []domain.Vtxo,
-		aspPubKey *secp256k1.PublicKey, receivers []domain.Receiver,
+		descriptors map[domain.VtxoKey]string,
+		forfeitsLeaves map[domain.VtxoKey]chainhash.Hash,
+		receivers []domain.Receiver,
 	) (string, error)
 	VerifyAndCombinePartialTx(dest string, src string) (string, error)
 	GetTxID(tx string) (string, error)

server/internal/infrastructure/db/badger/vtxo_repo.go

@@ -4,7 +4,6 @@ import (
 	"context"
 	"fmt"
 	"path/filepath"
-	"regexp"
 	"strings"
 
 	"github.com/ark-network/ark/server/internal/core/domain"
@@ -101,13 +100,7 @@ func (r *vtxoRepository) GetAllVtxos(
 ) ([]domain.Vtxo, []domain.Vtxo, error) {
 	query := badgerhold.Where("Redeemed").Eq(false)
 	if len(pubkey) > 0 {
-		if len(pubkey) == 66 {
-			pubkey = pubkey[2:]
-		}
-
-		query = query.And("Descriptor").RegExp(
-			regexp.MustCompile(fmt.Sprintf(".*%s.*", pubkey)),
-		)
+		query = query.And("Pubkey").Eq(pubkey)
 	}
 	vtxos, err := r.findVtxos(ctx, query)
 	if err != nil {

server/internal/infrastructure/db/service_test.go

@@ -4,14 +4,12 @@ import (
 	"context"
 	"crypto/rand"
 	"encoding/hex"
-	"fmt"
 	"os"
 	"reflect"
 	"sort"
 	"testing"
 	"time"
 
-	"github.com/ark-network/ark/common/descriptor"
 	"github.com/ark-network/ark/common/tree"
 	"github.com/ark-network/ark/server/internal/core/domain"
 	"github.com/ark-network/ark/server/internal/core/ports"
@@ -24,26 +22,8 @@ import (
 const (
 	emptyPtx = "cHNldP8BAgQCAAAAAQQBAAEFAQABBgEDAfsEAgAAAAA="
 	emptyTx  = "0200000000000000000000"
-	pubkey1  = "00000000000000000000000000000000000000000000000000000000000000001"
-	pubkey2  = "00000000000000000000000000000000000000000000000000000000000000002"
-)
-
-var desc1 = fmt.Sprintf(
-	descriptor.DefaultVtxoDescriptorTemplate,
-	randomString(66),
-	pubkey1,
-	pubkey1,
-	512,
-	pubkey1,
-)
-
-var desc2 = fmt.Sprintf(
-	descriptor.DefaultVtxoDescriptorTemplate,
-	randomString(66),
-	pubkey2,
-	pubkey2,
-	512,
-	pubkey2,
+	pubkey   = "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967"
+	pubkey2  = "33ffb3dee353b1a9ebe4ced64b946238d0a4ac364f275d771da6ad2445d07ae0"
 )
 
 var congestionTree = [][]tree.Node{
@@ -270,14 +250,12 @@ func testRoundRepository(t *testing.T, svc ports.RepoManager) {
 								},
 								RoundTxid: randomString(32),
 								ExpireAt:  7980322,
-								Receiver: domain.Receiver{
-									Descriptor: randomString(120),
+								Pubkey:    randomString(32),
 								Amount:    300,
 							},
 						},
-						},
 						Receivers: []domain.Receiver{{
-							Descriptor: randomString(120),
+							Pubkey: randomString(32),
 							Amount: 300,
 						}},
 					},
@@ -292,19 +270,17 @@ func testRoundRepository(t *testing.T, svc ports.RepoManager) {
 								},
 								RoundTxid: randomString(32),
 								ExpireAt:  7980322,
-								Receiver: domain.Receiver{
-									Descriptor: randomString(120),
+								Pubkey:    randomString(32),
 								Amount:    600,
 							},
 						},
-						},
 						Receivers: []domain.Receiver{
 							{
-								Descriptor: randomString(120),
+								Pubkey: randomString(32),
 								Amount: 400,
 							},
 							{
-								Descriptor: randomString(120),
+								Pubkey: randomString(32),
 								Amount: 200,
 							},
 						},
@@ -370,31 +346,25 @@ func testVtxoRepository(t *testing.T, svc ports.RepoManager) {
 					Txid: randomString(32),
 					VOut: 0,
 				},
-				Receiver: domain.Receiver{
-					Descriptor: desc1,
+				Pubkey: pubkey,
 				Amount: 1000,
 			},
-			},
 			{
 				VtxoKey: domain.VtxoKey{
 					Txid: randomString(32),
 					VOut: 1,
 				},
-				Receiver: domain.Receiver{
-					Descriptor: desc1,
+				Pubkey: pubkey,
 				Amount: 2000,
 			},
-			},
 		}
 		newVtxos := append(userVtxos, domain.Vtxo{
 			VtxoKey: domain.VtxoKey{
 				Txid: randomString(32),
 				VOut: 1,
 			},
-			Receiver: domain.Receiver{
-				Descriptor: desc2,
+			Pubkey: pubkey2,
 			Amount: 2000,
-			},
 		})
 
 		vtxoKeys := make([]domain.VtxoKey, 0, len(userVtxos))
@@ -406,7 +376,7 @@ func testVtxoRepository(t *testing.T, svc ports.RepoManager) {
 		require.Error(t, err)
 		require.Empty(t, vtxos)
 
-		spendableVtxos, spentVtxos, err := svc.Vtxos().GetAllVtxos(ctx, pubkey1)
+		spendableVtxos, spentVtxos, err := svc.Vtxos().GetAllVtxos(ctx, pubkey)
 		require.NoError(t, err)
 		require.Empty(t, spendableVtxos)
 		require.Empty(t, spentVtxos)
@@ -423,7 +393,7 @@ func testVtxoRepository(t *testing.T, svc ports.RepoManager) {
 		require.NoError(t, err)
 		require.Exactly(t, userVtxos, vtxos)
 
-		spendableVtxos, spentVtxos, err = svc.Vtxos().GetAllVtxos(ctx, pubkey1)
+		spendableVtxos, spentVtxos, err = svc.Vtxos().GetAllVtxos(ctx, pubkey)
 		require.NoError(t, err)
 
 		sortedVtxos := sortVtxos(userVtxos)
@@ -449,7 +419,7 @@ func testVtxoRepository(t *testing.T, svc ports.RepoManager) {
 			require.True(t, v.Spent)
 		}
 
-		spendableVtxos, spentVtxos, err = svc.Vtxos().GetAllVtxos(ctx, pubkey1)
+		spendableVtxos, spentVtxos, err = svc.Vtxos().GetAllVtxos(ctx, pubkey)
 		require.NoError(t, err)
 		require.Exactly(t, vtxos[1:], spendableVtxos)
 		require.Len(t, spentVtxos, len(vtxoKeys[:1]))

server/internal/infrastructure/db/sqlite/migration/20240703120550_init.up.sql

@@ -21,11 +21,11 @@ CREATE TABLE IF NOT EXISTS payment (
 
 CREATE TABLE IF NOT EXISTS receiver (
     payment_id TEXT NOT NULL,
-    pubkey TEXT NOT NULL,
+    pubkey TEXT,
+    onchain_address TEXT,
     amount INTEGER NOT NULL,
-    onchain_address TEXT NOT NULL,
     FOREIGN KEY (payment_id) REFERENCES payment(id),
-    PRIMARY KEY (payment_id, pubkey)
+    PRIMARY KEY (payment_id, pubkey, onchain_address)
 );
 
 CREATE TABLE IF NOT EXISTS tx (
@@ -54,6 +54,7 @@ CREATE TABLE IF NOT EXISTS vtxo (
 	expire_at INTEGER NOT NULL,
 	payment_id TEXT,
     redeem_tx TEXT,
+    pending BOOLEAN NOT NULL,
     PRIMARY KEY (txid, vout),
 	FOREIGN KEY (payment_id) REFERENCES payment(id)
 );

server/internal/infrastructure/db/sqlite/migration/20240913142235_add-receiver-descriptor.down.sql

@@ -1,17 +0,0 @@
-CREATE TABLE IF NOT EXISTS old_receiver (
-    payment_id TEXT NOT NULL,
-    pubkey TEXT NOT NULL,
-    amount INTEGER NOT NULL,
-    onchain_address TEXT NOT NULL,
-    FOREIGN KEY (payment_id) REFERENCES payment(id),
-    PRIMARY KEY (payment_id, pubkey)
-);
-
-INSERT INTO old_receiver SELECT * FROM receiver;
-
-DROP TABLE receiver;
-
-ALTER TABLE old_receiver RENAME TO receiver;
-
-ALTER TABLE vtxo DROP COLUMN descriptor;
-ALTER TABLE vtxo ADD COLUMN pubkey TEXT NOT NULL;

server/internal/infrastructure/db/sqlite/migration/20240913142235_add-receiver-descriptor.up.sql

@@ -1,28 +0,0 @@
-CREATE TABLE IF NOT EXISTS new_receiver (
-    payment_id TEXT NOT NULL,
-    descriptor TEXT NOT NULL,
-    amount INTEGER NOT NULL,
-    onchain_address TEXT NOT NULL,
-    FOREIGN KEY (payment_id) REFERENCES payment(id),
-    PRIMARY KEY (payment_id, descriptor)
-);
-
-INSERT INTO new_receiver SELECT * FROM receiver;
-
-DROP VIEW payment_vtxo_vw;
-DROP VIEW payment_receiver_vw;
-DROP TABLE receiver;
-ALTER TABLE new_receiver RENAME TO receiver;
-
-ALTER TABLE vtxo ADD COLUMN descriptor TEXT;
-ALTER TABLE vtxo DROP COLUMN pubkey;
-
-CREATE VIEW payment_vtxo_vw AS SELECT vtxo.*
-FROM payment
-LEFT OUTER JOIN vtxo
-ON payment.id=vtxo.payment_id;
-
-CREATE VIEW payment_receiver_vw AS SELECT receiver.*
-FROM payment
-LEFT OUTER JOIN receiver
-ON payment.id=receiver.payment_id;

server/internal/infrastructure/db/sqlite/migration/20240919104541_add-pending-field-to-vtxo.down.sql

@@ -1 +0,0 @@
-ALTER TABLE vtxo DROP COLUMN pending;

server/internal/infrastructure/db/sqlite/migration/20240919104541_add-pending-field-to-vtxo.up.sql

@@ -1,14 +0,0 @@
-ALTER TABLE vtxo ADD COLUMN pending BOOLEAN NOT NULL;
-
-DROP VIEW payment_vtxo_vw;
-DROP VIEW payment_receiver_vw;
-
-CREATE VIEW payment_vtxo_vw AS SELECT vtxo.*
-FROM payment
-LEFT OUTER JOIN vtxo
-ON payment.id=vtxo.payment_id;
-
-CREATE VIEW payment_receiver_vw AS SELECT receiver.*
-FROM payment
-LEFT OUTER JOIN receiver
-ON payment.id=receiver.payment_id;

server/internal/infrastructure/db/sqlite/round_repo.go

@@ -165,9 +165,15 @@ func (r *roundRepository) AddOrUpdateRound(ctx context.Context, round domain.Rou
 						ctx,
 						queries.UpsertReceiverParams{
 							PaymentID: payment.Id,
-							Descriptor:     receiver.Descriptor,
 							Amount:    int64(receiver.Amount),
-							OnchainAddress: receiver.OnchainAddress,
+							Pubkey: sql.NullString{
+								String: receiver.Pubkey,
+								Valid:  len(receiver.Pubkey) > 0,
+							},
+							OnchainAddress: sql.NullString{
+								String: receiver.OnchainAddress,
+								Valid:  len(receiver.OnchainAddress) > 0,
+							},
 						},
 					); err != nil {
 						return fmt.Errorf("failed to upsert receiver: %w", err)
@@ -320,8 +326,8 @@ func (r *roundRepository) GetSweptRounds(ctx context.Context) ([]domain.Round, e
 
 func rowToReceiver(row queries.PaymentReceiverVw) domain.Receiver {
 	return domain.Receiver{
-		Descriptor:     row.Descriptor.String,
 		Amount:         uint64(row.Amount.Int64),
+		Pubkey:         row.Pubkey.String,
 		OnchainAddress: row.OnchainAddress.String,
 	}
 }
@@ -413,8 +419,8 @@ func readRoundRows(rows []roundPaymentTxReceiverVtxoRow) ([]*domain.Round, error
 
 				found := false
 				for _, rcv := range payment.Receivers {
-					if v.receiver.Descriptor.Valid && v.receiver.Amount.Valid {
-						if rcv.Descriptor == v.receiver.Descriptor.String && int64(rcv.Amount) == v.receiver.Amount.Int64 {
+					if (v.receiver.Pubkey.Valid || v.receiver.OnchainAddress.Valid) && v.receiver.Amount.Valid {
+						if rcv.Pubkey == v.receiver.Pubkey.String && rcv.OnchainAddress == v.receiver.OnchainAddress.String && int64(rcv.Amount) == v.receiver.Amount.Int64 {
 							found = true
 							break
 						}
@@ -469,10 +475,8 @@ func rowToPaymentVtxoVw(row queries.PaymentVtxoVw) domain.Vtxo {
 			Txid: row.Txid.String,
 			VOut: uint32(row.Vout.Int64),
 		},
-		Receiver: domain.Receiver{
-			Descriptor: row.Descriptor.String,
 		Amount:    uint64(row.Amount.Int64),
-		},
+		Pubkey:    row.Pubkey.String,
 		RoundTxid: row.PoolTx.String,
 		SpentBy:   row.SpentBy.String,
 		Spent:     row.Spent.Bool,

server/internal/infrastructure/db/sqlite/sqlc/queries/models.go

@@ -15,14 +15,15 @@ type Payment struct {
 
 type PaymentReceiverVw struct {
 	PaymentID      sql.NullString
-	Descriptor     sql.NullString
-	Amount         sql.NullInt64
+	Pubkey         sql.NullString
 	OnchainAddress sql.NullString
+	Amount         sql.NullInt64
 }
 
 type PaymentVtxoVw struct {
 	Txid      sql.NullString
 	Vout      sql.NullInt64
+	Pubkey    sql.NullString
 	Amount    sql.NullInt64
 	PoolTx    sql.NullString
 	SpentBy   sql.NullString
@@ -32,15 +33,14 @@ type PaymentVtxoVw struct {
 	ExpireAt  sql.NullInt64
 	PaymentID sql.NullString
 	RedeemTx  sql.NullString
-	Descriptor sql.NullString
 	Pending   sql.NullBool
 }
 
 type Receiver struct {
 	PaymentID      string
-	Descriptor     string
+	Pubkey         sql.NullString
+	OnchainAddress sql.NullString
 	Amount         int64
-	OnchainAddress string
 }
 
 type Round struct {
@@ -90,6 +90,7 @@ type Tx struct {
 type Vtxo struct {
 	Txid      string
 	Vout      int64
+	Pubkey    string
 	Amount    int64
 	PoolTx    string
 	SpentBy   string
@@ -99,6 +100,5 @@ type Vtxo struct {
 	ExpireAt  int64
 	PaymentID sql.NullString
 	RedeemTx  sql.NullString
-	Descriptor sql.NullString
 	Pending   bool
 }

server/internal/infrastructure/db/sqlite/sqlc/queries/query.sql.go

@@ -54,7 +54,7 @@ func (q *Queries) MarkVtxoAsSwept(ctx context.Context, arg MarkVtxoAsSweptParams
 }
 
 const selectNotRedeemedVtxos = `-- name: SelectNotRedeemedVtxos :many
-SELECT vtxo.txid, vtxo.vout, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.descriptor, vtxo.pending FROM vtxo
+SELECT vtxo.txid, vtxo.vout, vtxo.pubkey, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.pending FROM vtxo
 WHERE redeemed = false
 `
 
@@ -74,6 +74,7 @@ func (q *Queries) SelectNotRedeemedVtxos(ctx context.Context) ([]SelectNotRedeem
 		if err := rows.Scan(
 			&i.Vtxo.Txid,
 			&i.Vtxo.Vout,
+			&i.Vtxo.Pubkey,
 			&i.Vtxo.Amount,
 			&i.Vtxo.PoolTx,
 			&i.Vtxo.SpentBy,
@@ -83,7 +84,6 @@ func (q *Queries) SelectNotRedeemedVtxos(ctx context.Context) ([]SelectNotRedeem
 			&i.Vtxo.ExpireAt,
 			&i.Vtxo.PaymentID,
 			&i.Vtxo.RedeemTx,
-			&i.Vtxo.Descriptor,
 			&i.Vtxo.Pending,
 		); err != nil {
 			return nil, err
@@ -100,16 +100,16 @@ func (q *Queries) SelectNotRedeemedVtxos(ctx context.Context) ([]SelectNotRedeem
 }
 
 const selectNotRedeemedVtxosWithPubkey = `-- name: SelectNotRedeemedVtxosWithPubkey :many
-SELECT vtxo.txid, vtxo.vout, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.descriptor, vtxo.pending FROM vtxo
-WHERE redeemed = false AND INSTR(descriptor, ?) > 0
+SELECT vtxo.txid, vtxo.vout, vtxo.pubkey, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.pending FROM vtxo
+WHERE redeemed = false AND pubkey = ?
 `
 
 type SelectNotRedeemedVtxosWithPubkeyRow struct {
 	Vtxo Vtxo
 }
 
-func (q *Queries) SelectNotRedeemedVtxosWithPubkey(ctx context.Context, instr string) ([]SelectNotRedeemedVtxosWithPubkeyRow, error) {
-	rows, err := q.db.QueryContext(ctx, selectNotRedeemedVtxosWithPubkey, instr)
+func (q *Queries) SelectNotRedeemedVtxosWithPubkey(ctx context.Context, pubkey string) ([]SelectNotRedeemedVtxosWithPubkeyRow, error) {
+	rows, err := q.db.QueryContext(ctx, selectNotRedeemedVtxosWithPubkey, pubkey)
 	if err != nil {
 		return nil, err
 	}
@@ -120,6 +120,7 @@ func (q *Queries) SelectNotRedeemedVtxosWithPubkey(ctx context.Context, instr st
 		if err := rows.Scan(
 			&i.Vtxo.Txid,
 			&i.Vtxo.Vout,
+			&i.Vtxo.Pubkey,
 			&i.Vtxo.Amount,
 			&i.Vtxo.PoolTx,
 			&i.Vtxo.SpentBy,
@@ -129,7 +130,6 @@ func (q *Queries) SelectNotRedeemedVtxosWithPubkey(ctx context.Context, instr st
 			&i.Vtxo.ExpireAt,
 			&i.Vtxo.PaymentID,
 			&i.Vtxo.RedeemTx,
-			&i.Vtxo.Descriptor,
 			&i.Vtxo.Pending,
 		); err != nil {
 			return nil, err
@@ -208,8 +208,8 @@ const selectRoundWithRoundId = `-- name: SelectRoundWithRoundId :many
 SELECT round.id, round.starting_timestamp, round.ending_timestamp, round.ended, round.failed, round.stage_code, round.txid, round.unsigned_tx, round.connector_address, round.dust_amount, round.version, round.swept,
        round_payment_vw.id, round_payment_vw.round_id,
        round_tx_vw.id, round_tx_vw.tx, round_tx_vw.round_id, round_tx_vw.type, round_tx_vw.position, round_tx_vw.txid, round_tx_vw.tree_level, round_tx_vw.parent_txid, round_tx_vw.is_leaf,
-       payment_receiver_vw.payment_id, payment_receiver_vw.descriptor, payment_receiver_vw.amount, payment_receiver_vw.onchain_address,
-       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.descriptor, payment_vtxo_vw.pending
+       payment_receiver_vw.payment_id, payment_receiver_vw.pubkey, payment_receiver_vw.onchain_address, payment_receiver_vw.amount,
+       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.pubkey, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.pending
 FROM round
          LEFT OUTER JOIN round_payment_vw ON round.id=round_payment_vw.round_id
          LEFT OUTER JOIN round_tx_vw ON round.id=round_tx_vw.round_id
@@ -260,11 +260,12 @@ func (q *Queries) SelectRoundWithRoundId(ctx context.Context, id string) ([]Sele
 			&i.RoundTxVw.ParentTxid,
 			&i.RoundTxVw.IsLeaf,
 			&i.PaymentReceiverVw.PaymentID,
-			&i.PaymentReceiverVw.Descriptor,
-			&i.PaymentReceiverVw.Amount,
+			&i.PaymentReceiverVw.Pubkey,
 			&i.PaymentReceiverVw.OnchainAddress,
+			&i.PaymentReceiverVw.Amount,
 			&i.PaymentVtxoVw.Txid,
 			&i.PaymentVtxoVw.Vout,
+			&i.PaymentVtxoVw.Pubkey,
 			&i.PaymentVtxoVw.Amount,
 			&i.PaymentVtxoVw.PoolTx,
 			&i.PaymentVtxoVw.SpentBy,
@@ -274,7 +275,6 @@ func (q *Queries) SelectRoundWithRoundId(ctx context.Context, id string) ([]Sele
 			&i.PaymentVtxoVw.ExpireAt,
 			&i.PaymentVtxoVw.PaymentID,
 			&i.PaymentVtxoVw.RedeemTx,
-			&i.PaymentVtxoVw.Descriptor,
 			&i.PaymentVtxoVw.Pending,
 		); err != nil {
 			return nil, err
@@ -294,8 +294,8 @@ const selectRoundWithRoundTxId = `-- name: SelectRoundWithRoundTxId :many
 SELECT round.id, round.starting_timestamp, round.ending_timestamp, round.ended, round.failed, round.stage_code, round.txid, round.unsigned_tx, round.connector_address, round.dust_amount, round.version, round.swept,
        round_payment_vw.id, round_payment_vw.round_id,
        round_tx_vw.id, round_tx_vw.tx, round_tx_vw.round_id, round_tx_vw.type, round_tx_vw.position, round_tx_vw.txid, round_tx_vw.tree_level, round_tx_vw.parent_txid, round_tx_vw.is_leaf,
-       payment_receiver_vw.payment_id, payment_receiver_vw.descriptor, payment_receiver_vw.amount, payment_receiver_vw.onchain_address,
-       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.descriptor, payment_vtxo_vw.pending
+       payment_receiver_vw.payment_id, payment_receiver_vw.pubkey, payment_receiver_vw.onchain_address, payment_receiver_vw.amount,
+       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.pubkey, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.pending
 FROM round
          LEFT OUTER JOIN round_payment_vw ON round.id=round_payment_vw.round_id
          LEFT OUTER JOIN round_tx_vw ON round.id=round_tx_vw.round_id
@@ -346,11 +346,12 @@ func (q *Queries) SelectRoundWithRoundTxId(ctx context.Context, txid string) ([]
 			&i.RoundTxVw.ParentTxid,
 			&i.RoundTxVw.IsLeaf,
 			&i.PaymentReceiverVw.PaymentID,
-			&i.PaymentReceiverVw.Descriptor,
-			&i.PaymentReceiverVw.Amount,
+			&i.PaymentReceiverVw.Pubkey,
 			&i.PaymentReceiverVw.OnchainAddress,
+			&i.PaymentReceiverVw.Amount,
 			&i.PaymentVtxoVw.Txid,
 			&i.PaymentVtxoVw.Vout,
+			&i.PaymentVtxoVw.Pubkey,
 			&i.PaymentVtxoVw.Amount,
 			&i.PaymentVtxoVw.PoolTx,
 			&i.PaymentVtxoVw.SpentBy,
@@ -360,7 +361,6 @@ func (q *Queries) SelectRoundWithRoundTxId(ctx context.Context, txid string) ([]
 			&i.PaymentVtxoVw.ExpireAt,
 			&i.PaymentVtxoVw.PaymentID,
 			&i.PaymentVtxoVw.RedeemTx,
-			&i.PaymentVtxoVw.Descriptor,
 			&i.PaymentVtxoVw.Pending,
 		); err != nil {
 			return nil, err
@@ -380,8 +380,8 @@ const selectSweepableRounds = `-- name: SelectSweepableRounds :many
 SELECT round.id, round.starting_timestamp, round.ending_timestamp, round.ended, round.failed, round.stage_code, round.txid, round.unsigned_tx, round.connector_address, round.dust_amount, round.version, round.swept,
        round_payment_vw.id, round_payment_vw.round_id,
        round_tx_vw.id, round_tx_vw.tx, round_tx_vw.round_id, round_tx_vw.type, round_tx_vw.position, round_tx_vw.txid, round_tx_vw.tree_level, round_tx_vw.parent_txid, round_tx_vw.is_leaf,
-       payment_receiver_vw.payment_id, payment_receiver_vw.descriptor, payment_receiver_vw.amount, payment_receiver_vw.onchain_address,
-       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.descriptor, payment_vtxo_vw.pending
+       payment_receiver_vw.payment_id, payment_receiver_vw.pubkey, payment_receiver_vw.onchain_address, payment_receiver_vw.amount,
+       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.pubkey, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.pending
 FROM round
          LEFT OUTER JOIN round_payment_vw ON round.id=round_payment_vw.round_id
          LEFT OUTER JOIN round_tx_vw ON round.id=round_tx_vw.round_id
@@ -432,11 +432,12 @@ func (q *Queries) SelectSweepableRounds(ctx context.Context) ([]SelectSweepableR
 			&i.RoundTxVw.ParentTxid,
 			&i.RoundTxVw.IsLeaf,
 			&i.PaymentReceiverVw.PaymentID,
-			&i.PaymentReceiverVw.Descriptor,
-			&i.PaymentReceiverVw.Amount,
+			&i.PaymentReceiverVw.Pubkey,
 			&i.PaymentReceiverVw.OnchainAddress,
+			&i.PaymentReceiverVw.Amount,
 			&i.PaymentVtxoVw.Txid,
 			&i.PaymentVtxoVw.Vout,
+			&i.PaymentVtxoVw.Pubkey,
 			&i.PaymentVtxoVw.Amount,
 			&i.PaymentVtxoVw.PoolTx,
 			&i.PaymentVtxoVw.SpentBy,
@@ -446,7 +447,6 @@ func (q *Queries) SelectSweepableRounds(ctx context.Context) ([]SelectSweepableR
 			&i.PaymentVtxoVw.ExpireAt,
 			&i.PaymentVtxoVw.PaymentID,
 			&i.PaymentVtxoVw.RedeemTx,
-			&i.PaymentVtxoVw.Descriptor,
 			&i.PaymentVtxoVw.Pending,
 		); err != nil {
 			return nil, err
@@ -463,7 +463,7 @@ func (q *Queries) SelectSweepableRounds(ctx context.Context) ([]SelectSweepableR
 }
 
 const selectSweepableVtxos = `-- name: SelectSweepableVtxos :many
-SELECT vtxo.txid, vtxo.vout, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.descriptor, vtxo.pending FROM vtxo
+SELECT vtxo.txid, vtxo.vout, vtxo.pubkey, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.pending FROM vtxo
 WHERE redeemed = false AND swept = false
 `
 
@@ -483,6 +483,7 @@ func (q *Queries) SelectSweepableVtxos(ctx context.Context) ([]SelectSweepableVt
 		if err := rows.Scan(
 			&i.Vtxo.Txid,
 			&i.Vtxo.Vout,
+			&i.Vtxo.Pubkey,
 			&i.Vtxo.Amount,
 			&i.Vtxo.PoolTx,
 			&i.Vtxo.SpentBy,
@@ -492,7 +493,6 @@ func (q *Queries) SelectSweepableVtxos(ctx context.Context) ([]SelectSweepableVt
 			&i.Vtxo.ExpireAt,
 			&i.Vtxo.PaymentID,
 			&i.Vtxo.RedeemTx,
-			&i.Vtxo.Descriptor,
 			&i.Vtxo.Pending,
 		); err != nil {
 			return nil, err
@@ -512,8 +512,8 @@ const selectSweptRounds = `-- name: SelectSweptRounds :many
 SELECT round.id, round.starting_timestamp, round.ending_timestamp, round.ended, round.failed, round.stage_code, round.txid, round.unsigned_tx, round.connector_address, round.dust_amount, round.version, round.swept,
        round_payment_vw.id, round_payment_vw.round_id,
        round_tx_vw.id, round_tx_vw.tx, round_tx_vw.round_id, round_tx_vw.type, round_tx_vw.position, round_tx_vw.txid, round_tx_vw.tree_level, round_tx_vw.parent_txid, round_tx_vw.is_leaf,
-       payment_receiver_vw.payment_id, payment_receiver_vw.descriptor, payment_receiver_vw.amount, payment_receiver_vw.onchain_address,
-       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.descriptor, payment_vtxo_vw.pending
+       payment_receiver_vw.payment_id, payment_receiver_vw.pubkey, payment_receiver_vw.onchain_address, payment_receiver_vw.amount,
+       payment_vtxo_vw.txid, payment_vtxo_vw.vout, payment_vtxo_vw.pubkey, payment_vtxo_vw.amount, payment_vtxo_vw.pool_tx, payment_vtxo_vw.spent_by, payment_vtxo_vw.spent, payment_vtxo_vw.redeemed, payment_vtxo_vw.swept, payment_vtxo_vw.expire_at, payment_vtxo_vw.payment_id, payment_vtxo_vw.redeem_tx, payment_vtxo_vw.pending
 FROM round
          LEFT OUTER JOIN round_payment_vw ON round.id=round_payment_vw.round_id
          LEFT OUTER JOIN round_tx_vw ON round.id=round_tx_vw.round_id
@@ -564,11 +564,12 @@ func (q *Queries) SelectSweptRounds(ctx context.Context) ([]SelectSweptRoundsRow
 			&i.RoundTxVw.ParentTxid,
 			&i.RoundTxVw.IsLeaf,
 			&i.PaymentReceiverVw.PaymentID,
-			&i.PaymentReceiverVw.Descriptor,
-			&i.PaymentReceiverVw.Amount,
+			&i.PaymentReceiverVw.Pubkey,
 			&i.PaymentReceiverVw.OnchainAddress,
+			&i.PaymentReceiverVw.Amount,
 			&i.PaymentVtxoVw.Txid,
 			&i.PaymentVtxoVw.Vout,
+			&i.PaymentVtxoVw.Pubkey,
 			&i.PaymentVtxoVw.Amount,
 			&i.PaymentVtxoVw.PoolTx,
 			&i.PaymentVtxoVw.SpentBy,
@@ -578,7 +579,6 @@ func (q *Queries) SelectSweptRounds(ctx context.Context) ([]SelectSweptRoundsRow
 			&i.PaymentVtxoVw.ExpireAt,
 			&i.PaymentVtxoVw.PaymentID,
 			&i.PaymentVtxoVw.RedeemTx,
-			&i.PaymentVtxoVw.Descriptor,
 			&i.PaymentVtxoVw.Pending,
 		); err != nil {
 			return nil, err
@@ -595,7 +595,7 @@ func (q *Queries) SelectSweptRounds(ctx context.Context) ([]SelectSweptRoundsRow
 }
 
 const selectVtxoByOutpoint = `-- name: SelectVtxoByOutpoint :one
-SELECT vtxo.txid, vtxo.vout, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.descriptor, vtxo.pending FROM vtxo
+SELECT vtxo.txid, vtxo.vout, vtxo.pubkey, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.pending FROM vtxo
 WHERE txid = ? AND vout = ?
 `
 
@@ -614,6 +614,7 @@ func (q *Queries) SelectVtxoByOutpoint(ctx context.Context, arg SelectVtxoByOutp
 	err := row.Scan(
 		&i.Vtxo.Txid,
 		&i.Vtxo.Vout,
+		&i.Vtxo.Pubkey,
 		&i.Vtxo.Amount,
 		&i.Vtxo.PoolTx,
 		&i.Vtxo.SpentBy,
@@ -623,14 +624,13 @@ func (q *Queries) SelectVtxoByOutpoint(ctx context.Context, arg SelectVtxoByOutp
 		&i.Vtxo.ExpireAt,
 		&i.Vtxo.PaymentID,
 		&i.Vtxo.RedeemTx,
-		&i.Vtxo.Descriptor,
 		&i.Vtxo.Pending,
 	)
 	return i, err
 }
 
 const selectVtxosByPoolTxid = `-- name: SelectVtxosByPoolTxid :many
-SELECT vtxo.txid, vtxo.vout, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.descriptor, vtxo.pending FROM vtxo
+SELECT vtxo.txid, vtxo.vout, vtxo.pubkey, vtxo.amount, vtxo.pool_tx, vtxo.spent_by, vtxo.spent, vtxo.redeemed, vtxo.swept, vtxo.expire_at, vtxo.payment_id, vtxo.redeem_tx, vtxo.pending FROM vtxo
 WHERE pool_tx = ?
 `
 
@@ -650,6 +650,7 @@ func (q *Queries) SelectVtxosByPoolTxid(ctx context.Context, poolTx string) ([]S
 		if err := rows.Scan(
 			&i.Vtxo.Txid,
 			&i.Vtxo.Vout,
+			&i.Vtxo.Pubkey,
 			&i.Vtxo.Amount,
 			&i.Vtxo.PoolTx,
 			&i.Vtxo.SpentBy,
@@ -659,7 +660,6 @@ func (q *Queries) SelectVtxosByPoolTxid(ctx context.Context, poolTx string) ([]S
 			&i.Vtxo.ExpireAt,
 			&i.Vtxo.PaymentID,
 			&i.Vtxo.RedeemTx,
-			&i.Vtxo.Descriptor,
 			&i.Vtxo.Pending,
 		); err != nil {
 			return nil, err
@@ -721,26 +721,26 @@ func (q *Queries) UpsertPayment(ctx context.Context, arg UpsertPaymentParams) er
 }
 
 const upsertReceiver = `-- name: UpsertReceiver :exec
-INSERT INTO receiver (payment_id, descriptor, amount, onchain_address) VALUES (?, ?, ?, ?)
-ON CONFLICT(payment_id, descriptor) DO UPDATE SET
+INSERT INTO receiver (payment_id, pubkey, onchain_address, amount) VALUES (?, ?, ?, ?)
+ON CONFLICT(payment_id, pubkey, onchain_address) DO UPDATE SET
     amount = EXCLUDED.amount,
-    onchain_address = EXCLUDED.onchain_address,
-    descriptor = EXCLUDED.descriptor
+    pubkey = EXCLUDED.pubkey,
+    onchain_address = EXCLUDED.onchain_address
 `
 
 type UpsertReceiverParams struct {
 	PaymentID      string
-	Descriptor     string
+	Pubkey         sql.NullString
+	OnchainAddress sql.NullString
 	Amount         int64
-	OnchainAddress string
 }
 
 func (q *Queries) UpsertReceiver(ctx context.Context, arg UpsertReceiverParams) error {
 	_, err := q.db.ExecContext(ctx, upsertReceiver,
 		arg.PaymentID,
-		arg.Descriptor,
-		arg.Amount,
+		arg.Pubkey,
 		arg.OnchainAddress,
+		arg.Amount,
 	)
 	return err
 }
@@ -847,9 +847,9 @@ func (q *Queries) UpsertTransaction(ctx context.Context, arg UpsertTransactionPa
 }
 
 const upsertVtxo = `-- name: UpsertVtxo :exec
-INSERT INTO vtxo (txid, vout, descriptor, amount, pool_tx, spent_by, spent, redeemed, swept, expire_at, redeem_tx, pending)
+INSERT INTO vtxo (txid, vout, pubkey, amount, pool_tx, spent_by, spent, redeemed, swept, expire_at, redeem_tx, pending)
 VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?) ON CONFLICT(txid, vout) DO UPDATE SET
-    descriptor = EXCLUDED.descriptor,
+    pubkey = EXCLUDED.pubkey,
     amount = EXCLUDED.amount,
     pool_tx = EXCLUDED.pool_tx,
     spent_by = EXCLUDED.spent_by,
@@ -864,7 +864,7 @@ VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?) ON CONFLICT(txid, vout) DO UPDATE SE
 type UpsertVtxoParams struct {
 	Txid     string
 	Vout     int64
-	Descriptor sql.NullString
+	Pubkey   string
 	Amount   int64
 	PoolTx   string
 	SpentBy  string
@@ -880,7 +880,7 @@ func (q *Queries) UpsertVtxo(ctx context.Context, arg UpsertVtxoParams) error {
 	_, err := q.db.ExecContext(ctx, upsertVtxo,
 		arg.Txid,
 		arg.Vout,
-		arg.Descriptor,
+		arg.Pubkey,
 		arg.Amount,
 		arg.PoolTx,
 		arg.SpentBy,

server/internal/infrastructure/db/sqlite/sqlc/query.sql

@@ -44,11 +44,11 @@ INSERT INTO payment (id, round_id) VALUES (?, ?)
 ON CONFLICT(id) DO UPDATE SET round_id = EXCLUDED.round_id;
 
 -- name: UpsertReceiver :exec
-INSERT INTO receiver (payment_id, descriptor, amount, onchain_address) VALUES (?, ?, ?, ?)
-ON CONFLICT(payment_id, descriptor) DO UPDATE SET
+INSERT INTO receiver (payment_id, pubkey, onchain_address, amount) VALUES (?, ?, ?, ?)
+ON CONFLICT(payment_id, pubkey, onchain_address) DO UPDATE SET
     amount = EXCLUDED.amount,
-    onchain_address = EXCLUDED.onchain_address,
-    descriptor = EXCLUDED.descriptor;
+    pubkey = EXCLUDED.pubkey,
+    onchain_address = EXCLUDED.onchain_address;
 
 -- name: UpdateVtxoPaymentId :exec
 UPDATE vtxo SET payment_id = ? WHERE txid = ? AND vout = ?;
@@ -112,9 +112,9 @@ SELECT id FROM round WHERE starting_timestamp > ? AND starting_timestamp < ?;
 SELECT id FROM round;
 
 -- name: UpsertVtxo :exec
-INSERT INTO vtxo (txid, vout, descriptor, amount, pool_tx, spent_by, spent, redeemed, swept, expire_at, redeem_tx, pending)
+INSERT INTO vtxo (txid, vout, pubkey, amount, pool_tx, spent_by, spent, redeemed, swept, expire_at, redeem_tx, pending)
 VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?) ON CONFLICT(txid, vout) DO UPDATE SET
-    descriptor = EXCLUDED.descriptor,
+    pubkey = EXCLUDED.pubkey,
     amount = EXCLUDED.amount,
     pool_tx = EXCLUDED.pool_tx,
     spent_by = EXCLUDED.spent_by,
@@ -135,7 +135,7 @@ WHERE redeemed = false;
 
 -- name: SelectNotRedeemedVtxosWithPubkey :many
 SELECT sqlc.embed(vtxo) FROM vtxo
-WHERE redeemed = false AND INSTR(descriptor, ?) > 0;
+WHERE redeemed = false AND pubkey = ?;
 
 -- name: SelectVtxoByOutpoint :one
 SELECT sqlc.embed(vtxo) FROM vtxo

server/internal/infrastructure/db/sqlite/vtxo_repo.go

@@ -37,11 +37,12 @@ func (v *vxtoRepository) AddVtxos(ctx context.Context, vtxos []domain.Vtxo) erro
 	txBody := func(querierWithTx *queries.Queries) error {
 		for i := range vtxos {
 			vtxo := vtxos[i]
+
 			if err := querierWithTx.UpsertVtxo(
 				ctx, queries.UpsertVtxoParams{
 					Txid:     vtxo.Txid,
 					Vout:     int64(vtxo.VOut),
-					Descriptor: sql.NullString{String: vtxo.Descriptor, Valid: true},
+					Pubkey:   vtxo.Pubkey,
 					Amount:   int64(vtxo.Amount),
 					PoolTx:   vtxo.RoundTxid,
 					SpentBy:  vtxo.SpentBy,
@@ -81,10 +82,6 @@ func (v *vxtoRepository) GetAllVtxos(ctx context.Context, pubkey string) ([]doma
 
 	var rows []queries.Vtxo
 	if withPubkey {
-		if len(pubkey) == 66 {
-			pubkey = pubkey[2:]
-		}
-
 		res, err := v.querier.SelectNotRedeemedVtxosWithPubkey(ctx, pubkey)
 		if err != nil {
 			return nil, nil, err
@@ -253,10 +250,8 @@ func rowToVtxo(row queries.Vtxo) domain.Vtxo {
 			Txid: row.Txid,
 			VOut: uint32(row.Vout),
 		},
-		Receiver: domain.Receiver{
-			Descriptor: row.Descriptor.String,
 		Amount:    uint64(row.Amount),
-		},
+		Pubkey:    row.Pubkey,
 		RoundTxid: row.PoolTx,
 		SpentBy:   row.SpentBy,
 		Spent:     row.Spent,

server/internal/infrastructure/tx-builder/covenant/builder.go

@@ -84,6 +84,7 @@ func (b *txBuilder) BuildSweepTx(inputs []ports.SweepInput) (signedSweepTx strin
 func (b *txBuilder) BuildForfeitTxs(
 	poolTx string,
 	payments []domain.Payment,
+	descriptors map[domain.VtxoKey]string,
 	minRelayFeeRate chainfee.SatPerKVByte,
 ) (connectors []string, forfeitTxs []string, err error) {
 	connectorAddress, err := b.getConnectorAddress(poolTx)
@@ -106,7 +107,7 @@ func (b *txBuilder) BuildForfeitTxs(
 		return nil, nil, err
 	}
 
-	forfeitTxs, err = b.createForfeitTxs(payments, connectorTxs, connectorAmount, minRelayFeeRate)
+	forfeitTxs, err = b.createForfeitTxs(payments, descriptors, connectorTxs, connectorAmount, minRelayFeeRate)
 	if err != nil {
 		return nil, nil, err
 	}
@@ -147,13 +148,13 @@ func (b *txBuilder) BuildRoundTx(
 			return "", nil, "", err
 		}
 
-		receivers, err := getOffchainReceivers(payments)
+		vtxosLeaves, err := getOutputVtxosLeaves(payments)
 		if err != nil {
 			return "", nil, "", err
 		}
 
 		treeFactoryFn, sharedOutputScript, sharedOutputAmount, err = tree.CraftCongestionTree(
-			b.onchainNetwork().AssetID, aspPubkey, receivers, feeSatsPerNode, b.roundLifetime,
+			b.onchainNetwork().AssetID, aspPubkey, vtxosLeaves, feeSatsPerNode, b.roundLifetime,
 		)
 		if err != nil {
 			return "", nil, "", err
@@ -362,7 +363,10 @@ func (b *txBuilder) FindLeaves(
 }
 
 func (b *txBuilder) BuildAsyncPaymentTransactions(
-	_ []domain.Vtxo, _ *secp256k1.PublicKey, _ []domain.Receiver,
+	_ []domain.Vtxo,
+	_ map[domain.VtxoKey]string,
+	_ map[domain.VtxoKey]chainhash.Hash,
+	_ []domain.Receiver,
 ) (string, error) {
 	return "", fmt.Errorf("not implemented")
 }
@@ -396,7 +400,6 @@ func (b *txBuilder) createPoolTx(
 		return nil, err
 	}
 
-	receivers := getOnchainReceivers(payments)
 	nbOfInputs := countSpentVtxos(payments)
 	connectorsAmount := (dustAmount + connectorMinRelayFee) * nbOfInputs
 	if nbOfInputs > 1 {
@@ -424,21 +427,17 @@ func (b *txBuilder) createPoolTx(
 		})
 	}
 
-	for _, receiver := range receivers {
-		targetAmount += receiver.Amount
-
-		receiverScript, err := address.ToOutputScript(receiver.OnchainAddress)
+	onchainOutputs, err := getOnchainOutputs(payments, b.onchainNetwork())
 	if err != nil {
 		return nil, err
 	}
 
-		outputs = append(outputs, psetv2.OutputArgs{
-			Asset:  b.onchainNetwork().AssetID,
-			Amount: receiver.Amount,
-			Script: receiverScript,
-		})
+	for _, out := range onchainOutputs {
+		targetAmount += out.Amount
 	}
 
+	outputs = append(outputs, onchainOutputs...)
+
 	for _, in := range boardingInputs {
 		targetAmount -= in.Amount
 	}
@@ -786,6 +785,7 @@ func (b *txBuilder) createConnectors(
 
 func (b *txBuilder) createForfeitTxs(
 	payments []domain.Payment,
+	descriptors map[domain.VtxoKey]string,
 	connectors []*psetv2.Pset,
 	connectorAmount uint64,
 	minRelayFeeRate chainfee.SatPerKVByte,
@@ -803,7 +803,12 @@ func (b *txBuilder) createForfeitTxs(
 	forfeitTxs := make([]string, 0)
 	for _, payment := range payments {
 		for _, vtxo := range payment.Inputs {
-			offchainScript, err := tree.ParseVtxoScript(vtxo.Descriptor)
+			desc, ok := descriptors[vtxo.VtxoKey]
+			if !ok {
+				return nil, fmt.Errorf("descriptor not found for vtxo %s:%d", vtxo.VtxoKey.Txid, vtxo.VtxoKey.VOut)
+			}
+
+			offchainScript, err := tree.ParseVtxoScript(desc)
 			if err != nil {
 				return nil, err
 			}

server/internal/infrastructure/tx-builder/covenant/builder_test.go

@@ -113,7 +113,7 @@ func TestBuildForfeitTxs(t *testing.T) {
 		t.Run("valid", func(t *testing.T) {
 			for _, f := range fixtures.Valid {
 				connectors, forfeitTxs, err := builder.BuildForfeitTxs(
-					f.PoolTx, f.Payments, minRelayFeeRate,
+					f.PoolTx, f.Payments, f.Descriptors, minRelayFeeRate,
 				)
 				require.NoError(t, err)
 				require.Len(t, connectors, f.ExpectedNumOfConnectors)
@@ -151,7 +151,7 @@ func TestBuildForfeitTxs(t *testing.T) {
 		t.Run("invalid", func(t *testing.T) {
 			for _, f := range fixtures.Invalid {
 				connectors, forfeitTxs, err := builder.BuildForfeitTxs(
-					f.PoolTx, f.Payments, minRelayFeeRate,
+					f.PoolTx, f.Payments, f.Descriptors, minRelayFeeRate,
 				)
 				require.EqualError(t, err, f.ExpectedErr)
 				require.Empty(t, connectors)
@@ -215,6 +215,7 @@ func parsePoolTxFixtures() (*poolTxFixtures, error) {
 type forfeitTxsFixtures struct {
 	Valid []struct {
 		Payments                []domain.Payment
+		Descriptors             map[domain.VtxoKey]string
 		ExpectedNumOfConnectors int
 		ExpectedNumOfForfeitTxs int
 		PoolTx                  string
@@ -222,6 +223,7 @@ type forfeitTxsFixtures struct {
 	}
 	Invalid []struct {
 		Payments    []domain.Payment
+		Descriptors map[domain.VtxoKey]string
 		ExpectedErr string
 		PoolTx      string
 	}
@@ -244,6 +246,42 @@ func parseForfeitTxsFixtures() (*forfeitTxsFixtures, error) {
 		return nil, err
 	}
 
+	valid := vv["valid"].([]interface{})
+	for i, v := range valid {
+		val := v.(map[string]interface{})
+		payments := val["payments"].([]interface{})
+		descriptors := make(map[domain.VtxoKey]string)
+		for _, p := range payments {
+			inputs := p.(map[string]interface{})["inputs"].([]interface{})
+			for _, in := range inputs {
+				inMap := in.(map[string]interface{})
+				descriptors[domain.VtxoKey{
+					Txid: inMap["txid"].(string),
+					VOut: uint32(inMap["vout"].(float64)),
+				}] = inMap["descriptor"].(string)
+			}
+		}
+		fixtures.Valid[i].Descriptors = descriptors
+	}
+
+	invalid := vv["invalid"].([]interface{})
+	for i, v := range invalid {
+		val := v.(map[string]interface{})
+		payments := val["payments"].([]interface{})
+		descriptors := make(map[domain.VtxoKey]string)
+		for _, p := range payments {
+			inputs := p.(map[string]interface{})["inputs"].([]interface{})
+			for _, in := range inputs {
+				inMap := in.(map[string]interface{})
+				descriptors[domain.VtxoKey{
+					Txid: inMap["txid"].(string),
+					VOut: uint32(inMap["vout"].(float64)),
+				}] = inMap["descriptor"].(string)
+			}
+		}
+		fixtures.Invalid[i].Descriptors = descriptors
+	}
+
 	return &fixtures, nil
 }
 

server/internal/infrastructure/tx-builder/covenant/testdata/fixtures.json

@@ -9,14 +9,14 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1100
               }
             ]
@@ -33,18 +33,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -61,18 +61,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -83,18 +83,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -105,18 +105,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -133,58 +133,58 @@
               {
                 "txid": "755c820771284d85ea4bbcc246565b4eddadc44237a7e57a0f9cb78a840d1d41",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1000
               },
               {
                 "txid": "66a0df86fcdeb84b8877adfe0b2c556dba30305d72ddbd4c49355f6930355357",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1000
               },
               {
                 "txid": "9913159bc7aa493ca53cbb9cbc88f97ba01137c814009dc7ef520c3fafc67909",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 500
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 0,
+                "pubkey":"0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1000
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 1000
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -206,25 +206,25 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 600
               },
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
-                "signerPubkey": "020000000000000000000000000000000000000000000000000000000000000001",
                 "amount": 500
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]

server/internal/infrastructure/tx-builder/covenant/utils.go

@@ -45,34 +45,38 @@ func getPsetId(pset *psetv2.Pset) (string, error) {
 	return utx.TxHash().String(), nil
 }
 
-func getOnchainReceivers(
-	payments []domain.Payment,
-) []domain.Receiver {
-	receivers := make([]domain.Receiver, 0)
+func getOnchainOutputs(
+	payments []domain.Payment, net *network.Network,
+) ([]psetv2.OutputArgs, error) {
+	outputs := make([]psetv2.OutputArgs, 0)
 	for _, payment := range payments {
 		for _, receiver := range payment.Receivers {
 			if receiver.IsOnchain() {
-				receivers = append(receivers, receiver)
-			}
-		}
-	}
-	return receivers
-}
-
-func getOffchainReceivers(
-	payments []domain.Payment,
-) ([]tree.Receiver, error) {
-	receivers := make([]tree.Receiver, 0)
-	for _, payment := range payments {
-		for _, receiver := range payment.Receivers {
-			if !receiver.IsOnchain() {
-				vtxoScript, err := tree.ParseVtxoScript(receiver.Descriptor)
+				receiverScript, err := address.ToOutputScript(receiver.OnchainAddress)
 				if err != nil {
 					return nil, err
 				}
 
-				receivers = append(receivers, tree.Receiver{
-					Script: vtxoScript,
+				outputs = append(outputs, psetv2.OutputArgs{
+					Script: receiverScript,
+					Amount: receiver.Amount,
+					Asset:  net.AssetID,
+				})
+			}
+		}
+	}
+	return outputs, nil
+}
+
+func getOutputVtxosLeaves(
+	payments []domain.Payment,
+) ([]tree.VtxoLeaf, error) {
+	receivers := make([]tree.VtxoLeaf, 0)
+	for _, payment := range payments {
+		for _, receiver := range payment.Receivers {
+			if !receiver.IsOnchain() {
+				receivers = append(receivers, tree.VtxoLeaf{
+					Pubkey: receiver.Pubkey,
 					Amount: receiver.Amount,
 				})
 			}

server/internal/infrastructure/tx-builder/covenantless/builder.go

@@ -228,7 +228,10 @@ func (b *txBuilder) BuildSweepTx(inputs []ports.SweepInput) (signedSweepTx strin
 }
 
 func (b *txBuilder) BuildForfeitTxs(
-	poolTx string, payments []domain.Payment, minRelayFeeRate chainfee.SatPerKVByte,
+	poolTx string,
+	payments []domain.Payment,
+	descriptors map[domain.VtxoKey]string,
+	minRelayFeeRate chainfee.SatPerKVByte,
 ) (connectors []string, forfeitTxs []string, err error) {
 	connectorPkScript, err := b.getConnectorPkScript(poolTx)
 	if err != nil {
@@ -245,7 +248,7 @@ func (b *txBuilder) BuildForfeitTxs(
 		return nil, nil, err
 	}
 
-	forfeitTxs, err = b.createForfeitTxs(payments, connectorTxs, minRelayFeeRate)
+	forfeitTxs, err = b.createForfeitTxs(payments, descriptors, connectorTxs, minRelayFeeRate)
 	if err != nil {
 		return nil, nil, err
 	}
@@ -271,7 +274,7 @@ func (b *txBuilder) BuildRoundTx(
 		return "", nil, "", fmt.Errorf("missing cosigners")
 	}
 
-	receivers, err := getOffchainReceivers(payments)
+	receivers, err := getOutputVtxosLeaves(payments)
 	if err != nil {
 		return "", nil, "", err
 	}
@@ -399,7 +402,10 @@ func (b *txBuilder) FindLeaves(congestionTree tree.CongestionTree, fromtxid stri
 }
 
 func (b *txBuilder) BuildAsyncPaymentTransactions(
-	vtxos []domain.Vtxo, aspPubKey *secp256k1.PublicKey, receivers []domain.Receiver,
+	vtxos []domain.Vtxo,
+	descriptors map[domain.VtxoKey]string,
+	forfeitsLeaves map[domain.VtxoKey]chainhash.Hash,
+	receivers []domain.Receiver,
 ) (string, error) {
 	if len(vtxos) <= 0 {
 		return "", fmt.Errorf("missing vtxos")
@@ -412,6 +418,16 @@ func (b *txBuilder) BuildAsyncPaymentTransactions(
 
 	redeemTxWeightEstimator := &input.TxWeightEstimator{}
 	for index, vtxo := range vtxos {
+		desc, ok := descriptors[vtxo.VtxoKey]
+		if !ok {
+			return "", fmt.Errorf("missing descriptor for vtxo %s", vtxo.VtxoKey)
+		}
+
+		forfeitLeafHash, ok := forfeitsLeaves[vtxo.VtxoKey]
+		if !ok {
+			return "", fmt.Errorf("missing forfeit leaf hash for vtxo %s", vtxo.VtxoKey)
+		}
+
 		if vtxo.Spent || vtxo.Redeemed || vtxo.Swept {
 			return "", fmt.Errorf("all vtxos must be unspent")
 		}
@@ -426,7 +442,7 @@ func (b *txBuilder) BuildAsyncPaymentTransactions(
 			Index: vtxo.VOut,
 		}
 
-		vtxoScript, err := bitcointree.ParseVtxoScript(vtxo.Descriptor)
+		vtxoScript, err := bitcointree.ParseVtxoScript(desc)
 		if err != nil {
 			return "", err
 		}
@@ -446,18 +462,7 @@ func (b *txBuilder) BuildAsyncPaymentTransactions(
 			PkScript: vtxoOutputScript,
 		}
 
-		if defaultVtxoScript, ok := vtxoScript.(*bitcointree.DefaultVtxoScript); ok {
-			forfeitLeaf := bitcointree.MultisigClosure{
-				Pubkey:    defaultVtxoScript.Owner,
-				AspPubkey: defaultVtxoScript.Asp,
-			}
-
-			tapLeaf, err := forfeitLeaf.Leaf()
-			if err != nil {
-				return "", err
-			}
-
-			leafProof, err := vtxoTree.GetTaprootMerkleProof(tapLeaf.TapHash())
+		leafProof, err := vtxoTree.GetTaprootMerkleProof(forfeitLeafHash)
 		if err != nil {
 			return "", err
 		}
@@ -473,13 +478,10 @@ func (b *txBuilder) BuildAsyncPaymentTransactions(
 			return "", err
 		}
 
-			redeemTxWeightEstimator.AddTapscriptInput(64*2, &waddrmgr.Tapscript{
+		redeemTxWeightEstimator.AddTapscriptInput(64*2+40, &waddrmgr.Tapscript{
 			RevealedScript: leafProof.Script,
 			ControlBlock:   ctrlBlock,
 		})
-		} else {
-			return "", fmt.Errorf("vtxo %s:%d script is not default script, can't be async spent", vtxo.Txid, vtxo.VOut)
-		}
 
 		ins = append(ins, vtxoOutpoint)
 	}
@@ -498,17 +500,21 @@ func (b *txBuilder) BuildAsyncPaymentTransactions(
 	}
 
 	for i, receiver := range receivers {
-		offchainScript, err := bitcointree.ParseVtxoScript(receiver.Descriptor)
+		if receiver.IsOnchain() {
+			return "", fmt.Errorf("receiver %d is onchain", i)
+		}
+
+		pubkeyBytes, err := hex.DecodeString(receiver.Pubkey)
 		if err != nil {
 			return "", err
 		}
 
-		receiverVtxoTaprootKey, _, err := offchainScript.TapTree()
+		pubkey, err := schnorr.ParsePubKey(pubkeyBytes)
 		if err != nil {
 			return "", err
 		}
 
-		newVtxoScript, err := common.P2TRScript(receiverVtxoTaprootKey)
+		newVtxoScript, err := common.P2TRScript(pubkey)
 		if err != nil {
 			return "", err
 		}
@@ -588,7 +594,6 @@ func (b *txBuilder) createRoundTx(
 
 	connectorAmount := dustLimit
 
-	receivers := getOnchainReceivers(payments)
 	nbOfInputs := countSpentVtxos(payments)
 	connectorsAmount := (connectorAmount + connectorMinRelayFee) * nbOfInputs
 	if nbOfInputs > 1 {
@@ -614,24 +619,16 @@ func (b *txBuilder) createRoundTx(
 		})
 	}
 
-	for _, receiver := range receivers {
-		targetAmount += receiver.Amount
-
-		receiverAddr, err := btcutil.DecodeAddress(receiver.OnchainAddress, b.onchainNetwork())
+	onchainOutputs, err := getOnchainOutputs(payments, b.onchainNetwork())
 	if err != nil {
 		return nil, err
 	}
 
-		receiverScript, err := txscript.PayToAddrScript(receiverAddr)
-		if err != nil {
-			return nil, err
+	for _, output := range onchainOutputs {
+		targetAmount += uint64(output.Value)
 	}
 
-		outputs = append(outputs, &wire.TxOut{
-			Value:    int64(receiver.Amount),
-			PkScript: receiverScript,
-		})
-	}
+	outputs = append(outputs, onchainOutputs...)
 
 	for _, input := range boardingInputs {
 		targetAmount -= input.Amount
@@ -1016,6 +1013,7 @@ func (b *txBuilder) minRelayFeeTreeTx() (uint64, error) {
 
 func (b *txBuilder) createForfeitTxs(
 	payments []domain.Payment,
+	descriptors map[domain.VtxoKey]string,
 	connectors []*psbt.Packet,
 	minRelayFeeRate chainfee.SatPerKVByte,
 ) ([]string, error) {
@@ -1042,7 +1040,12 @@ func (b *txBuilder) createForfeitTxs(
 	forfeitTxs := make([]string, 0)
 	for _, payment := range payments {
 		for _, vtxo := range payment.Inputs {
-			offchainscript, err := bitcointree.ParseVtxoScript(vtxo.Descriptor)
+			desc, ok := descriptors[vtxo.VtxoKey]
+			if !ok {
+				return nil, err
+			}
+
+			offchainscript, err := bitcointree.ParseVtxoScript(desc)
 			if err != nil {
 				return nil, err
 			}

server/internal/infrastructure/tx-builder/covenantless/builder_test.go

@@ -123,7 +123,7 @@ func TestBuildForfeitTxs(t *testing.T) {
 		t.Run("valid", func(t *testing.T) {
 			for _, f := range fixtures.Valid {
 				connectors, forfeitTxs, err := builder.BuildForfeitTxs(
-					f.PoolTx, f.Payments, minRelayFeeRate,
+					f.PoolTx, f.Payments, f.Descriptors, minRelayFeeRate,
 				)
 				require.NoError(t, err)
 				require.Len(t, connectors, f.ExpectedNumOfConnectors)
@@ -161,7 +161,7 @@ func TestBuildForfeitTxs(t *testing.T) {
 		t.Run("invalid", func(t *testing.T) {
 			for _, f := range fixtures.Invalid {
 				connectors, forfeitTxs, err := builder.BuildForfeitTxs(
-					f.PoolTx, f.Payments, minRelayFeeRate,
+					f.PoolTx, f.Payments, f.Descriptors, minRelayFeeRate,
 				)
 				require.EqualError(t, err, f.ExpectedErr)
 				require.Empty(t, connectors)
@@ -225,6 +225,7 @@ func parsePoolTxFixtures() (*poolTxFixtures, error) {
 type forfeitTxsFixtures struct {
 	Valid []struct {
 		Payments                []domain.Payment
+		Descriptors             map[domain.VtxoKey]string
 		ExpectedNumOfConnectors int
 		ExpectedNumOfForfeitTxs int
 		PoolTx                  string
@@ -232,6 +233,7 @@ type forfeitTxsFixtures struct {
 	}
 	Invalid []struct {
 		Payments    []domain.Payment
+		Descriptors map[domain.VtxoKey]string
 		ExpectedErr string
 		PoolTx      string
 	}
@@ -254,5 +256,41 @@ func parseForfeitTxsFixtures() (*forfeitTxsFixtures, error) {
 		return nil, err
 	}
 
+	valid := vv["valid"].([]interface{})
+	for i, v := range valid {
+		val := v.(map[string]interface{})
+		payments := val["payments"].([]interface{})
+		descriptors := make(map[domain.VtxoKey]string)
+		for _, p := range payments {
+			inputs := p.(map[string]interface{})["inputs"].([]interface{})
+			for _, in := range inputs {
+				inMap := in.(map[string]interface{})
+				descriptors[domain.VtxoKey{
+					Txid: inMap["txid"].(string),
+					VOut: uint32(inMap["vout"].(float64)),
+				}] = inMap["descriptor"].(string)
+			}
+		}
+		fixtures.Valid[i].Descriptors = descriptors
+	}
+
+	invalid := vv["invalid"].([]interface{})
+	for i, v := range invalid {
+		val := v.(map[string]interface{})
+		payments := val["payments"].([]interface{})
+		descriptors := make(map[domain.VtxoKey]string)
+		for _, p := range payments {
+			inputs := p.(map[string]interface{})["inputs"].([]interface{})
+			for _, in := range inputs {
+				inMap := in.(map[string]interface{})
+				descriptors[domain.VtxoKey{
+					Txid: inMap["txid"].(string),
+					VOut: uint32(inMap["vout"].(float64)),
+				}] = inMap["descriptor"].(string)
+			}
+		}
+		fixtures.Invalid[i].Descriptors = descriptors
+	}
+
 	return &fixtures, nil
 }

server/internal/infrastructure/tx-builder/covenantless/testdata/fixtures.json

@@ -9,13 +9,14 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1100
               }
             ]
@@ -32,17 +33,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -59,17 +61,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -80,17 +83,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -101,17 +105,18 @@
               {
                 "txid": "fd68e3c5796cc7db0a8036d486d5f625b6b2f2c014810ac020e1ac23e82c59d6",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1100
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 600
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -128,54 +133,58 @@
               {
                 "txid": "755c820771284d85ea4bbcc246565b4eddadc44237a7e57a0f9cb78a840d1d41",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "66a0df86fcdeb84b8877adfe0b2c556dba30305d72ddbd4c49355f6930355357",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "9913159bc7aa493ca53cbb9cbc88f97ba01137c814009dc7ef520c3fafc67909",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 500
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "pubkey": "02c87e5c1758df5ad42a918ec507b6e8dfcdcebf22f64f58eb4ad5804257d658a5",
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]
@@ -197,53 +206,58 @@
               {
                 "txid": "755c820771284d85ea4bbcc246565b4eddadc44237a7e57a0f9cb78a840d1d41",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "66a0df86fcdeb84b8877adfe0b2c556dba30305d72ddbd4c49355f6930355357",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "9913159bc7aa493ca53cbb9cbc88f97ba01137c814009dc7ef520c3fafc67909",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 500
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 0,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               },
               {
                 "txid": "5e10e77a7cdedc153be5193a4b6055a7802706ded4f2a9efefe86ed2f9a6ae60",
                 "vout": 1,
+                "pubkey": "0000000000000000000000000000000000000000000000000000000000000001",
                 "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
                 "amount": 1000
               }
             ],
             "receivers": [
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 1000
               },
               {
-                "descriptor": "tr(020000000000000000000000000000000000000000000000000000000000000001,{ and(pk(0000000000000000000000000000000000000000000000000000000000000001), pk(0000000000000000000000000000000000000000000000000000000000000001)), and(older(512), pk(0000000000000000000000000000000000000000000000000000000000000001)) })",
+                "pubkey": "25a43cecfa0e1b1a4f72d64ad15f4cfa7a84d0723e8511c969aa543638ea9967",
                 "amount": 500
               }
             ]

server/internal/infrastructure/tx-builder/covenantless/utils.go

@@ -1,47 +1,58 @@
 package txbuilder
 
 import (
-	"github.com/ark-network/ark/common/bitcointree"
+	"github.com/ark-network/ark/common/tree"
 	"github.com/ark-network/ark/server/internal/core/domain"
 	"github.com/btcsuite/btcd/btcec/v2/schnorr"
+	"github.com/btcsuite/btcd/btcutil"
+	"github.com/btcsuite/btcd/chaincfg"
 	"github.com/btcsuite/btcd/txscript"
+	"github.com/btcsuite/btcd/wire"
 	"github.com/decred/dcrd/dcrec/secp256k1/v4"
 )
 
-func getOnchainReceivers(
-	payments []domain.Payment,
-) []domain.Receiver {
-	receivers := make([]domain.Receiver, 0)
+func getOnchainOutputs(
+	payments []domain.Payment, network *chaincfg.Params,
+) ([]*wire.TxOut, error) {
+	outputs := make([]*wire.TxOut, 0)
 	for _, payment := range payments {
 		for _, receiver := range payment.Receivers {
 			if receiver.IsOnchain() {
-				receivers = append(receivers, receiver)
-			}
-		}
-	}
-	return receivers
-}
-
-func getOffchainReceivers(
-	payments []domain.Payment,
-) ([]bitcointree.Receiver, error) {
-	receivers := make([]bitcointree.Receiver, 0)
-	for _, payment := range payments {
-		for _, receiver := range payment.Receivers {
-			if !receiver.IsOnchain() {
-				vtxoScript, err := bitcointree.ParseVtxoScript(receiver.Descriptor)
+				receiverAddr, err := btcutil.DecodeAddress(receiver.OnchainAddress, network)
 				if err != nil {
 					return nil, err
 				}
 
-				receivers = append(receivers, bitcointree.Receiver{
-					Script: vtxoScript,
+				receiverScript, err := txscript.PayToAddrScript(receiverAddr)
+				if err != nil {
+					return nil, err
+				}
+
+				outputs = append(outputs, &wire.TxOut{
+					Value:    int64(receiver.Amount),
+					PkScript: receiverScript,
+				})
+			}
+		}
+	}
+	return outputs, nil
+}
+
+func getOutputVtxosLeaves(
+	payments []domain.Payment,
+) ([]tree.VtxoLeaf, error) {
+	leaves := make([]tree.VtxoLeaf, 0)
+	for _, payment := range payments {
+		for _, receiver := range payment.Receivers {
+			if !receiver.IsOnchain() {
+				leaves = append(leaves, tree.VtxoLeaf{
+					Pubkey: receiver.Pubkey,
 					Amount: receiver.Amount,
 				})
 			}
 		}
 	}
-	return receivers, nil
+	return leaves, nil
 }
 
 func countSpentVtxos(payments []domain.Payment) uint64 {

server/internal/interface/grpc/handlers/arkservice.go

@@ -338,7 +338,7 @@ func (h *handler) Ping(
 func (h *handler) CreatePayment(
 	ctx context.Context, req *arkv1.CreatePaymentRequest,
 ) (*arkv1.CreatePaymentResponse, error) {
-	inputs, err := parseInputs(req.GetInputs())
+	inputs, err := parseAsyncPaymentInputs(req.GetInputs())
 	if err != nil {
 		return nil, status.Error(codes.InvalidArgument, err.Error())
 	}
@@ -353,12 +353,12 @@ func (h *handler) CreatePayment(
 			return nil, status.Error(codes.InvalidArgument, "output amount must be greater than 0")
 		}
 
-		if len(receiver.OnchainAddress) > 0 {
-			return nil, status.Error(codes.InvalidArgument, "onchain address is not supported as async payment destination")
+		if len(receiver.OnchainAddress) <= 0 && len(receiver.Pubkey) <= 0 {
+			return nil, status.Error(codes.InvalidArgument, "missing address")
 		}
 
-		if len(receiver.Descriptor) <= 0 {
-			return nil, status.Error(codes.InvalidArgument, "missing output descriptor")
+		if receiver.IsOnchain() {
+			return nil, status.Error(codes.InvalidArgument, "onchain outputs are not supported as async payment destination")
 		}
 	}
 
@@ -462,12 +462,12 @@ func (h *handler) GetRoundById(
 func (h *handler) ListVtxos(
 	ctx context.Context, req *arkv1.ListVtxosRequest,
 ) (*arkv1.ListVtxosResponse, error) {
-	_, userPubkey, _, err := parseAddress(req.GetAddress())
+	_, err := parseAddress(req.GetAddress())
 	if err != nil {
 		return nil, status.Error(codes.InvalidArgument, err.Error())
 	}
 
-	spendableVtxos, spentVtxos, err := h.svc.ListVtxos(ctx, userPubkey)
+	spendableVtxos, spentVtxos, err := h.svc.ListVtxos(ctx, req.GetAddress())
 	if err != nil {
 		return nil, err
 	}

server/internal/interface/grpc/handlers/parser.go

@@ -1,25 +1,55 @@
 package handlers
 
 import (
+	"encoding/hex"
 	"fmt"
 
 	arkv1 "github.com/ark-network/ark/api-spec/protobuf/gen/ark/v1"
 	"github.com/ark-network/ark/common"
 	"github.com/ark-network/ark/common/tree"
+	"github.com/ark-network/ark/server/internal/core/application"
 	"github.com/ark-network/ark/server/internal/core/domain"
 	"github.com/ark-network/ark/server/internal/core/ports"
-	"github.com/decred/dcrd/dcrec/secp256k1/v4"
+	"github.com/btcsuite/btcd/btcec/v2/schnorr"
+	"github.com/btcsuite/btcd/chaincfg/chainhash"
 )
 
 // From interface type to app type
 
-func parseAddress(addr string) (string, *secp256k1.PublicKey, *secp256k1.PublicKey, error) {
+func parseAddress(addr string) (*common.Address, error) {
 	if len(addr) <= 0 {
-		return "", nil, nil, fmt.Errorf("missing address")
+		return nil, fmt.Errorf("missing address")
 	}
 	return common.DecodeAddress(addr)
 }
 
+func parseAsyncPaymentInputs(ins []*arkv1.AsyncPaymentInput) ([]application.AsyncPaymentInput, error) {
+	if len(ins) <= 0 {
+		return nil, fmt.Errorf("missing inputs")
+	}
+
+	inputs := make([]application.AsyncPaymentInput, 0, len(ins))
+	for _, input := range ins {
+		forfeitLeafHash, err := chainhash.NewHashFromStr(input.GetForfeitLeafHash())
+		if err != nil {
+			return nil, fmt.Errorf("invalid forfeit leaf hash: %s", err)
+		}
+
+		inputs = append(inputs, application.AsyncPaymentInput{
+			Input: ports.Input{
+				VtxoKey: domain.VtxoKey{
+					Txid: input.GetInput().GetOutpoint().GetTxid(),
+					VOut: input.GetInput().GetOutpoint().GetVout(),
+				},
+				Descriptor: input.GetInput().GetDescriptor_(),
+			},
+			ForfeitLeafHash: *forfeitLeafHash,
+		})
+	}
+
+	return inputs, nil
+}
+
 func parseInputs(ins []*arkv1.Input) ([]ports.Input, error) {
 	if len(ins) <= 0 {
 		return nil, fmt.Errorf("missing inputs")
@@ -39,21 +69,38 @@ func parseInputs(ins []*arkv1.Input) ([]ports.Input, error) {
 	return inputs, nil
 }
 
+func parseReceiver(out *arkv1.Output) (domain.Receiver, error) {
+	decodedAddr, err := common.DecodeAddress(out.GetAddress())
+	if err != nil {
+		// onchain address
+		return domain.Receiver{
+			Amount:         out.GetAmount(),
+			OnchainAddress: out.GetAddress(),
+		}, nil
+	}
+
+	return domain.Receiver{
+		Amount: out.GetAmount(),
+		Pubkey: hex.EncodeToString(schnorr.SerializePubKey(decodedAddr.VtxoTapKey)),
+	}, nil
+}
+
 func parseReceivers(outs []*arkv1.Output) ([]domain.Receiver, error) {
 	receivers := make([]domain.Receiver, 0, len(outs))
 	for _, out := range outs {
 		if out.GetAmount() == 0 {
 			return nil, fmt.Errorf("missing output amount")
 		}
-		if len(out.GetAddress()) <= 0 && len(out.GetDescriptor_()) <= 0 {
+		if len(out.GetAddress()) <= 0 {
 			return nil, fmt.Errorf("missing output destination")
 		}
 
-		receivers = append(receivers, domain.Receiver{
-			Descriptor:     out.GetDescriptor_(),
-			Amount:         out.GetAmount(),
-			OnchainAddress: out.GetAddress(),
-		})
+		rcv, err := parseReceiver(out)
+		if err != nil {
+			return nil, err
+		}
+
+		receivers = append(receivers, rcv)
 	}
 	return receivers, nil
 }
@@ -70,7 +117,6 @@ func (v vtxoList) toProto() []*arkv1.Vtxo {
 				Txid: vv.Txid,
 				Vout: vv.VOut,
 			},
-			Descriptor_: vv.Descriptor,
 			Amount:    vv.Amount,
 			RoundTxid: vv.RoundTxid,
 			Spent:     vv.Spent,
@@ -79,6 +125,7 @@ func (v vtxoList) toProto() []*arkv1.Vtxo {
 			Swept:     vv.Swept,
 			RedeemTx:  vv.RedeemTx,
 			Pending:   vv.Pending,
+			Pubkey:    vv.Pubkey,
 		})
 	}